Local Pros · Centennial
Local Mortgage Brokers in Centennial, CO
Locally owned and operated mortgage brokers serving Centennial and the surrounding area. Supporting local businesses means faster response and accountability.
As of June 2026, RatingsNearMe ranks 17 mortgage brokers in Centennial, CO by verified customer ratings and review volume. The highest-rated is NEO Home Loans with a 5.0-star rating from 336 verified reviews. Also in the top tier: Liberty Financing and The Mortgage Co.. The average rating across all listed mortgage brokers in Centennial is 5 stars from 118 reviews per business on average.
Mortgage brokers in Centennial: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
17
Businesses listed
5★
Avg rating
118
Avg reviews
Jun 1, 2026
Last updated
Top Rated Mortgage Brokers
NEO Home Loans
9200 E Mineral Ave #100, Centennial, CO 80112, USA
Liberty Financing
6767 S Spruce St Unit 295, Centennial, CO 80112, USA
The Mortgage Co.
7343 S Alton Way STE 150, Centennial, CO 80112, USA
Mortgage Brokers Rankings in Centennial, CO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | NEO Home Loans9200 E Mineral Ave #100, Centennial, CO 80112, USA | 5.0★ | 336 |
| #2 | Liberty Financing6767 S Spruce St Unit 295, Centennial, CO 80112, USA | 5.0★ | 231 |
| #3 | The Mortgage Co.7343 S Alton Way STE 150, Centennial, CO 80112, USA | 5.0★ | 215 |
| #4 | Liberty Mortgage Group7600 E Arapahoe Rd Ste 303, Centennial, CO 80112, USA | 4.8★ | 37 |
| #5 | Oxford Mortgage, LLC6300 S Syracuse Way #155, Centennial, CO 80111, USA | 4.9★ | 70 |
| #6 | Home Mortgage - Peoples Mortgage Company Wealth Management: Sean Stokes6436 S Racine Cir Suite 114, Centennial, CO 80111, USA | 4.9★ | 67 |
| #7 | Colorado Lending Inc.6851 S Holly Cir STE 280, Centennial, CO 80112, USA | 5.0★ | 45 |
| #8 | Trusted American Mortgage, LLC7958 S Chester St, Centennial, CO 80112, USA | 5.0★ | 23 |
| #9 | A Better Choice Mortgage7698 S Locust St, Centennial, CO 80112, USA | 5.0★ | 29 |
| #10 | Nathan Einkorn, Mortgage Broker9000 E Nichols Ave Ste 225B, Centennial, CO 80112, USA | 4.9★ | 131 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Centennial
Liberty Mortgage Group
7600 E Arapahoe Rd Ste 303, Centennial, CO 80112, USA
Oxford Mortgage, LLC
6300 S Syracuse Way #155, Centennial, CO 80111, USA
Home Mortgage - Peoples Mortgage Company Wealth Management: Sean Stokes
6436 S Racine Cir Suite 114, Centennial, CO 80111, USA
Colorado Lending Inc.
6851 S Holly Cir STE 280, Centennial, CO 80112, USA
Trusted American Mortgage, LLC
7958 S Chester St, Centennial, CO 80112, USA
A Better Choice Mortgage
7698 S Locust St, Centennial, CO 80112, USA
Nathan Einkorn, Mortgage Broker
9000 E Nichols Ave Ste 225B, Centennial, CO 80112, USA
Premier Family Mortgage
9250 E Costilla Ave, Greenwood Village, CO 80112, USA
HL & D CORP - Mortgage Brokers
5921 S Akron Way, Greenwood Village, CO 80111, USA
Guild Mortgage - Rebecca Hansen
6465 Greenwood Plaza Blvd Suite 100, Centennial, CO 80111, USA
Colorado Real Estate Finance Group
6075 S Quebec St #100, Englewood, CO 80111, USA
Scott Kagi, Mortgage Lender
1587 McMurdo Trail, Castle Rock, CO 80108, USA
Excel Financial Mortgage Brokers
3939 E Arapahoe Rd STE 214, Centennial, CO 80122, USA
Vince Reece | Colorado Mortgage Guy
10952 S Pikes Peak Dr, Parker, CO 80138, USA
Get Free Quotes
We'll connect you with the top mortgage brokers in Centennial, CO.
Frequently Asked Questions — Mortgage Brokers in Centennial
What does a mortgage broker do differently than going directly to a bank in Centennial?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Centennial?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CO?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Mortgage Brokers in Nearby Cities
Compare top-rated mortgage brokers in cities near you.
How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
More Home Services in Centennial
Related Searches
More ways to find mortgage brokers in Centennial
Mortgage Brokers in nearby cities