Low Cost · Austin
Cheap Insurance Agents in Austin, TX — Best Prices
Compare insurance agents prices in Austin to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of June 2026, RatingsNearMe ranks 17 insurance agents in Austin, TX by verified customer ratings and review volume. The highest-rated is Abt Insurance Agency with a 5.0-star rating from 760 verified reviews. Also in the top tier: Acceptance Insurance and Heaton Bennett Insurance. The average rating across all listed insurance agents in Austin is 4.6 stars from 204 reviews per business on average.
Insurance in Austin: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
17
Businesses listed
4.6★
Avg rating
204
Avg reviews
Jun 1, 2026
Last updated
Top Rated Insurance Agents
Abt Insurance Agency
2301 W Anderson Ln. UNIT 129, Austin, TX 78757, USA
Acceptance Insurance
4201 S Congress Ave STE 103, Austin, TX 78745, USA
Heaton Bennett Insurance
3933 Steck Ave B119, Austin, TX 78759, USA
Insurance Agents Rankings in Austin, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Abt Insurance Agency2301 W Anderson Ln. UNIT 129, Austin, TX 78757, USA | 5.0★ | 760 |
| #2 | Acceptance Insurance4201 S Congress Ave STE 103, Austin, TX 78745, USA | 4.8★ | 415 |
| #3 | Heaton Bennett Insurance3933 Steck Ave B119, Austin, TX 78759, USA | 4.9★ | 954 |
| #4 | Central Insurance Agency, Inc.6000 N Lamar Blvd, Austin, TX 78752, USA | 4.5★ | 42 |
| #5 | Contigo Insurance Agency9310 Georgian Dr Suite A, Austin, TX 78753, USA | 4.8★ | 181 |
| #6 | Insurance4Dallas304 W 15th St, Austin, TX 78701, USA | 5.0★ | 12 |
| #7 | Progressive Car InsuranceColorado St, Austin, TX 78701, USA | 1.0★ | 1 |
| #8 | Time Insurance Agency1405 E Riverside Dr, Austin, TX 78741, USA | 4.5★ | 72 |
| #9 | The Texas Insurance Broker4009 Banister Ln Suite 230, Austin, TX 78704, USA | 4.7★ | 58 |
| #10 | Southwest Insurance Center901 S MoPac Expy Bldg 1, Ste 300, Austin, TX 78746, USA | 4.8★ | 21 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Austin
Central Insurance Agency, Inc.
6000 N Lamar Blvd, Austin, TX 78752, USA
Contigo Insurance Agency
9310 Georgian Dr Suite A, Austin, TX 78753, USA
The Texas Insurance Broker
4009 Banister Ln Suite 230, Austin, TX 78704, USA
Southwest Insurance Center
901 S MoPac Expy Bldg 1, Ste 300, Austin, TX 78746, USA
Greenway Insurance
1139 W Braker Ln STE 202, Austin, TX 78758, USA
Austin Insurance Group / Authorized Progressive Agent
2521 Rutland Dr # 150, Austin, TX 78758, USA
Benjamin-Fry Insurance
1213 W Slaughter Ln #140, Austin, TX 78748, USA
CoverMile – Texas Insurance Agency
1700 S Lamar Blvd #338, Austin, TX 78704, USA
Starr Insurance Agency
8801 Research Blvd #104, Austin, TX 78758, USA
Cedar Oak Insurance
901 S MoPac Expy Bldg.1, Suite 300, Austin, TX 78746, USA
Get Free Quotes
We'll connect you with the top insurance agents in Austin, TX.
Frequently Asked Questions — Insurance Agents in Austin
What is the difference between a captive and independent insurance agent in Austin?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Austin cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Austin?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Austin adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
Compare top-rated insurance agents in cities near you.
How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
More Home Services in Austin
Related Searches
More ways to find insurance agents in Austin
Insurance Agents in nearby cities