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Low Cost · Cary

Cheap Insurance Agents in Cary, NC — Best Prices

Compare insurance agents prices in Cary to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.

As of June 2026, RatingsNearMe ranks 19 insurance agents in Cary, NC by verified customer ratings and review volume. The highest-rated is Independent Insurance Agents of North Carolina Inc with a 5.0-star rating from 723 verified reviews. Also in the top tier: Globe Life Liberty National Division: Lomenick Agency and Brandon Skyler Pajunen - State Farm Insurance Agent. The average rating across all listed insurance agents in Cary is 4.9 stars from 199 reviews per business on average.

Insurance in Cary: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

19

Businesses listed

4.9★

Avg rating

199

Avg reviews

Jun 1, 2026

Last updated

Top Rated Insurance Agents

🥇

Independent Insurance Agents of North Carolina Inc

5.0(723 reviews)

101 Weston Oaks Ct, Cary, NC 27513, USA

🥈

Globe Life Liberty National Division: Lomenick Agency

4.9(726 reviews)

206 High House Rd STE 100, Cary, NC 27513, USA

🥉

Brandon Skyler Pajunen - State Farm Insurance Agent

5.0(336 reviews)

2454 SW Cary Pkwy, Cary, NC 27513, USA

Insurance Agents Rankings in Cary, NC

#BusinessRatingReviews
#1Independent Insurance Agents of North Carolina Inc101 Weston Oaks Ct, Cary, NC 27513, USA5.0723
#2Globe Life Liberty National Division: Lomenick Agency206 High House Rd STE 100, Cary, NC 27513, USA4.9726
#3Brandon Skyler Pajunen - State Farm Insurance Agent2454 SW Cary Pkwy, Cary, NC 27513, USA5.0336
#4All About Insurance - Cary590 E Chatham St STE 100, Cary, NC 27511, USA4.972
#5Insurance agency1135 Kildaire Farm Rd # 200, Cary, NC 27511, USA4.711
#6Lipstone Insurance Group208 New Edition Ct, Cary, NC 27511, USA4.8168
#7Simpson Insurance Agency, Inc.120 New Edition Ct, Cary, NC 27511, USA4.920
#8Inspro Professionals of NC, Inc.919 Kildaire Farm Rd, Cary, NC 27511, USA4.996
#9Fairway Insurance and Risk Management1149 Executive Cir STE A, Cary, NC 27511, USA5.080
#10Wooten Agency150 Iowa Ln STE 104, Cary, NC 27511, USA5.0160

Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026

All Insurance Agents in Cary

4

All About Insurance - Cary

4.9· 72 reviews

590 E Chatham St STE 100, Cary, NC 27511, USA

5

Insurance agency

4.7· 11 reviews

1135 Kildaire Farm Rd # 200, Cary, NC 27511, USA

6

Lipstone Insurance Group

4.8· 168 reviews

208 New Edition Ct, Cary, NC 27511, USA

7

Simpson Insurance Agency, Inc.

4.9· 20 reviews

120 New Edition Ct, Cary, NC 27511, USA

8

Inspro Professionals of NC, Inc.

4.9· 96 reviews

919 Kildaire Farm Rd, Cary, NC 27511, USA

9

Fairway Insurance and Risk Management

5.0· 80 reviews

1149 Executive Cir STE A, Cary, NC 27511, USA

10

Wooten Agency

5.0· 160 reviews

150 Iowa Ln STE 104, Cary, NC 27511, USA

11

Johnson Insurance Center

5.0· 44 reviews

5000 Old Raleigh Rd, Cary, NC 27511, USA

12

Triangle Insurance Center

5.0· 48 reviews

1143-G Executive Cir, Cary, NC 27511, USA

13

Morgan Hedderich - State Farm Insurance Agent

4.9· 132 reviews

1141 Kildaire Farm Rd, Cary, NC 27511, USA

14

Barcenas Insurance Agency, LLC

4.2· 87 reviews

1223 Walnut St, Cary, NC 27511, USA

15

AAA Insurance - The Morrison Group

4.9· 178 reviews

2424 SW Cary Pkwy, Cary, NC 27513, USA

16

Dana Dunn Insurance Agency, LLC

5.0· 112 reviews

875 Walnut St Suite 19, Cary, NC 27511, USA

17

Chris Mervin - State Farm Insurance Agent

5.0· 574 reviews

7756 McCrimmon Pkwy, Cary, NC 27519, USA

18

Josh Benton - State Farm Insurance Agent

4.9· 88 reviews

224 High House Rd STE 220, Cary, NC 27513, USA

19

NC Insurance Guy

5.0· 134 reviews

1051 Monmouth Loop, Cary, NC 27513, USA

Data from Google Business listings
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Frequently Asked Questions — Insurance Agents in Cary

What is the difference between a captive and independent insurance agent in Cary?

Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.

How do I verify an insurance agent's license in NC?

Search the NC Department of Insurance's online license lookup — Google "NC Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in NC must be licensed with the state.

How much does working with a local insurance agent in Cary cost?

In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.

Should I buy insurance online or through a local agent in Cary?

Online works for simple auto or renters policies if you understand what you're buying. A local agent in Cary adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.

How are the insurance agents on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.

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About This Insurance Agents Directory — Cary, NC

This page lists and ranks 19 insurance agents serving Cary, NC as of June 2026. The average verified rating across all listings is 4.9 stars, with an average of 199 customer reviews per business. The top-ranked insurance agents in Cary by our algorithm is Independent Insurance Agents of North Carolina Inc (5.0 stars, 723 reviews). Insurance in Cary: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a insurance agents in Cary: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the NC licensing board before hiring.

Request Free Quotes — Top-Rated Insurance Agents in Cary