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We don't have mortgage brokers listed specifically in Farmersville yet — these top-rated pros from Wylie serve your area and are available for calls and quotes today.
Pricing Guide · Farmersville
Mortgage Brokers Cost in Farmersville, TX — 2026 Price Guide
What should you pay for mortgage brokers in Farmersville? See real 2026 price ranges from local pros and get free quotes to compare.
As of June 2026, RatingsNearMe ranks 20 mortgage brokers in Farmersville, TX by verified customer ratings and review volume. The highest-rated is W R Starkey Mortgage. Also in the top tier: Jeremiah Vensel | Mortgage Group and Jamie Saylor. The average rating across all listed mortgage brokers in Farmersville is 4.7 stars from 47 reviews per business on average.
Mortgage brokers in Farmersville: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
47
Avg reviews
Jun 1, 2026
Last updated
Top Rated Mortgage Brokers
W R Starkey Mortgage
201 N Ballard Ave, Wylie, TX 75098, USA
Jeremiah Vensel | Mortgage Group
201 Calloway St Unit A, Wylie, TX 75098, USA
Jamie Saylor
201 Calloway St, Wylie, TX 75098, USA
Mortgage Brokers Rankings in Farmersville, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | W R Starkey Mortgage201 N Ballard Ave, Wylie, TX 75098, USA | — | — |
| #2 | Jeremiah Vensel | Mortgage Group201 Calloway St Unit A, Wylie, TX 75098, USA | 5.0★ | 37 |
| #3 | Jamie Saylor201 Calloway St, Wylie, TX 75098, USA | 5.0★ | 25 |
| #4 | Gail Hillman at CrossCountry Mortgage500 S Tennessee St Suite D Office 1, McKinney, TX 75069, USA | 4.8★ | 54 |
| #5 | Mortgage, Bank of America1301 FM 544, Wylie, TX 75098, USA | 1.0★ | 1 |
| #6 | Dennis P Hudson "The Mortgage Gentleman"2931 Ridge Rd W ste 101 1093, Rockwall, TX 75032, USA | 5.0★ | 15 |
| #7 | Tammy Costas, Mortgage Lender NMLS #316464Serving all of Texas and Oklahoma, 321 N Central Expy #204, McKinney, TX 75070, USA | 5.0★ | 19 |
| #8 | Fairway Independent Mortgage Corporation | The Eric White Team2111 Eldorado Pkwy #102, McKinney, TX 75070, USA | 4.9★ | 142 |
| #9 | Rockwall Mortgage Co105 W Kaufman St, Rockwall, TX 75087, USA | 5.0★ | 4 |
| #10 | The Modern Lending Group7214 S State Hwy 78 #10, Sachse, TX 75048, USA | 5.0★ | 27 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Farmersville
Gail Hillman at CrossCountry Mortgage
500 S Tennessee St Suite D Office 1, McKinney, TX 75069, USA
Mortgage, Bank of America
1301 FM 544, Wylie, TX 75098, USA
Dennis P Hudson "The Mortgage Gentleman"
2931 Ridge Rd W ste 101 1093, Rockwall, TX 75032, USA
Tammy Costas, Mortgage Lender NMLS #316464
Serving all of Texas and Oklahoma, 321 N Central Expy #204, McKinney, TX 75070, USA
Fairway Independent Mortgage Corporation | The Eric White Team
2111 Eldorado Pkwy #102, McKinney, TX 75070, USA
Rockwall Mortgage Co
105 W Kaufman St, Rockwall, TX 75087, USA
The Modern Lending Group
7214 S State Hwy 78 #10, Sachse, TX 75048, USA
THE JZ TEAM-SOUTHWEST FUNDING, LP
1650 S John King Blvd Suite A, Rockwall, TX 75032, USA
Bobbie Searson, Mortgage Broker NMLS #234180
9320 Crockett Dr, Rowlett, TX 75089, USA
Lendid Home Loans
5900 S Lake Forest Dr Ste 300, McKinney, TX 75070, USA
American Mortgage Company
1002 Raintree Cir STE 100, Allen, TX 75013, USA
Highlands Residential Mortgage - Allen Branch - Anthony D'Iorio
333 E Bethany Dr Unit A-100, Allen, TX 75002, USA
Competitive Home Lending
450 Century Pkwy Ste 250, Allen, TX 75013, USA
Inspired Buy Real Estate
800 North Watters Road Suite 180, Allen, TX 75013, USA
Supreme Lending
1020 W Exchange Pkwy Suite 1130, Allen, TX 75013, USA
The Jenay Bowen Team - CrossCountry Mortgage
2313 Ridge Rd Suite 105B, Rockwall, TX 75087, USA
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Frequently Asked Questions — Mortgage Brokers in Farmersville
What does a mortgage broker do differently than going directly to a bank in Farmersville?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Farmersville?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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