Highest Rated · Denver
Top-Rated Insurance Agents in Denver, CO
Every business ranked by real customer ratings. The pros at the top earned it — through consistent service, not advertising spend.
As of June 2026, RatingsNearMe ranks 20 insurance agents in Denver, CO by verified customer ratings and review volume. The highest-rated is Michael Martinez - GEICO Insurance Agent with a 4.9-star rating from 2,089 verified reviews. Also in the top tier: Ullrich Insurance Agency and Colorado Insurance. The average rating across all listed insurance agents in Denver is 4.8 stars from 429 reviews per business on average.
Insurance in Denver: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
429
Avg reviews
Jun 1, 2026
Last updated
Top Rated Insurance Agents
Michael Martinez - GEICO Insurance Agent
9300 W Colfax Ave, Lakewood, CO 80215, USA
Ullrich Insurance Agency
5310 Ward Rd #04, Arvada, CO 80002, USA
Colorado Insurance
7901 Southpark Plaza #110, Littleton, CO 80120, USA
Insurance Agents Rankings in Denver, CO
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Michael Martinez - GEICO Insurance Agent9300 W Colfax Ave, Lakewood, CO 80215, USA | 4.9★ | 2,089 |
| #2 | Ullrich Insurance Agency5310 Ward Rd #04, Arvada, CO 80002, USA | 4.9★ | 822 |
| #3 | Colorado Insurance7901 Southpark Plaza #110, Littleton, CO 80120, USA | 4.7★ | 1,657 |
| #4 | Denver Insurance LLC1127 Auraria Pkwy #22, Denver, CO 80204, USA | 4.9★ | 355 |
| #5 | Square State Insurance1312 17th St #188, Denver, CO 80202, USA | 5.0★ | 501 |
| #6 | Rocky Mountain Insurance Specialists2175 S Jasmine St #109, Denver, CO 80222, USA | 4.4★ | 104 |
| #7 | Denver's Best Insurance Inc.: Allstate Insurance2955 Wyandot St, Denver, CO 80211, USA | 4.9★ | 590 |
| #8 | Advantage Insurance Solutions4380 S Syracuse St Suite 310, Denver, CO 80237, USA | 4.8★ | 318 |
| #9 | The Health Insurance Guy4610 S Ulster St Suite #150, Denver, CO 80237, USA | 4.9★ | 463 |
| #10 | JJ Insurance880 Buchtel Blvd S, Denver, CO 80210, USA | 5.0★ | 19 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Denver
Denver Insurance LLC
1127 Auraria Pkwy #22, Denver, CO 80204, USA
Square State Insurance
1312 17th St #188, Denver, CO 80202, USA
Rocky Mountain Insurance Specialists
2175 S Jasmine St #109, Denver, CO 80222, USA
Denver's Best Insurance Inc.: Allstate Insurance
2955 Wyandot St, Denver, CO 80211, USA
Advantage Insurance Solutions
4380 S Syracuse St Suite 310, Denver, CO 80237, USA
The Health Insurance Guy
4610 S Ulster St Suite #150, Denver, CO 80237, USA
JJ Insurance
880 Buchtel Blvd S, Denver, CO 80210, USA
Lightship Insurance
677 N Grant St, Denver, CO 80203, USA
Longevity Insurance Brokers
100 Fillmore St, Denver, CO 80206, USA
Loren SR22 Insurance Agency - Colorado
1580 Logan St 3rd floor ste 300, Denver, CO 80203, USA
Acoma SR22 insurance Groups
800 W 9th Ave #11, Denver, CO 80204, USA
John Lang - State Farm Insurance Agent
100 Garfield St Ste 310, Denver, CO 80206, USA
Laura Norwicke, Licensed Health Insurance Agent: Medicare, Affordable Care Act Insurance, Life Insurance
5610 Ward Rd STE 300, Arvada, CO 80002, USA
Aspen Insurance Agency
2255 S Broadway, Denver, CO 80210, USA
Centennial State Insurance Agency
7900 E Union Ave # 1100, Denver, CO 80237, USA
Insurance Group of Denver
6909 S Holly Cir STE 360, Centennial, CO 80112, USA
Denver Family Insurance Ltd
2390 S Downing St Ste G, Denver, CO 80210, USA
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Frequently Asked Questions — Insurance Agents in Denver
What is the difference between a captive and independent insurance agent in Denver?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in CO?
Search the CO Department of Insurance's online license lookup — Google "CO Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in CO must be licensed with the state.
How much does working with a local insurance agent in Denver cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Denver?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Denver adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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