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Affordable Insurance Agents in Asheville, TX
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As of June 2026, RatingsNearMe ranks 20 insurance agents in Asheville, TX by verified customer ratings and review volume. The highest-rated is Texas Independent Insurance & Risk Management with a 5.0-star rating from 2 verified reviews. Also in the top tier: Benjamin-Fry Insurance and Carter's Insurance Agency. The average rating across all listed insurance agents in Asheville is 4.7 stars from 98 reviews per business on average.
Insurance in Asheville: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
98
Avg reviews
Jun 1, 2026
Last updated
Top Rated Insurance Agents
Texas Independent Insurance & Risk Management
9901 Brodie Ln Suite 160-935, Austin, TX 78748, USA
Benjamin-Fry Insurance
1213 W Slaughter Ln #140, Austin, TX 78748, USA
Carter's Insurance Agency
10200 Highway 290 W, Austin, TX 78736, USA
Insurance Agents Rankings in Asheville, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Texas Independent Insurance & Risk Management9901 Brodie Ln Suite 160-935, Austin, TX 78748, USA | 5.0★ | 2 |
| #2 | Benjamin-Fry Insurance1213 W Slaughter Ln #140, Austin, TX 78748, USA | 5.0★ | 136 |
| #3 | Carter's Insurance Agency10200 Highway 290 W, Austin, TX 78736, USA | 4.9★ | 198 |
| #4 | The Texas Insurance Broker4009 Banister Ln Suite 230, Austin, TX 78704, USA | 4.7★ | 58 |
| #5 | Hank Gerdes - State Farm Insurance Agent12016 US-290 Ste 3, Austin, TX 78737, USA | 4.9★ | 193 |
| #6 | EZ Insurance Agency4011 S 1st St, Austin, TX 78745, USA | 4.7★ | 253 |
| #7 | Acceptance Insurance4201 S Congress Ave STE 103, Austin, TX 78745, USA | 4.8★ | 415 |
| #8 | Southwest Insurance Center901 S MoPac Expy Bldg 1, Ste 300, Austin, TX 78746, USA | 4.8★ | 21 |
| #9 | Cedar Oak Insurance901 S MoPac Expy Bldg.1, Suite 300, Austin, TX 78746, USA | 4.9★ | 210 |
| #10 | Nancy Hunter Farmers Insurance Agency251 N Farm to Market 1626 Bldg 2 #C, Buda, TX 78610, USA | 4.9★ | 133 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Asheville
The Texas Insurance Broker
4009 Banister Ln Suite 230, Austin, TX 78704, USA
Hank Gerdes - State Farm Insurance Agent
12016 US-290 Ste 3, Austin, TX 78737, USA
Acceptance Insurance
4201 S Congress Ave STE 103, Austin, TX 78745, USA
Southwest Insurance Center
901 S MoPac Expy Bldg 1, Ste 300, Austin, TX 78746, USA
Cedar Oak Insurance
901 S MoPac Expy Bldg.1, Suite 300, Austin, TX 78746, USA
Nancy Hunter Farmers Insurance Agency
251 N Farm to Market 1626 Bldg 2 #C, Buda, TX 78610, USA
Thames Insurance
251 Farm to Market 1626, Buda, TX 78610, USA
Farmers Insurance - George Torres
112 Cimarron Park Loop UNIT B, Buda, TX 78610, USA
Texas Farm Bureau Insurance Company
1762 Farm to Market 967 Ste. A & D, Buda, TX 78610, USA
Sally Dewitt, Bankers Life Agent
1766 Ranch to Market Rd 967 Ste A, Buda, TX 78610, USA
Sergio Portillo
1762 Ranch to Market Rd 967 ste a & d, Buda, TX 78610, USA
CoverMile – Texas Insurance Agency
1700 S Lamar Blvd #338, Austin, TX 78704, USA
Brown Insurance Group Inc.
13341 US-290 BUILDING 2, Austin, TX 78737, USA
Apparent Insurance
11612 Bee Caves Rd, Austin, TX 78738, USA
Ellison & Company Insurance Agency
195 Mystic Shadow Ln, Buda, TX 78610, USA
Farmers Insurance - James Nutt
14101 US-290 Ste 1600e, Austin, TX 78737, USA
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Frequently Asked Questions — Insurance Agents in Asheville
What is the difference between a captive and independent insurance agent in Asheville?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Asheville cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Asheville?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Asheville adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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