24/7 Available · Cleburne
24-Hour Insurance Agents in Cleburne, TX — Always Available
Emergencies don't keep business hours. These insurance agents in Cleburne are available 24 hours a day, 7 days a week — including holidays.
As of June 2026, RatingsNearMe ranks 18 insurance agents in Cleburne, TX by verified customer ratings and review volume. The highest-rated is Lone Star Insurance Agency with a 5.0-star rating from 197 verified reviews. Also in the top tier: Crystal Plaster - State Farm Insurance Agent and E-Z Pay Insurance. The average rating across all listed insurance agents in Cleburne is 4.4 stars from 69 reviews per business on average.
Insurance in Cleburne: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
18
Businesses listed
4.4★
Avg rating
69
Avg reviews
Jun 1, 2026
Last updated
Top Rated Insurance Agents
Lone Star Insurance Agency
1200 W Henderson St ste a, Cleburne, TX 76033, USA
Crystal Plaster - State Farm Insurance Agent
506 N Ridgeway Dr Suite A, Cleburne, TX 76033, USA
E-Z Pay Insurance
121 S Westmeadow Dr C, Cleburne, TX 76033, USA
Insurance Agents Rankings in Cleburne, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Lone Star Insurance Agency1200 W Henderson St ste a, Cleburne, TX 76033, USA | 5.0★ | 197 |
| #2 | Crystal Plaster - State Farm Insurance Agent506 N Ridgeway Dr Suite A, Cleburne, TX 76033, USA | 4.9★ | 230 |
| #3 | E-Z Pay Insurance121 S Westmeadow Dr C, Cleburne, TX 76033, USA | 4.4★ | 194 |
| #4 | Farmers Insurance - Sonia Granado1414 N Main St Ste A, Cleburne, TX 76033, USA | 5.0★ | 59 |
| #5 | My Insurance Store1609 N Main St, Cleburne, TX 76033, USA | 4.9★ | 208 |
| #6 | Grandview Insurance AgencyLocated upstairs, 115 S Main St suite 211, Cleburne, TX 76033, USA | 5.0★ | 4 |
| #7 | Farmers Insurance - Blake Jones1940 W Kilpatrick St, Cleburne, TX 76033, USA | 4.9★ | 57 |
| #8 | Taylor Insurance120A Prairie Ave, Cleburne, TX 76033, USA | 3.7★ | 3 |
| #9 | Texas Farm Bureau Insurance - Denise Paul102 Meadow View Dr, Cleburne, TX 76033, USA | 3.8★ | 5 |
| #10 | Higginbotham Insurance & Financial Services - Cleburne401 N Ridgeway Dr, Cleburne, TX 76033, USA | 4.5★ | 23 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Cleburne
Farmers Insurance - Sonia Granado
1414 N Main St Ste A, Cleburne, TX 76033, USA
My Insurance Store
1609 N Main St, Cleburne, TX 76033, USA
Grandview Insurance Agency
Located upstairs, 115 S Main St suite 211, Cleburne, TX 76033, USA
Farmers Insurance - Blake Jones
1940 W Kilpatrick St, Cleburne, TX 76033, USA
Taylor Insurance
120A Prairie Ave, Cleburne, TX 76033, USA
Texas Farm Bureau Insurance - Denise Paul
102 Meadow View Dr, Cleburne, TX 76033, USA
Higginbotham Insurance & Financial Services - Cleburne
401 N Ridgeway Dr, Cleburne, TX 76033, USA
Texas Farm Bureau Insurance Company
102 Meadow View Dr, Cleburne, TX 76033, USA
Henslee Insurance Agency, Inc.
474 N Broadway St Suite A, Joshua, TX 76058, USA
Clint Pullen - State Farm Insurance Agent
603 N Nolan River Rd, Cleburne, TX 76033, USA
Harmon Insurance Agency
109 Westmeadow Dr, Cleburne, TX 76033, USA
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Frequently Asked Questions — Insurance Agents in Cleburne
What is the difference between a captive and independent insurance agent in Cleburne?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Cleburne cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Cleburne?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Cleburne adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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