Local Pros · Cleveland
Local Insurance Agents in Cleveland, OH
Locally owned and operated insurance agents serving Cleveland and the surrounding area. Supporting local businesses means faster response and accountability.
As of June 2026, RatingsNearMe ranks 17 insurance agents in Cleveland, OH by verified customer ratings and review volume. The highest-rated is Acceptance Insurance with a 4.9-star rating from 535 verified reviews. Also in the top tier: CrossCountry Home and Auto Insurance Agency and Cleveland Insurance Brokers. The average rating across all listed insurance agents in Cleveland is 4.6 stars from 122 reviews per business on average.
Insurance in Cleveland: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
17
Businesses listed
4.6★
Avg rating
122
Avg reviews
Jun 1, 2026
Last updated
Top Rated Insurance Agents
Acceptance Insurance
3360 Warren Rd, Cleveland, OH 44111, USA
CrossCountry Home and Auto Insurance Agency
2160 Superior Ave, Cleveland, OH 44114, USA
Cleveland Insurance Brokers
1 Berea Cmns # 203, Berea, OH 44017, USA
Insurance Agents Rankings in Cleveland, OH
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Acceptance Insurance3360 Warren Rd, Cleveland, OH 44111, USA | 4.9★ | 535 |
| #2 | CrossCountry Home and Auto Insurance Agency2160 Superior Ave, Cleveland, OH 44114, USA | 5.0★ | 254 |
| #3 | Cleveland Insurance Brokers1 Berea Cmns # 203, Berea, OH 44017, USA | 5.0★ | 242 |
| #4 | A&A Action Auto Insurance3421 Prospect Ave E, Cleveland, OH 44115, USA | 4.7★ | 120 |
| #5 | Ryan Flynn - State Farm Insurance Agent3500 Lorain Ave Suite 502, Cleveland, OH 44113, USA | 5.0★ | 221 |
| #6 | Evarts Tremaine1111 Superior Ave Suite 1650, Cleveland, OH 44114, USA | 4.9★ | 43 |
| #7 | Four Point Insurance Agency, Inc.750 Prospect Ave E APT 706, Cleveland, OH 44114, USA | 4.9★ | 55 |
| #8 | Brooks & Stafford Company55 Public Square #1650, Cleveland, OH 44113, USA | 5.0★ | 22 |
| #9 | Direct Auto Insurance13217 Superior Ave, Cleveland, OH 44112, USA | 4.7★ | 189 |
| #10 | Progressive ClevelandE 9th St, Cleveland, OH 44113, USA | 1.0★ | 1 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Cleveland
A&A Action Auto Insurance
3421 Prospect Ave E, Cleveland, OH 44115, USA
Ryan Flynn - State Farm Insurance Agent
3500 Lorain Ave Suite 502, Cleveland, OH 44113, USA
Evarts Tremaine
1111 Superior Ave Suite 1650, Cleveland, OH 44114, USA
Four Point Insurance Agency, Inc.
750 Prospect Ave E APT 706, Cleveland, OH 44114, USA
Brooks & Stafford Company
55 Public Square #1650, Cleveland, OH 44113, USA
Direct Auto Insurance
13217 Superior Ave, Cleveland, OH 44112, USA
Progressive Cleveland
E 9th St, Cleveland, OH 44113, USA
Motorsure America-Ohio SR22, Cheap Auto Insurance, Home Insurance, Renters insurance
25643 Euclid Ave, Euclid, OH 44132, USA
Washington & Co Insurance Agency
10535 St Clair Ave., Cleveland, OH 44108, USA
Smart Insurance Cleveland
4421 W 150th St, Cleveland, OH 44135, USA
Progressive Car Insurance
3421 Prospect Ave E, Cleveland, OH 44115, USA
United Agencies
1422 Euclid Ave #510, Cleveland, OH 44115, USA
Abc Auto Insurance Agency Inc.
2311 E 55th St, Cleveland, OH 44104, USA
Washington & Co Insurance Agency Inc.
2565 Noble Rd, Cleveland Heights, OH 44121, USA
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Frequently Asked Questions — Insurance Agents in Cleveland
What is the difference between a captive and independent insurance agent in Cleveland?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in OH?
Search the OH Department of Insurance's online license lookup — Google "OH Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in OH must be licensed with the state.
How much does working with a local insurance agent in Cleveland cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Cleveland?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Cleveland adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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