10+ Years · Bastrop
Experienced Insurance Agents in Bastrop, TX
Experience matters. These insurance agents in Bastrop have years of proven work behind them — and the reviews to back it up.
As of June 2026, RatingsNearMe ranks 17 insurance agents in Bastrop, TX by verified customer ratings and review volume. The highest-rated is Freeway Insurance with a 4.9-star rating from 223 verified reviews. Also in the top tier: Jessica Runnels - State Farm Insurance Agent and Lori Tuggle - State Farm Insurance Agent. The average rating across all listed insurance agents in Bastrop is 4.7 stars from 49 reviews per business on average.
Insurance in Bastrop: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
17
Businesses listed
4.7★
Avg rating
49
Avg reviews
Jun 1, 2026
Last updated
Top Rated Insurance Agents
Freeway Insurance
494 State Hwy 71 #130, Bastrop, TX 78602, USA
Jessica Runnels - State Farm Insurance Agent
815 State Hwy 71 Unit A, Bastrop, TX 78602, USA
Lori Tuggle - State Farm Insurance Agent
815 State Hwy 71 Ste D, Bastrop, TX 78602, USA
Insurance Agents Rankings in Bastrop, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Freeway Insurance494 State Hwy 71 #130, Bastrop, TX 78602, USA | 4.9★ | 223 |
| #2 | Jessica Runnels - State Farm Insurance Agent815 State Hwy 71 Unit A, Bastrop, TX 78602, USA | 5.0★ | 110 |
| #3 | Lori Tuggle - State Farm Insurance Agent815 State Hwy 71 Ste D, Bastrop, TX 78602, USA | 4.9★ | 124 |
| #4 | Pronto Insurance906 Chestnut St, Bastrop, TX 78602, USA | 4.5★ | 130 |
| #5 | Texas Farm Bureau Insurance Company501 Old Austin Hwy, Bastrop, TX 78602, USA | 4.4★ | 5 |
| #6 | Koehler Barton Insurance799 State Hwy 71, Bastrop, TX 78602, USA | 4.7★ | 3 |
| #7 | Mark Lee: Allstate Insurance702 Pine St, Bastrop, TX 78602, USA | 4.8★ | 47 |
| #8 | Texas Farm Bureau Insurance - Ned Stinson Jr501 Old Austin Hwy, Bastrop, TX 78602, USA | 4.7★ | 10 |
| #9 | Germer Insurance Services799 State Hwy 71, Bastrop, TX 78602, USA | 5.0★ | 5 |
| #10 | Rollo Insurance79 TX-150 Loop, Bastrop, TX 78602, USA | 5.0★ | 19 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Bastrop
Pronto Insurance
906 Chestnut St, Bastrop, TX 78602, USA
Texas Farm Bureau Insurance Company
501 Old Austin Hwy, Bastrop, TX 78602, USA
Koehler Barton Insurance
799 State Hwy 71, Bastrop, TX 78602, USA
Mark Lee: Allstate Insurance
702 Pine St, Bastrop, TX 78602, USA
Texas Farm Bureau Insurance - Ned Stinson Jr
501 Old Austin Hwy, Bastrop, TX 78602, USA
Germer Insurance Services
799 State Hwy 71, Bastrop, TX 78602, USA
Rollo Insurance
79 TX-150 Loop, Bastrop, TX 78602, USA
Reliable Insurance Bastrop
434 State Hwy 71, Bastrop, TX 78602, USA
AI United Insurance
109 S Hasler Blvd Suite 400, Bastrop, TX 78602, USA
The Nitsche Group
1017 Main St, Bastrop, TX 78602, USA
Fred Loya Insurance
489 Agnes #110, Bastrop, TX 78602, USA
Farmers Insurance - Jay Krcmar
715 Old Austin Hwy Ste 250, Bastrop, TX 78602, USA
Prime Care Insurance TX
483 Frontage Rd, Bastrop, TX 78602, USA
Insurance 4 Texas Agency INC.
1108 Main St, Bastrop, TX 78602, USA
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Frequently Asked Questions — Insurance Agents in Bastrop
What is the difference between a captive and independent insurance agent in Bastrop?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Bastrop cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Bastrop?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Bastrop adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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