Showing results near Charlotte
We don't have insurance agents listed specifically in Charlotte yet — these top-rated pros from Pleasanton serve your area and are available for calls and quotes today.
Pricing Guide · Charlotte
Insurance Agents Cost in Charlotte, TX — 2026 Price Guide
What should you pay for insurance agents in Charlotte? See real 2026 price ranges from local pros and get free quotes to compare.
As of June 2026, RatingsNearMe ranks 20 insurance agents in Charlotte, TX by verified customer ratings and review volume. The highest-rated is First Source Insurance Solutions, LLC with a 5.0-star rating from 5 verified reviews. Also in the top tier: Farmers Insurance - Armando San Miguel and H2H Insurance Group-AFLAC. The average rating across all listed insurance agents in Charlotte is 4.6 stars from 78 reviews per business on average.
Insurance in Charlotte: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.6★
Avg rating
78
Avg reviews
Jun 1, 2026
Last updated
Top Rated Insurance Agents
First Source Insurance Solutions, LLC
2013 W Oaklawn Rd, Pleasanton, TX 78064, USA
Farmers Insurance - Armando San Miguel
1254 W Oaklawn Rd, Pleasanton, TX 78064, USA
H2H Insurance Group-AFLAC
1379 Meadowlark, Pleasanton, TX 78064, USA
Insurance Agents Rankings in Charlotte, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | First Source Insurance Solutions, LLC2013 W Oaklawn Rd, Pleasanton, TX 78064, USA | 5.0★ | 5 |
| #2 | Farmers Insurance - Armando San Miguel1254 W Oaklawn Rd, Pleasanton, TX 78064, USA | 5.0★ | 5 |
| #3 | H2H Insurance Group-AFLAC1379 Meadowlark, Pleasanton, TX 78064, USA | — | — |
| #4 | Randall L. Harred Insurance Agency1119 W Goodwin St, Pleasanton, TX 78064, USA | 5.0★ | 3 |
| #5 | AGP Consulting Group LLC1020 W Oaklawn Rd, Pleasanton, TX 78064, USA | — | — |
| #6 | Lily Hernandez - State Farm Insurance Agent434 W Oaklawn Rd, Pleasanton, TX 78064, USA | 4.9★ | 198 |
| #7 | Ramey Insurance817 N Bryant St C, Pleasanton, TX 78064, USA | 4.4★ | 25 |
| #8 | Pronto Insurance219 S Main St, Pleasanton, TX 78064, USA | 4.3★ | 92 |
| #9 | Gallagher Insurance, Risk Management & Consulting219 S Main St, Pleasanton, TX 78064, USA | — | — |
| #10 | Claude R Zabava - State Farm Insurance Agent115 W Hunt St, Pleasanton, TX 78064, USA | 3.8★ | 4 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Charlotte
Randall L. Harred Insurance Agency
1119 W Goodwin St, Pleasanton, TX 78064, USA
AGP Consulting Group LLC
1020 W Oaklawn Rd, Pleasanton, TX 78064, USA
Lily Hernandez - State Farm Insurance Agent
434 W Oaklawn Rd, Pleasanton, TX 78064, USA
Ramey Insurance
817 N Bryant St C, Pleasanton, TX 78064, USA
Gallagher Insurance, Risk Management & Consulting
219 S Main St, Pleasanton, TX 78064, USA
Claude R Zabava - State Farm Insurance Agent
115 W Hunt St, Pleasanton, TX 78064, USA
Ricks Insurance Agency, Inc.
205 N Main St, Pleasanton, TX 78064, USA
Lillian R Cashmer Insurance Agency
309 2nd St, Pleasanton, TX 78064, USA
Farmers Insurance - William Schuchart
710 2nd St, Pleasanton, TX 78064, USA
American National Insurance Company - District Office
1319 2nd St suite b, Pleasanton, TX 78064, USA
Primera Insurance & Tax Services
2118 S Zarzamora St Suite 434, San Antonio, TX 78207, USA
Valle & Associates Insurance Services
1334 S General McMullen Dr, San Antonio, TX 78237, USA
abrey INSURANCE
1119 Nogalitos St, San Antonio, TX 78204, USA
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Frequently Asked Questions — Insurance Agents in Charlotte
What is the difference between a captive and independent insurance agent in Charlotte?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Charlotte cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Charlotte?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Charlotte adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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