10+ Years · Anderson
Experienced Mortgage Brokers in Anderson, IN
Experience matters. These mortgage brokers in Anderson have years of proven work behind them — and the reviews to back it up.
As of June 2026, RatingsNearMe ranks 14 mortgage brokers in Anderson, IN by verified customer ratings and review volume. The highest-rated is The Rodney Anderson Team with NFM Lending with a 4.8-star rating from 165 verified reviews. Also in the top tier: Brian Huff, Ruoff Mortgage and Fancher Mortgage Group, NMLS# 2334. The average rating across all listed mortgage brokers in Anderson is 4.8 stars from 61 reviews per business on average.
Mortgage brokers in Anderson: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
14
Businesses listed
4.8★
Avg rating
61
Avg reviews
Jun 1, 2026
Last updated
Top Rated Mortgage Brokers
The Rodney Anderson Team with NFM Lending
3000 Village Pkwy #400, Highland Village, TX 75077, USA
Brian Huff, Ruoff Mortgage
4534 S Scatterfield Rd, Anderson, IN 46013, USA
Fancher Mortgage Group, NMLS# 2334
600 Corporation Dr Ste 200, Pendleton, IN 46064, USA
Mortgage Brokers Rankings in Anderson, IN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | The Rodney Anderson Team with NFM Lending3000 Village Pkwy #400, Highland Village, TX 75077, USA | 4.8★ | 165 |
| #2 | Brian Huff, Ruoff Mortgage4534 S Scatterfield Rd, Anderson, IN 46013, USA | 5.0★ | 110 |
| #3 | Fancher Mortgage Group, NMLS# 2334600 Corporation Dr Ste 200, Pendleton, IN 46064, USA | 5.0★ | 90 |
| #4 | Guild Mortgage - Bill Montgomery2907 Enterprise Dr, Anderson, IN 46013, USA | 5.0★ | 21 |
| #5 | Preferred Mortgage2149 E Co Rd 67, Anderson, IN 46017, USA | 3.1★ | 17 |
| #6 | Legacy Lending Mortgage Group2315 N Main St STE 211D, Anderson, SC 29621, USA | 5.0★ | 85 |
| #7 | Guild Mortgage Company2907 Enterprise Dr, Anderson, IN 46013, USA | — | — |
| #8 | Guild Mortgage - Ryan Montgomery2907 Enterprise Dr, Anderson, IN 46013, USA | 5.0★ | 3 |
| #9 | Guild Mortgage - Marty Mates2907 Enterprise Dr, Anderson, IN 46013, USA | 5.0★ | 14 |
| #10 | Heights Finance800 Main St Suite 402, Anderson, IN 46016, USA | 4.8★ | 71 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Anderson
Guild Mortgage - Bill Montgomery
2907 Enterprise Dr, Anderson, IN 46013, USA
Preferred Mortgage
2149 E Co Rd 67, Anderson, IN 46017, USA
Legacy Lending Mortgage Group
2315 N Main St STE 211D, Anderson, SC 29621, USA
Guild Mortgage Company
2907 Enterprise Dr, Anderson, IN 46013, USA
Guild Mortgage - Ryan Montgomery
2907 Enterprise Dr, Anderson, IN 46013, USA
Guild Mortgage - Marty Mates
2907 Enterprise Dr, Anderson, IN 46013, USA
Heights Finance
800 Main St Suite 402, Anderson, IN 46016, USA
Ruoff Mortgage - Anderson
4534 S Scatterfield Rd, Anderson, IN 46013, USA
Kelly L Burris | Fairway Independent Mortgage Corporation
1320 E 53rd St Suite B, Anderson, IN 46013, USA
Fairway Independent Mortgage Corporation
1320 E 53rd St Suite B, Anderson, IN 46013, USA
Trudi Parton, Ruoff Mortgage
4534 S Scatterfield Rd, Anderson, IN 46013, USA
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Frequently Asked Questions — Mortgage Brokers in Anderson
What does a mortgage broker do differently than going directly to a bank in Anderson?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Anderson?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in IN?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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