Local Pros · Centennial
Local Insurance Agents in Centennial, CO
Locally owned and operated insurance agents serving Centennial and the surrounding area. Supporting local businesses means faster response and accountability.
As of June 2026, RatingsNearMe ranks 18 insurance agents in Centennial, CO by verified customer ratings and review volume. The highest-rated is Trailstone Insurance Group with a 4.9-star rating from 2,592 verified reviews. Also in the top tier: Kelly Burns - State Farm Insurance Agent and Farmers Insurance: Matthew Moriarity. The average rating across all listed insurance agents in Centennial is 4.9 stars from 282 reviews per business on average.
Insurance in Centennial: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
18
Businesses listed
4.9★
Avg rating
282
Avg reviews
Jun 1, 2026
Last updated
Top Rated Insurance Agents
Trailstone Insurance Group
8361 N Rampart Range Rd #B210, Littleton, CO 80125, USA
Kelly Burns - State Farm Insurance Agent
6909 S Holly Cir STE 320, Centennial, CO 80112, USA
Farmers Insurance: Matthew Moriarity
6909 S Holly Cir STE 302, Centennial, CO 80112, USA
Insurance Agents Rankings in Centennial, CO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Trailstone Insurance Group8361 N Rampart Range Rd #B210, Littleton, CO 80125, USA | 4.9★ | 2,592 |
| #2 | Kelly Burns - State Farm Insurance Agent6909 S Holly Cir STE 320, Centennial, CO 80112, USA | 5.0★ | 416 |
| #3 | Farmers Insurance: Matthew Moriarity6909 S Holly Cir STE 302, Centennial, CO 80112, USA | 4.9★ | 343 |
| #4 | Reid Benincasa: Allstate Insurance3989 E Arapahoe Rd #325, Centennial, CO 80122, USA | 4.9★ | 96 |
| #5 | Inszone Insurance Services12150 E Briarwood Ave # 120, Centennial, CO 80112, USA | 4.9★ | 43 |
| #6 | The Brokerage Insurance Group6300 S Syracuse Way #270, Centennial, CO 80111, USA | 5.0★ | 200 |
| #7 | Rob Swanson: Allstate Insurance2305 E Arapahoe Rd Ste 130, Centennial, CO 80122, USA | 4.9★ | 229 |
| #8 | Josh Case Agency, Inc American Family Insurance3939 E Arapahoe Rd Ste 105, Centennial, CO 80122, USA | 5.0★ | 65 |
| #9 | Joe Harris- State Farm Insurance Agent15352 E Ida Dr # B, Centennial, CO 80015, USA | 5.0★ | 30 |
| #10 | Farmers Insurance - Pamela De La Cruz2950 Brighton Blvd Ste 10, Denver, CO 80216, USA | 4.9★ | 216 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Centennial
Reid Benincasa: Allstate Insurance
3989 E Arapahoe Rd #325, Centennial, CO 80122, USA
Inszone Insurance Services
12150 E Briarwood Ave # 120, Centennial, CO 80112, USA
The Brokerage Insurance Group
6300 S Syracuse Way #270, Centennial, CO 80111, USA
Rob Swanson: Allstate Insurance
2305 E Arapahoe Rd Ste 130, Centennial, CO 80122, USA
Josh Case Agency, Inc American Family Insurance
3939 E Arapahoe Rd Ste 105, Centennial, CO 80122, USA
Joe Harris- State Farm Insurance Agent
15352 E Ida Dr # B, Centennial, CO 80015, USA
Farmers Insurance - Pamela De La Cruz
2950 Brighton Blvd Ste 10, Denver, CO 80216, USA
Centennial Insurance Group Inc
6901 S Pierce St, Littleton, CO 80128, USA
Centennial State Insurance Group
9200 E Mineral Ave #100, Centennial, CO 80112, USA
Compass Insurance
7383 S Alton Way, Centennial, CO 80112, USA
Avalue Insurance
7700 E Arapahoe Rd Ste 330, Centennial, CO 80112, USA
American Insurance LLC
5677 S Nepal Way, Centennial, CO 80015, USA
HealthMarkets Insurance - Lauren Davis
6746 S Revere Pkwy #180b, Centennial, CO 80112, USA
Preferred Choice Insurance Agency, Inc
6767 S Spruce St #250, Centennial, CO 80112, USA
Marcy Smith: Allstate Insurance
7009 S Potomac St #101, Centennial, CO 80112, USA
Get Free Quotes
We'll connect you with the top insurance agents in Centennial, CO.
Frequently Asked Questions — Insurance Agents in Centennial
What is the difference between a captive and independent insurance agent in Centennial?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CO?
Search the CO Department of Insurance's online license lookup — Google "CO Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CO must be licensed with the state.
How much does working with a local insurance agent in Centennial cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Centennial?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Centennial adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
Compare top-rated insurance agents in cities near you.
How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
More Home Services in Centennial
Related Searches
More ways to find insurance agents in Centennial
Insurance Agents in nearby cities