10+ Years · Antioch
Experienced Mortgage Brokers in Antioch, CA
Experience matters. These mortgage brokers in Antioch have years of proven work behind them — and the reviews to back it up.
As of May 2026, RatingsNearMe ranks 13 mortgage brokers in Antioch, CA by verified customer ratings and review volume. The highest-rated is One Brokerage with a 4.9-star rating from 377 verified reviews. Also in the top tier: Preferred Rate Partnered with APM and Mariner Finance. The average rating across all listed mortgage brokers in Antioch is 5 stars from 51 reviews per business on average.
Mortgage brokers in Antioch: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
13
Businesses listed
5★
Avg rating
51
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
One Brokerage
21731 Ventura Blvd Suite 370, Woodland Hills, CA 91364, USA
Preferred Rate Partnered with APM
141 Sand Creek Rd C, Brentwood, CA 94513, USA
Mariner Finance
5829 Lone Tree Wy Suite G, Antioch, CA 94531, USA
Mortgage Brokers Rankings in Antioch, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | One Brokerage21731 Ventura Blvd Suite 370, Woodland Hills, CA 91364, USA | 4.9★ | 377 |
| #2 | Preferred Rate Partnered with APM141 Sand Creek Rd C, Brentwood, CA 94513, USA | 4.9★ | 100 |
| #3 | Mariner Finance5829 Lone Tree Wy Suite G, Antioch, CA 94531, USA | 4.9★ | 63 |
| #4 | Supreme Lending5065 Deer Valley Rd Suite 112, Antioch, CA 94531, USA | 5.0★ | 25 |
| #5 | Ranae Callaway Nexa Mortgage5179 Lone Tree Wy Ste 104, Antioch, CA 94531, USA | 5.0★ | 5 |
| #6 | Kristin Calmerin - Supreme Lending5065 Deer Valley Rd Suite 112, Antioch, CA 94531, USA | 5.0★ | 31 |
| #7 | E3 Home Loans2157 Country Hls Dr Suite 205, Antioch, CA 94509, USA | 5.0★ | 2 |
| #8 | Margaret Smethers, Mortgage Broker NMLS #9070162157 Country Hls Dr Suite 206, Antioch, CA 94509, USA | 5.0★ | 19 |
| #9 | Supreme Lending-Nicole King5065 Deer Valley Rd Suite 112, Antioch, CA 94531, USA | 5.0★ | 10 |
| #10 | Natalie Pantoja - Mortgage Expert Supreme Lending5065 Deer Valley Rd Suite 112, Antioch, CA 94531, USA | 5.0★ | 5 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Antioch
Supreme Lending
5065 Deer Valley Rd Suite 112, Antioch, CA 94531, USA
Ranae Callaway Nexa Mortgage
5179 Lone Tree Wy Ste 104, Antioch, CA 94531, USA
Kristin Calmerin - Supreme Lending
5065 Deer Valley Rd Suite 112, Antioch, CA 94531, USA
E3 Home Loans
2157 Country Hls Dr Suite 205, Antioch, CA 94509, USA
Margaret Smethers, Mortgage Broker NMLS #907016
2157 Country Hls Dr Suite 206, Antioch, CA 94509, USA
Supreme Lending-Nicole King
5065 Deer Valley Rd Suite 112, Antioch, CA 94531, USA
Natalie Pantoja - Mortgage Expert Supreme Lending
5065 Deer Valley Rd Suite 112, Antioch, CA 94531, USA
Home Loans - Cindy Hensley
5065 Deer Valley Rd Suite 112, Antioch, CA 94531, USA
Jason Peterson at Homeowners Financial Group USA, LLC
2455 Sand Creek Rd Suite 104, Brentwood, CA 94513, USA
Alex Coons - Preferred Rate
141 Sand Creek Rd Suite C, Brentwood, CA 94513, USA
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Frequently Asked Questions — Mortgage Brokers in Antioch
What does a mortgage broker do differently than going directly to a bank in Antioch?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Antioch?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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