Top Picks · Dearborn
Best Insurance Agents in Dearborn, MI
Rated and reviewed by real customers. Compare prices, read reviews, and call the top pros near you — for free.
As of June 2026, RatingsNearMe ranks 20 insurance agents in Dearborn, MI by verified customer ratings and review volume. The highest-rated is Aldais Insurance Group with a 5.0-star rating from 505 verified reviews. Also in the top tier: Smith Insurance Group and Welaya Insurance Exchange. The average rating across all listed insurance agents in Dearborn is 4.7 stars from 130 reviews per business on average.
Insurance in Dearborn: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
130
Avg reviews
Jun 1, 2026
Last updated
Top Rated Insurance Agents
Aldais Insurance Group
3200 Greenfield Rd Suite 361, Dearborn, MI 48120, USA
Smith Insurance Group
8258 Allen Rd, Allen Park, MI 48101, USA
Welaya Insurance Exchange
15620 Michigan Ave Ste A, Dearborn, MI 48126, USA
Insurance Agents Rankings in Dearborn, MI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Aldais Insurance Group3200 Greenfield Rd Suite 361, Dearborn, MI 48120, USA | 5.0★ | 505 |
| #2 | Smith Insurance Group8258 Allen Rd, Allen Park, MI 48101, USA | 4.9★ | 545 |
| #3 | Welaya Insurance Exchange15620 Michigan Ave Ste A, Dearborn, MI 48126, USA | 5.0★ | 307 |
| #4 | The Dearborn Agency Inc22691 Michigan Ave, Dearborn, MI 48124, USA | 4.4★ | 110 |
| #5 | Zee Mansour: Allstate InsuranceFord Rd, Dearborn, MI 48128, USA | 4.9★ | 17 |
| #6 | Kelly Insurance5506 Schaefer Rd, Dearborn, MI 48126, USA | 4.8★ | 17 |
| #7 | Firefly Insurance Agency710 N Telegraph Rd, Dearborn, MI 48128, USA | 4.6★ | 97 |
| #8 | AAA Insurance - Ahmad Nassar Agency26429 Ford Rd, Dearborn Heights, MI 48127, USA | 4.9★ | 246 |
| #9 | Oxford Risk, LLC3200 Greenfield Rd #300, Dearborn, MI 48120, USA | 4.9★ | 56 |
| #10 | Najjar Insurance Agency14319 Michigan Ave, Dearborn, MI 48126, USA | 5.0★ | 3 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Dearborn
The Dearborn Agency Inc
22691 Michigan Ave, Dearborn, MI 48124, USA
Zee Mansour: Allstate Insurance
Ford Rd, Dearborn, MI 48128, USA
Kelly Insurance
5506 Schaefer Rd, Dearborn, MI 48126, USA
Firefly Insurance Agency
710 N Telegraph Rd, Dearborn, MI 48128, USA
AAA Insurance - Ahmad Nassar Agency
26429 Ford Rd, Dearborn Heights, MI 48127, USA
Oxford Risk, LLC
3200 Greenfield Rd #300, Dearborn, MI 48120, USA
Najjar Insurance Agency
14319 Michigan Ave, Dearborn, MI 48126, USA
L.A. Insurance
5098 Schaefer Rd, Dearborn, MI 48126, USA
Brightway Insurance, The Nahid Hammad Agency
24626 Ford Rd, Dearborn Heights, MI 48127, USA
Farmers Insurance - Najat Salem Agency
12130 Dixie Ste B, Redford Township, MI 48239, USA
AAA Insurance - East Dearborn Insurance Agency
13039 Michigan Ave Ste B, Dearborn, MI 48126, USA
Reem Haidar - State Farm Insurance Agent
3159 S Telegraph Rd, Dearborn, MI 48124, USA
Adam Soofi: Allstate Insurance
3 Parklane Blvd Ste 407w, Dearborn, MI 48126, USA
The Dean Agency
19855 Outer Dr W Suite 310W, Dearborn, MI 48124, USA
LeAndra Champnella: Allstate Insurance
24234 Michigan Ave, Dearborn, MI 48124, USA
Mason & Harrington
6 Parklane Blvd #156, Dearborn, MI 48126, USA
Firas Jezzini: Allstate Insurance
24335 Ford Rd, Dearborn, MI 48128, USA
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Frequently Asked Questions — Insurance Agents in Dearborn
What is the difference between a captive and independent insurance agent in Dearborn?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MI?
Search the MI Department of Insurance's online license lookup — Google "MI Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MI must be licensed with the state.
How much does working with a local insurance agent in Dearborn cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Dearborn?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Dearborn adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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