Best Value · Boca Raton
Affordable Mortgage Brokers in Boca Raton, FL
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As of June 2026, RatingsNearMe ranks 10 mortgage brokers in Boca Raton, FL by verified customer ratings and review volume. The highest-rated is United Direct Lending with a 5.0-star rating from 405 verified reviews. Also in the top tier: Matt Weaver at CrossCountry Mortgage and Danny Henson at CrossCountry Mortgage, LLC. The average rating across all listed mortgage brokers in Boca Raton is 5 stars from 176 reviews per business on average.
Mortgage brokers in Boca Raton: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
10
Businesses listed
5★
Avg rating
176
Avg reviews
Jun 1, 2026
Last updated
Top Rated Mortgage Brokers
United Direct Lending
5550 Glades Rd Suite 500, Boca Raton, FL 33431, USA
Matt Weaver at CrossCountry Mortgage
6800 Broken Sound Pkwy NW #201, Boca Raton, FL 33487, USA
Danny Henson at CrossCountry Mortgage, LLC
1900 Corporate Blvd NW Suite 225W, Boca Raton, FL 33431, USA
Mortgage Brokers Rankings in Boca Raton, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | United Direct Lending5550 Glades Rd Suite 500, Boca Raton, FL 33431, USA | 5.0★ | 405 |
| #2 | Matt Weaver at CrossCountry Mortgage6800 Broken Sound Pkwy NW #201, Boca Raton, FL 33487, USA | 4.9★ | 376 |
| #3 | Danny Henson at CrossCountry Mortgage, LLC1900 Corporate Blvd NW Suite 225W, Boca Raton, FL 33431, USA | 5.0★ | 224 |
| #4 | Ferrari Lending - Mortgage Broker in Boca Raton Florida8316 Vía Di Veneto, Boca Raton, FL 33496, USA | 5.0★ | 33 |
| #5 | Deco Mortgage LLC2200 Butts Rd STE 210, Boca Raton, FL 33431, USA | 5.0★ | 149 |
| #6 | Andrew Novak Mortgage Broker2424 N Federal Hwy #100, Boca Raton, FL 33431, USA | 5.0★ | 103 |
| #7 | Michael Krumholz | Fairway Independent Mortgage Corporation Branch Manager | Mortgage Broker Boca Raton | Palm Beach2600 N Military Trl Ste 270, Boca Raton, FL 33431, USA | 4.9★ | 140 |
| #8 | PrimeLending, A PlainsCapital Company - Boca Raton2300 Glades Rd #150w, Boca Raton, FL 33431, USA | 4.9★ | 108 |
| #9 | RMG Lending -Reyes Mortgage Group LLC -Mortgage Broker1200 N Federal Hwy Suite 300, Boca Raton, FL 33432, USA | 5.0★ | 52 |
| #10 | Heart Mortgage - Boca Raton4800 N Federal Hwy STE 104A, Boca Raton, FL 33431, USA | 5.0★ | 174 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Boca Raton
Ferrari Lending - Mortgage Broker in Boca Raton Florida
8316 Vía Di Veneto, Boca Raton, FL 33496, USA
Deco Mortgage LLC
2200 Butts Rd STE 210, Boca Raton, FL 33431, USA
Andrew Novak Mortgage Broker
2424 N Federal Hwy #100, Boca Raton, FL 33431, USA
Michael Krumholz | Fairway Independent Mortgage Corporation Branch Manager | Mortgage Broker Boca Raton | Palm Beach
2600 N Military Trl Ste 270, Boca Raton, FL 33431, USA
PrimeLending, A PlainsCapital Company - Boca Raton
2300 Glades Rd #150w, Boca Raton, FL 33431, USA
RMG Lending -Reyes Mortgage Group LLC -Mortgage Broker
1200 N Federal Hwy Suite 300, Boca Raton, FL 33432, USA
Heart Mortgage - Boca Raton
4800 N Federal Hwy STE 104A, Boca Raton, FL 33431, USA
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Frequently Asked Questions — Mortgage Brokers in Boca Raton
What does a mortgage broker do differently than going directly to a bank in Boca Raton?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Boca Raton?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in FL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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