Verified · Concord
Trusted Mortgage Brokers in Concord, NC
Trust matters when you're inviting a pro into your home or business. These mortgage brokers in Concord have earned it through hundreds of verified reviews.
As of June 2026, RatingsNearMe ranks 14 mortgage brokers in Concord, NC by verified customer ratings and review volume. The highest-rated is Novus Custom Mortgage Group- Concord with a 5.0-star rating from 297 verified reviews. Also in the top tier: Novus Custom Mortgage Group and The Knorr Group of ALCOVA Mortgage. The average rating across all listed mortgage brokers in Concord is 5 stars from 118 reviews per business on average.
Mortgage brokers in Concord: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
14
Businesses listed
5★
Avg rating
118
Avg reviews
Jun 1, 2026
Last updated
Top Rated Mortgage Brokers
Novus Custom Mortgage Group- Concord
785 Davidson Dr NW, Concord, NC 28025, USA
Novus Custom Mortgage Group
1320 Matthews Township Pkwy Ste 200, Matthews, NC 28105, USA
The Knorr Group of ALCOVA Mortgage
1448 N Main St, Mt Pleasant, NC 28124, USA
Mortgage Brokers Rankings in Concord, NC
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Novus Custom Mortgage Group- Concord785 Davidson Dr NW, Concord, NC 28025, USA | 5.0★ | 297 |
| #2 | Novus Custom Mortgage Group1320 Matthews Township Pkwy Ste 200, Matthews, NC 28105, USA | 5.0★ | 641 |
| #3 | The Knorr Group of ALCOVA Mortgage1448 N Main St, Mt Pleasant, NC 28124, USA | 5.0★ | 237 |
| #4 | CTR Mortgage Brokers14120 Ballantyne Corporate Pl #350, Charlotte, NC 28277, USA | 5.0★ | 48 |
| #5 | Smart Mortgage2315 W Arbors Dr, Charlotte, NC 28262, USA | 5.0★ | 17 |
| #6 | Jocelyn Jackson | Novus Home Mortgage Loan Officer845 Church St N # 310, Concord, NC 28025, USA | 5.0★ | 20 |
| #7 | Fairway Home Mortgage148 E Charles St, Matthews, NC 28105, USA | 5.0★ | 208 |
| #8 | Homeowners Financial Group1028 Lee-Ann Dr NE #216, Concord, NC 28025, USA | 5.0★ | 15 |
| #9 | Brandie Jackson, Loans & Homes41 Union St S Suite B, Concord, NC 28025, USA | 5.0★ | 25 |
| #10 | The Gilmore Team | Novus Home Mortgage785 Davidson Dr NW, Concord, NC 28025, USA | 5.0★ | 9 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Concord
CTR Mortgage Brokers
14120 Ballantyne Corporate Pl #350, Charlotte, NC 28277, USA
Smart Mortgage
2315 W Arbors Dr, Charlotte, NC 28262, USA
Jocelyn Jackson | Novus Home Mortgage Loan Officer
845 Church St N # 310, Concord, NC 28025, USA
Fairway Home Mortgage
148 E Charles St, Matthews, NC 28105, USA
The Gilmore Team | Novus Home Mortgage
785 Davidson Dr NW, Concord, NC 28025, USA
Empower Home Loans
78 Buffalo Ave NW Ste 202, Concord, NC 28025, USA
Bruce Lawing | Novus Home Mortgage Branch Manager
845 Church St N # 310, Concord, NC 28025, USA
Terry Whitesell | Novus Home Mortgage Sales Manager
845 Church St N # 310, Concord, NC 28025, USA
Chase Hobbs - Mortgage Broker
10130 Mallard Creek Rd #300, Charlotte, NC 28262, USA
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Frequently Asked Questions — Mortgage Brokers in Concord
What does a mortgage broker do differently than going directly to a bank in Concord?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Concord?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in NC?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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