Real Reviews · Bartlett
Top-Reviewed Mortgage Brokers in Bartlett, TN
What are customers actually saying? Read verified reviews for mortgage brokers in Bartlett — every rating is from a real customer.
As of June 2026, RatingsNearMe ranks 13 mortgage brokers in Bartlett, TN by verified customer ratings and review volume. The highest-rated is Patriot Bank Mortgage with a 4.9-star rating from 37 verified reviews. Also in the top tier: Leaders Credit Union and First South Financial Credit Union - Mortgage Department. The average rating across all listed mortgage brokers in Bartlett is 3.9 stars from 20 reviews per business on average.
Mortgage brokers in Bartlett: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
13
Businesses listed
3.9★
Avg rating
20
Avg reviews
Jun 1, 2026
Last updated
Top Rated Mortgage Brokers
Leaders Credit Union
2724 Summer Oaks Dr, Bartlett, TN 38134, USA
First South Financial Credit Union - Mortgage Department
6471 Stage Rd #101, Bartlett, TN 38134, USA
Mortgage Brokers Rankings in Bartlett, TN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Patriot Bank Mortgage3535 Austin Peay Hwy, Memphis, TN 38128, USA | 4.9★ | 37 |
| #2 | Leaders Credit Union2724 Summer Oaks Dr, Bartlett, TN 38134, USA | 4.4★ | 34 |
| #3 | First South Financial Credit Union - Mortgage Department6471 Stage Rd #101, Bartlett, TN 38134, USA | 3.6★ | 32 |
| #4 | Wendy Thompson Team Arlington Mortgage Brokers & Lending Company8352 US-70, Arlington, TN 38002, USA | — | — |
| #5 | Wendy Thompson Team Lakeland Mortgage Brokers & Lending Company9665 Village Cir, Lakeland, TN 38002, USA | — | — |
| #6 | C360 Mortgage LLC3225 Kirby Whitten Rd, Bartlett, TN 38134, USA | 4.7★ | 14 |
| #7 | Cameron McCown - NEXA Mortgage6034 Kevin Dr, Bartlett, TN 38135, USA | 5.0★ | 4 |
| #8 | Hometown Capital Group2860 Bartlett Rd # 6, Bartlett, TN 38134, USA | 1.0★ | 1 |
| #9 | Mortgage lender Bartlett TN5790 Ferguson Rd, Bartlett, TN 38134, USA | — | — |
| #10 | Boulevard Mortgage Group, LLC4167 Elm Hill Dr, Bartlett, TN 38135, USA | — | — |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Bartlett
Wendy Thompson Team Arlington Mortgage Brokers & Lending Company
8352 US-70, Arlington, TN 38002, USA
Wendy Thompson Team Lakeland Mortgage Brokers & Lending Company
9665 Village Cir, Lakeland, TN 38002, USA
Cameron McCown - NEXA Mortgage
6034 Kevin Dr, Bartlett, TN 38135, USA
Hometown Capital Group
2860 Bartlett Rd # 6, Bartlett, TN 38134, USA
Mortgage lender Bartlett TN
5790 Ferguson Rd, Bartlett, TN 38134, USA
Boulevard Mortgage Group, LLC
4167 Elm Hill Dr, Bartlett, TN 38135, USA
Commercial Lending Bartlett TN
7556 US-70, Bartlett, TN 38133, USA
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Frequently Asked Questions — Mortgage Brokers in Bartlett
What does a mortgage broker do differently than going directly to a bank in Bartlett?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Bartlett?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TN?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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