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4.5+ Stars · Coon Rapids

Highly Rated Insurance Agents in Coon Rapids, MN

Only the best make this list. These insurance agents in Coon Rapids have earned 4.5+ star ratings from real customers — consistently.

As of June 2026, RatingsNearMe ranks 20 insurance agents in Coon Rapids, MN by verified customer ratings and review volume. The highest-rated is Pinnacle Insurance Agency of Minnesota, LLC with a 4.9-star rating from 1,365 verified reviews. Also in the top tier: Capstone Insurance Group and All Things Insurance. The average rating across all listed insurance agents in Coon Rapids is 4.9 stars from 257 reviews per business on average.

Insurance in Coon Rapids: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

20

Businesses listed

4.9★

Avg rating

257

Avg reviews

Jun 1, 2026

Last updated

Top Rated Insurance Agents

🥇

Pinnacle Insurance Agency of Minnesota, LLC

4.9(1,365 reviews)

10081 Dogwood St NW, Coon Rapids, MN 55448, USA

🥈

Capstone Insurance Group

5.0(593 reviews)

11149 Zealand Ave N, Champlin, MN 55316, USA

🥉

All Things Insurance

5.0(535 reviews)

2850 Cutters Grove Ave #203, Anoka, MN 55303, USA

Insurance Agents Rankings in Coon Rapids, MN

#BusinessRatingReviews
#1Pinnacle Insurance Agency of Minnesota, LLC10081 Dogwood St NW, Coon Rapids, MN 55448, USA4.91,365
#2Capstone Insurance Group11149 Zealand Ave N, Champlin, MN 55316, USA5.0593
#3All Things Insurance2850 Cutters Grove Ave #203, Anoka, MN 55303, USA5.0535
#4North Suburban Agencies, Inc.11421 Hanson Blvd NW, Coon Rapids, MN 55433, USA4.856
#5Oakwood Insurance Agency, Inc.2003 Northdale Blvd NW, Coon Rapids, MN 55433, USA4.539
#6Larsen Insurance Group2705 Bunker Lake Blvd NW Suite 206, Andover, MN 55304, USA4.9545
#7Kevin Vote - State Farm Insurance Agent11115 Crooked Lake Blvd NW, Coon Rapids, MN 55433, USA4.9191
#8Baker Insurance Brokers13750 Crosstown Dr NW #100, Andover, MN 55304, USA5.0280
#9Aspen Insurance Group, Inc8960 Springbrook Dr #100, Coon Rapids, MN 55433, USA4.845
#10R J Bergstrom - State Farm Insurance Agent11413 Hanson Blvd NW, Coon Rapids, MN 55433, USA4.9293

Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026

All Insurance Agents in Coon Rapids

4

North Suburban Agencies, Inc.

4.8· 56 reviews

11421 Hanson Blvd NW, Coon Rapids, MN 55433, USA

5

Oakwood Insurance Agency, Inc.

4.5· 39 reviews

2003 Northdale Blvd NW, Coon Rapids, MN 55433, USA

6

Larsen Insurance Group

4.9· 545 reviews

2705 Bunker Lake Blvd NW Suite 206, Andover, MN 55304, USA

7

Kevin Vote - State Farm Insurance Agent

4.9· 191 reviews

11115 Crooked Lake Blvd NW, Coon Rapids, MN 55433, USA

8

Baker Insurance Brokers

5.0· 280 reviews

13750 Crosstown Dr NW #100, Andover, MN 55304, USA

9

Aspen Insurance Group, Inc

4.8· 45 reviews

8960 Springbrook Dr #100, Coon Rapids, MN 55433, USA

10

R J Bergstrom - State Farm Insurance Agent

4.9· 293 reviews

11413 Hanson Blvd NW, Coon Rapids, MN 55433, USA

11

Insurance Brokers of Mn Inc

4.8· 89 reviews

11905 Central Ave NE, Blaine, MN 55434, USA

12

Insurance Brokers of MN (Shawn Nistler)

5.0· 18 reviews

11905 Central Ave NE, Blaine, MN 55434, USA

13

Paul Gentilini - State Farm Insurance Agent

5.0· 305 reviews

3357 Coon Rapids Blvd, Coon Rapids, MN 55433, USA

14

Robert Bianchi-Rossi - State Farm Insurance Agent

4.9· 92 reviews

543 Coon Rapids Blvd NW, Coon Rapids, MN 55433, USA

15

Kari A Hefnider Agency LLC American Family Insurance

5.0· 100 reviews

1740 116th Ave NW #170, Coon Rapids, MN 55448, USA

16

LaMott Insurance Agency LLC

5.0· 16 reviews

11108 Zealand Ave N, Champlin, MN 55316, USA

17

David Doyea - State Farm Insurance Agent

4.8· 260 reviews

2740 Main St NW #114, Coon Rapids, MN 55448, USA

18

Patriot Insurance

4.9· 49 reviews

9298 Central Ave NE #422, Blaine, MN 55434, USA

19

Armor Insurance Minnesota LLC

5.0· 9 reviews

1237 Hillwind Rd NE, Fridley, MN 55432, USA

20

Insurance Brokers of MN

4.9· 252 reviews

3351 Round Lake Blvd NW, Anoka, MN 55303, USA

Data from Google Business listings
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Frequently Asked Questions — Insurance Agents in Coon Rapids

What is the difference between a captive and independent insurance agent in Coon Rapids?

Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.

How do I verify an insurance agent's license in MN?

Search the MN Department of Insurance's online license lookup — Google "MN Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MN must be licensed with the state.

How much does working with a local insurance agent in Coon Rapids cost?

In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.

Should I buy insurance online or through a local agent in Coon Rapids?

Online works for simple auto or renters policies if you understand what you're buying. A local agent in Coon Rapids adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.

How are the insurance agents on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.

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About This Insurance Agents Directory — Coon Rapids, MN

This page lists and ranks 20 insurance agents serving Coon Rapids, MN as of June 2026. The average verified rating across all listings is 4.9 stars, with an average of 257 customer reviews per business. The top-ranked insurance agents in Coon Rapids by our algorithm is Pinnacle Insurance Agency of Minnesota, LLC (4.9 stars, 1,365 reviews). Insurance in Coon Rapids: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a insurance agents in Coon Rapids: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the MN licensing board before hiring.

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