Near You · Clearwater
Insurance Agents Near You in Clearwater, FL
Find insurance agents close to you in Clearwater. All results are sorted by proximity and rated by real local customers.
As of June 2026, RatingsNearMe ranks 20 insurance agents in Clearwater, FL by verified customer ratings and review volume. The highest-rated is Florida Strategic Insurance with a 4.9-star rating from 575 verified reviews. Also in the top tier: Strategic Insurance Services and Acceptance Insurance. The average rating across all listed insurance agents in Clearwater is 4.8 stars from 298 reviews per business on average.
Insurance in Clearwater: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
298
Avg reviews
Jun 1, 2026
Last updated
Top Rated Insurance Agents
Florida Strategic Insurance
5830 142nd Ave N, Clearwater, FL 33760, USA
Strategic Insurance Services
4501 Mainlands Blvd W, Pinellas Park, FL 33782, USA
Acceptance Insurance
1670 S Missouri Ave, Clearwater, FL 33756, USA
Insurance Agents Rankings in Clearwater, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Florida Strategic Insurance5830 142nd Ave N, Clearwater, FL 33760, USA | 4.9★ | 575 |
| #2 | Strategic Insurance Services4501 Mainlands Blvd W, Pinellas Park, FL 33782, USA | 4.9★ | 344 |
| #3 | Acceptance Insurance1670 S Missouri Ave, Clearwater, FL 33756, USA | 4.8★ | 385 |
| #4 | Bay Area Insurance Shop, Inc.1452 Court St, Clearwater, FL 33756, USA | 4.9★ | 180 |
| #5 | Freeway Insurance1993 Drew St, Clearwater, FL 33765, USA | 4.9★ | 319 |
| #6 | Craig Duncan - State Farm Insurance Agent2454 McMullen Booth Rd #421, Clearwater, FL 33759, USA | 4.9★ | 297 |
| #7 | GreatFlorida Insurance: Mike Lazanis1468 Gulf to Bay Blvd, Clearwater, FL 33755, USA | 4.8★ | 99 |
| #8 | Dimmitt Insurance25191 US Hwy 19 N B, Clearwater, FL 33763, USA | 4.9★ | 108 |
| #9 | GreatFlorida Insurance: Jeff Callahan1700 McMullen Booth Rd Ste D2, Clearwater, FL 33759, USA | 5.0★ | 231 |
| #10 | Single Source Insurance1345 S Missouri Ave, Clearwater, FL 33756, USA | 4.5★ | 108 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Clearwater
Bay Area Insurance Shop, Inc.
1452 Court St, Clearwater, FL 33756, USA
Craig Duncan - State Farm Insurance Agent
2454 McMullen Booth Rd #421, Clearwater, FL 33759, USA
GreatFlorida Insurance: Mike Lazanis
1468 Gulf to Bay Blvd, Clearwater, FL 33755, USA
Dimmitt Insurance
25191 US Hwy 19 N B, Clearwater, FL 33763, USA
GreatFlorida Insurance: Jeff Callahan
1700 McMullen Booth Rd Ste D2, Clearwater, FL 33759, USA
Single Source Insurance
1345 S Missouri Ave, Clearwater, FL 33756, USA
Mark Forgas Jr. - State Farm Insurance Agent
1944 N Hercules Ave STE A, Clearwater, FL 33763, USA
Simmons Insurance Inc
1465 S Ft Harrison Ave #104, Clearwater, FL 33756, USA
Escurra United Underwriters
2140 Drew St # L, Clearwater, FL 33765, USA
Abbott Family Insurance
2189 Cleveland St #275, Clearwater, FL 33765, USA
Gotta Havit Auto Insurance
918 S Missouri Ave, Clearwater, FL 33756, USA
Impel Insurance, LLC
1831 N Belcher Rd. STE A1, Clearwater, FL 33765, USA
The Turner Insurance Advisor Group aka Turner Insurance
2121 NE Coachman Rd, Clearwater, FL 33765, USA
David Tapia: Allstate Insurance
133 N Garden Ave, Clearwater, FL 33755, USA
Florida Best Quote
801 W Bay Dr #102, Largo, FL 33770, USA
Island Insurance Specialists Inc
29170 US Hwy 19 N, Clearwater, FL 33761, USA
Get Free Quotes
We'll connect you with the top insurance agents in Clearwater, FL.
Frequently Asked Questions — Insurance Agents in Clearwater
What is the difference between a captive and independent insurance agent in Clearwater?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in FL?
Search the FL Department of Insurance's online license lookup — Google "FL Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in FL must be licensed with the state.
How much does working with a local insurance agent in Clearwater cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Clearwater?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Clearwater adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Insurance Agents in Nearby Cities
Compare top-rated insurance agents in cities near you.
How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
More Home Services in Clearwater
Related Searches
More ways to find insurance agents in Clearwater
Insurance Agents in nearby cities