Same Day · Des Plaines
Same-Day Mortgage Brokers in Des Plaines, IL
Can't wait a week? These mortgage brokers in Des Plaines offer same-day or next-day appointments. Call now to check availability.
As of June 2026, RatingsNearMe ranks 5 mortgage brokers in Des Plaines, IL by verified customer ratings and review volume. The highest-rated is Ania Kozera at Guaranteed Rate NMLS #2288732 with a 5.0-star rating from 342 verified reviews. Also in the top tier: Mega Mortgage Services and Absolute Fianancial Solutions, d.b.a. Lendonia. The average rating across all listed mortgage brokers in Des Plaines is 4.9 stars from 99 reviews per business on average.
Mortgage brokers in Des Plaines: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
5
Businesses listed
4.9★
Avg rating
99
Avg reviews
Jun 1, 2026
Last updated
Top Rated Mortgage Brokers
Ania Kozera at Guaranteed Rate NMLS #2288732
2800 S River Rd #200, Des Plaines, IL 60018, USA
Mega Mortgage Services
1440 Lee St, Des Plaines, IL 60018, USA
Absolute Fianancial Solutions, d.b.a. Lendonia
2340 S River Rd Suite 120B, Des Plaines, IL 60018, USA
Mortgage Brokers Rankings in Des Plaines, IL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Ania Kozera at Guaranteed Rate NMLS #22887322800 S River Rd #200, Des Plaines, IL 60018, USA | 5.0★ | 342 |
| #2 | Mega Mortgage Services1440 Lee St, Des Plaines, IL 60018, USA | 5.0★ | 67 |
| #3 | Absolute Fianancial Solutions, d.b.a. Lendonia2340 S River Rd Suite 120B, Des Plaines, IL 60018, USA | 5.0★ | 41 |
| #4 | Agatha Weisser- US Financial Ltd636 S River Rd #100, Des Plaines, IL 60016, USA | 5.0★ | 37 |
| #5 | RockBottom Mortgage LLC960 Rand Rd #213, Des Plaines, IL 60016, USA | 4.5★ | 8 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Des Plaines
Agatha Weisser- US Financial Ltd
636 S River Rd #100, Des Plaines, IL 60016, USA
RockBottom Mortgage LLC
960 Rand Rd #213, Des Plaines, IL 60016, USA
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Frequently Asked Questions — Mortgage Brokers in Des Plaines
What does a mortgage broker do differently than going directly to a bank in Des Plaines?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Des Plaines?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in IL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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