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We don't have insurance agents listed specifically in Chattanooga yet — these top-rated pros from Pasadena serve your area and are available for calls and quotes today.
Top Picks · Chattanooga
Best Insurance Agents in Chattanooga, TX
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of June 2026, RatingsNearMe ranks 20 insurance agents in Chattanooga, TX by verified customer ratings and review volume. The highest-rated is Amtex Insurance with a 4.7-star rating from 112 verified reviews. Also in the top tier: The Serrano Insurance Agency and Ken Phelps- State Farm Insurance Agent. The average rating across all listed insurance agents in Chattanooga is 4.9 stars from 317 reviews per business on average.
Insurance in Chattanooga: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
317
Avg reviews
Jun 1, 2026
Last updated
Top Rated Insurance Agents
Amtex Insurance
6410 Spencer Hwy, Pasadena, TX 77505, USA
The Serrano Insurance Agency
3207 Preston Ave, Pasadena, TX 77505, USA
Ken Phelps- State Farm Insurance Agent
4207 Fairmont Pkwy, Pasadena, TX 77504, USA
Insurance Agents Rankings in Chattanooga, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Amtex Insurance6410 Spencer Hwy, Pasadena, TX 77505, USA | 4.7★ | 112 |
| #2 | The Serrano Insurance Agency3207 Preston Ave, Pasadena, TX 77505, USA | 4.8★ | 279 |
| #3 | Ken Phelps- State Farm Insurance Agent4207 Fairmont Pkwy, Pasadena, TX 77504, USA | 4.6★ | 146 |
| #4 | Southern Group Insurance Agency2610 Pasadena Blvd, Pasadena, TX 77502, USA | 4.6★ | 76 |
| #5 | L.A. Insurance4018 Fairmont Pkwy, Pasadena, TX 77504, USA | 5.0★ | 260 |
| #6 | TIA- Texas Insurance Agency2714 Red Bluff Rd, Pasadena, TX 77506, USA | 4.9★ | 107 |
| #7 | Marcus Acosta - State Farm Insurance Agent2750 Strawberry Rd, Pasadena, TX 77502, USA | 5.0★ | 406 |
| #8 | AVIA-All Veterans Insurance Agency, LLC904 Perla Rd Suite 226, Pasadena, TX 77502, USA | 5.0★ | 3 |
| #9 | La Familia Auto Insurance2536 Spencer Hwy Ste. 120, Pasadena, TX 77504, USA | 5.0★ | 520 |
| #10 | bikini insurance 23527 Shaver St Suite 107, Pasadena, TX 77504, USA | 5.0★ | 2,295 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Chattanooga
Southern Group Insurance Agency
2610 Pasadena Blvd, Pasadena, TX 77502, USA
L.A. Insurance
4018 Fairmont Pkwy, Pasadena, TX 77504, USA
TIA- Texas Insurance Agency
2714 Red Bluff Rd, Pasadena, TX 77506, USA
Marcus Acosta - State Farm Insurance Agent
2750 Strawberry Rd, Pasadena, TX 77502, USA
AVIA-All Veterans Insurance Agency, LLC
904 Perla Rd Suite 226, Pasadena, TX 77502, USA
La Familia Auto Insurance
2536 Spencer Hwy Ste. 120, Pasadena, TX 77504, USA
bikini insurance 2
3527 Shaver St Suite 107, Pasadena, TX 77504, USA
Acceptance Insurance
3809 Shaver St #160, Pasadena, TX 77504, USA
Galaxy Insurance
1209 Main St B, Pasadena, TX 77506, USA
Ai United Insurance
119 W Southmore Ave, Pasadena, TX 77502, USA
Affordable Quality Insurance
1411 S Richey St, Pasadena, TX 77502, USA
Texas Affordable Insurance
363 El Dorado Blvd, Webster, TX 77598, USA
Goosehead Insurance - Barbara Cribbs
2600 South Shore Blvd #300, League City, TX 77573, USA
Reliable Coverage Insurance Company
2396 Marina View Way, League City, TX 77573, USA
Pelican Insurance Agency
3027 Marina Bay Dr #200, League City, TX 77573, USA
Kimberly Trammel: Allstate Insurance
3027 Marina Bay Dr # 207, League City, TX 77573, USA
Farmers Insurance - Angie Smith
3033 Marina Bay Dr STE 300, League City, TX 77573, USA
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Frequently Asked Questions — Insurance Agents in Chattanooga
What is the difference between a captive and independent insurance agent in Chattanooga?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Chattanooga cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Chattanooga?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Chattanooga adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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