Pricing Guide · Ballwin
Insurance Agents Cost in Ballwin, MO — 2026 Price Guide
What should you pay for insurance agents in Ballwin? See real 2026 price ranges from local pros and get free quotes to compare.
As of June 2026, RatingsNearMe ranks 18 insurance agents in Ballwin, MO by verified customer ratings and review volume. The highest-rated is Travis Hesser - State Farm Insurance Agent with a 5.0-star rating from 395 verified reviews. Also in the top tier: Hill Agency & Associates - American Family Insurance and Farmers Insurance - John Ralls. The average rating across all listed insurance agents in Ballwin is 4.9 stars from 88 reviews per business on average.
Insurance in Ballwin: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
18
Businesses listed
4.9★
Avg rating
88
Avg reviews
Jun 1, 2026
Last updated
Top Rated Insurance Agents
Travis Hesser - State Farm Insurance Agent
13603 Barrett Office Dr STE 102, Ballwin, MO 63021, USA
Hill Agency & Associates - American Family Insurance
119 Old State Rd, Ellisville, MO 63021, USA
Farmers Insurance - John Ralls
113 Old State Rd Suite 204, Ellisville, MO 63021, USA
Insurance Agents Rankings in Ballwin, MO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Travis Hesser - State Farm Insurance Agent13603 Barrett Office Dr STE 102, Ballwin, MO 63021, USA | 5.0★ | 395 |
| #2 | Hill Agency & Associates - American Family Insurance119 Old State Rd, Ellisville, MO 63021, USA | 4.9★ | 181 |
| #3 | Farmers Insurance - John Ralls113 Old State Rd Suite 204, Ellisville, MO 63021, USA | 5.0★ | 145 |
| #4 | D Freihaut Agency & Associates LLC American Family Insurance15117 Manchester Rd, Ballwin, MO 63011, USA | 4.9★ | 114 |
| #5 | D Smith Agency & Associates LLC American Family Insurance15332 Manchester Rd Suite 220, Ballwin, MO 63011, USA | 5.0★ | 20 |
| #6 | Bekah Miller - State Farm Insurance Agent410 Sovereign Ct STE 14, Ballwin, MO 63011, USA | 5.0★ | 131 |
| #7 | WalkerHughes Insurance580 Old State Rd, Ellisville, MO 63021, USA | 5.0★ | 14 |
| #8 | Associated Insurance Brokers410 Sovereign Ct STE 6, Ballwin, MO 63011, USA | 4.8★ | 24 |
| #9 | Shelter Insurance - David Keane119 Woods Mill Rd, Ballwin, MO 63011, USA | 5.0★ | 82 |
| #10 | Farmers Insurance - Craig Berry15332 Manchester Rd Ste 211, Ballwin, MO 63011, USA | 5.0★ | 7 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Ballwin
D Freihaut Agency & Associates LLC American Family Insurance
15117 Manchester Rd, Ballwin, MO 63011, USA
D Smith Agency & Associates LLC American Family Insurance
15332 Manchester Rd Suite 220, Ballwin, MO 63011, USA
Bekah Miller - State Farm Insurance Agent
410 Sovereign Ct STE 14, Ballwin, MO 63011, USA
WalkerHughes Insurance
580 Old State Rd, Ellisville, MO 63021, USA
Associated Insurance Brokers
410 Sovereign Ct STE 6, Ballwin, MO 63011, USA
Shelter Insurance - David Keane
119 Woods Mill Rd, Ballwin, MO 63011, USA
Farmers Insurance - Craig Berry
15332 Manchester Rd Ste 211, Ballwin, MO 63011, USA
Avery Agency- Farmers Insurance
16024 Manchester Rd ste 231, Ellisville, MO 63021, USA
Kyle Uhlig: Allstate Insurance
110A Holloway Rd, Ballwin, MO 63011, USA
Start 2 Finish Insurance Agency LLC
10 Strecker Rd #1020, Ellisville, MO 63011, USA
Insurance Broker Resources
301 Sovereign Ct #119C, Ballwin, MO 63011, USA
Ballwin Insurance
15009 Manchester Rd, Ballwin, MO 63011, USA
Jain Insurance Agency
16024 Manchester Rd, Ellisville, MO 63021, USA
Assurance Brokers Ltd
2236 Mason Ln, Ballwin, MO 63021, USA
Alexander Edwards Agency LLC American Family Insurance
16274 Westwoods Business Park, Ellisville, MO 63021, USA
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Frequently Asked Questions — Insurance Agents in Ballwin
What is the difference between a captive and independent insurance agent in Ballwin?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MO?
Search the MO Department of Insurance's online license lookup — Google "MO Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MO must be licensed with the state.
How much does working with a local insurance agent in Ballwin cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Ballwin?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Ballwin adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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