Highest Rated · Boerne
Top-Rated Mortgage Brokers in Boerne, TX
Every business ranked by real customer ratings. The pros at the top earned it — through consistent service, not advertising spend.
As of May 2026, RatingsNearMe ranks 11 mortgage brokers in Boerne, TX by verified customer ratings and review volume. The highest-rated is Lone Star Inspections with a 5.0-star rating from 945 verified reviews. Also in the top tier: iTHINK Mortgage and Josh Diepenhorst - Legacy Mutual Mortgage. The average rating across all listed mortgage brokers in Boerne is 5 stars from 137 reviews per business on average.
Mortgage brokers in Boerne: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
11
Businesses listed
5★
Avg rating
137
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Lone Star Inspections
32882 I-10 #203, Boerne, TX 78006, USA
iTHINK Mortgage
15900 La Cantera Pkwy Suite 26230, San Antonio, TX 78256, USA
Josh Diepenhorst - Legacy Mutual Mortgage
23705 W I-10 Suite 301, San Antonio, TX 78257, USA
Mortgage Brokers Rankings in Boerne, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Lone Star Inspections32882 I-10 #203, Boerne, TX 78006, USA | 5.0★ | 945 |
| #2 | iTHINK Mortgage15900 La Cantera Pkwy Suite 26230, San Antonio, TX 78256, USA | 4.8★ | 52 |
| #3 | Josh Diepenhorst - Legacy Mutual Mortgage23705 W I-10 Suite 301, San Antonio, TX 78257, USA | 5.0★ | 32 |
| #4 | Lisa Blake - Mortgage Broker - Lisa Blake Loans7 Upper Balcones Rd, Boerne, TX 78006, USA | 5.0★ | 19 |
| #5 | Guild Mortgage Company212 Saunders St, Boerne, TX 78006, USA | — | — |
| #6 | Avery Duke - Legacy Mutual Mortgage116 W Blanco Rd #100, Boerne, TX 78006, USA | 5.0★ | 7 |
| #7 | Legacy Mutual Mortgage - Bethany Bump Team116 W Blanco Rd #100, Boerne, TX 78006, USA | 5.0★ | 15 |
| #8 | Legacy Mutual Mortgage - The Terrell Team116 W Blanco Rd #100, Boerne, TX 78006, USA | 5.0★ | 7 |
| #9 | Rosemary Walding1022 River Rd Suite 100B, Boerne, TX 78006, USA | 5.0★ | 19 |
| #10 | New American Funding - Boerne1018 River Rd Suite 300, Boerne, TX 78006, USA | — | — |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Boerne
Lisa Blake - Mortgage Broker - Lisa Blake Loans
7 Upper Balcones Rd, Boerne, TX 78006, USA
Guild Mortgage Company
212 Saunders St, Boerne, TX 78006, USA
Avery Duke - Legacy Mutual Mortgage
116 W Blanco Rd #100, Boerne, TX 78006, USA
Legacy Mutual Mortgage - Bethany Bump Team
116 W Blanco Rd #100, Boerne, TX 78006, USA
Legacy Mutual Mortgage - The Terrell Team
116 W Blanco Rd #100, Boerne, TX 78006, USA
Rosemary Walding
1022 River Rd Suite 100B, Boerne, TX 78006, USA
New American Funding - Boerne
1018 River Rd Suite 300, Boerne, TX 78006, USA
Legacy Mutual Mortgage
116 W Blanco Rd, Boerne, TX 78006, USA
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Frequently Asked Questions — Mortgage Brokers in Boerne
What does a mortgage broker do differently than going directly to a bank in Boerne?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Boerne?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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