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Real Reviews · Charlottesville
Top-Reviewed Mortgage Brokers in Charlottesville, TX
What are customers actually saying? Read verified reviews for mortgage brokers in Charlottesville — every rating is from a real customer.
As of June 2026, RatingsNearMe ranks 20 mortgage brokers in Charlottesville, TX by verified customer ratings and review volume. The highest-rated is Guild Mortgage - Jefferson Aldredge Jr with a 5.0-star rating from 150 verified reviews. Also in the top tier: Guild Mortgage - Todd Nunis and Guild Mortgage - Jamie Davis. The average rating across all listed mortgage brokers in Charlottesville is 5 stars from 89 reviews per business on average.
Mortgage brokers in Charlottesville: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
89
Avg reviews
Jun 1, 2026
Last updated
Top Rated Mortgage Brokers
Guild Mortgage - Jefferson Aldredge Jr
8074 Precinct Line Rd, Colleyville, TX 76034, USA
Guild Mortgage - Todd Nunis
8074 Precinct Line Rd, Colleyville, TX 76034, USA
Guild Mortgage - Jamie Davis
8074 Precinct Line Rd, Colleyville, TX 76034, USA
Mortgage Brokers Rankings in Charlottesville, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Guild Mortgage - Jefferson Aldredge Jr8074 Precinct Line Rd, Colleyville, TX 76034, USA | 5.0★ | 150 |
| #2 | Guild Mortgage - Todd Nunis8074 Precinct Line Rd, Colleyville, TX 76034, USA | 5.0★ | 232 |
| #3 | Guild Mortgage - Jamie Davis8074 Precinct Line Rd, Colleyville, TX 76034, USA | 5.0★ | 49 |
| #4 | Matt Mortgage Team8813 N Tarrant Pkwy Suite 225, North Richland Hills, TX 76182, USA | 5.0★ | 31 |
| #5 | The Maverick Team at Neo Home Loans8813 N Tarrant Pkwy Ste 251, North Richland Hills, TX 76182, USA | 5.0★ | 17 |
| #6 | Brent Knapp - Mortgage Broker - Assurance Home Loans130 Jellico Cir E, Southlake, TX 76092, USA | 5.0★ | 172 |
| #7 | Trinity Oaks Mortgage North Richland Hills Branch9145 Belshire Dr Suite 200, North Richland Hills, TX 76182, USA | 5.0★ | 51 |
| #8 | MaryAnn Comparin Jones - Fairway Home Mortgage1201 Hall - Johnson Rd #100, Colleyville, TX 76034, USA | 4.9★ | 62 |
| #9 | Amy Monk | Fairway Home Mortgage1201 Hall - Johnson Rd #100, Colleyville, TX 76034, USA | 5.0★ | 141 |
| #10 | Cornerstone Home Lending - Colleyville6203 Colleyville Blvd Ste 200, Colleyville, TX 76034, USA | 4.9★ | 92 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Charlottesville
Matt Mortgage Team
8813 N Tarrant Pkwy Suite 225, North Richland Hills, TX 76182, USA
The Maverick Team at Neo Home Loans
8813 N Tarrant Pkwy Ste 251, North Richland Hills, TX 76182, USA
Brent Knapp - Mortgage Broker - Assurance Home Loans
130 Jellico Cir E, Southlake, TX 76092, USA
Trinity Oaks Mortgage North Richland Hills Branch
9145 Belshire Dr Suite 200, North Richland Hills, TX 76182, USA
MaryAnn Comparin Jones - Fairway Home Mortgage
1201 Hall - Johnson Rd #100, Colleyville, TX 76034, USA
Amy Monk | Fairway Home Mortgage
1201 Hall - Johnson Rd #100, Colleyville, TX 76034, USA
Cornerstone Home Lending - Colleyville
6203 Colleyville Blvd Ste 200, Colleyville, TX 76034, USA
Rate
7121 Colleyville Blvd Suite 102, Colleyville, TX 76034, USA
Shawn Richard Mortgage Team at Rate (NMLS #925408)
7121 Colleyville Blvd Suite 102, Colleyville, TX 76034, USA
Tony Martin, CMA | Guaranteed Rate
7121 Colleyville Blvd Suite 102, Colleyville, TX 76034, USA
Derek Altoonian at Rate (NMLS #384396)
7121 Colleyville Blvd Suite 102, Colleyville, TX 76034, USA
INVision Lending LLC
35 Veranda Ln #100, Colleyville, TX 76034, USA
Jay Bunte - Mortgage Originator
92 Piazza Ln # 100, Colleyville, TX 76034, USA
Mortgage Professional Associates
1124 Glade Rd, Colleyville, TX 76034, USA
Jones Home Loans - Powered by Mortgage Professional Associates
1124 Glade Rd #100, Colleyville, TX 76034, USA
Daniel Bennett - Edge Home Finance
4843 Colleyville Blvd 251 #125, Colleyville, TX 76034, USA
Caleb Buczek at Rate (NMLS #1087661)
640 N Carroll Ave Suite 100 - Office 3, Southlake, TX 76092, USA
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Frequently Asked Questions — Mortgage Brokers in Charlottesville
What does a mortgage broker do differently than going directly to a bank in Charlottesville?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Charlottesville?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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