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Emergency Mortgage Brokers in Gilbert, AZ — Available 24/7
When you can't wait, these mortgage brokers in Gilbert offer emergency response. Call now — most respond within the hour.
As of June 2026, RatingsNearMe ranks 16 mortgage brokers in Gilbert, AZ by verified customer ratings and review volume. The highest-rated is Jeremy House with a 5.0-star rating from 482 verified reviews. Also in the top tier: Jeff Tisdale - Licensed Mortgage Loan Officer and Direct Mortgage Loans: Servando Rojas. The average rating across all listed mortgage brokers in Gilbert is 5 stars from 118 reviews per business on average.
Mortgage brokers in Gilbert: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
16
Businesses listed
5★
Avg rating
118
Avg reviews
Jun 1, 2026
Last updated
Top Rated Mortgage Brokers
Jeremy House
2212 E Williams Field Rd #220, Gilbert, AZ 85295, USA
Jeff Tisdale - Licensed Mortgage Loan Officer
365 E Germann Rd suite 301, Gilbert, AZ 85297, USA
Direct Mortgage Loans: Servando Rojas
365 E Germann Rd #301, Gilbert, AZ 85297, USA
Mortgage Brokers Rankings in Gilbert, AZ
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Jeremy House2212 E Williams Field Rd #220, Gilbert, AZ 85295, USA | 5.0★ | 482 |
| #2 | Jeff Tisdale - Licensed Mortgage Loan Officer365 E Germann Rd suite 301, Gilbert, AZ 85297, USA | 5.0★ | 215 |
| #3 | Direct Mortgage Loans: Servando Rojas365 E Germann Rd #301, Gilbert, AZ 85297, USA | 4.9★ | 198 |
| #4 | Desert State Mortgage2200 E Williams Field Rd #200, Gilbert, AZ 85295, USA | 5.0★ | 71 |
| #5 | Swift Mortgage1528 E Williams Field Rd bldg c ste 201, Gilbert, AZ 85295, USA | 4.9★ | 98 |
| #6 | Nina Brinkley Mortgage Broker- The Brinkley Mortgage Group - AZ, TX, CO, FL, MS, TN, VA, KY, CT, & CA- NMLS 886300275 E Rivulon Blvd #200, Gilbert, AZ 85297, USA | 5.0★ | 24 |
| #7 | Fairway Independent Mortgage Corporation2174 E Williams Field Rd #220, Gilbert, AZ 85295, USA | 4.8★ | 137 |
| #8 | Aaron Payne - Licensed Mortgage Loan Officer365 E Germann Rd #301, Gilbert, AZ 85297, USA | 5.0★ | 73 |
| #9 | Josh Phillips - NMLS #1481547 - Price Mortgage690 E Warner Rd Ste. 103, Gilbert, AZ 85296, USA | 5.0★ | 77 |
| #10 | Redeem Mortgage | Gilbert Loan Officers2162 E Williams Field Rd Suite #111, Gilbert, AZ 85295, USA | 5.0★ | 13 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Gilbert
Desert State Mortgage
2200 E Williams Field Rd #200, Gilbert, AZ 85295, USA
Swift Mortgage
1528 E Williams Field Rd bldg c ste 201, Gilbert, AZ 85295, USA
Nina Brinkley Mortgage Broker- The Brinkley Mortgage Group - AZ, TX, CO, FL, MS, TN, VA, KY, CT, & CA- NMLS 886300
275 E Rivulon Blvd #200, Gilbert, AZ 85297, USA
Fairway Independent Mortgage Corporation
2174 E Williams Field Rd #220, Gilbert, AZ 85295, USA
Aaron Payne - Licensed Mortgage Loan Officer
365 E Germann Rd #301, Gilbert, AZ 85297, USA
Josh Phillips - NMLS #1481547 - Price Mortgage
690 E Warner Rd Ste. 103, Gilbert, AZ 85296, USA
Redeem Mortgage | Gilbert Loan Officers
2162 E Williams Field Rd Suite #111, Gilbert, AZ 85295, USA
The Starks Team - Mortgage Brokers
1530 E Williams Field Rd Ste. 105, Gilbert, AZ 85295, USA
Price Mortgage - Mark Mazzucco Loan Officer
690 E Warner Rd Suite 103, Gilbert, AZ 85296, USA
Jared Halbert - Home Loans - Brick Mortgage LLC
18606 E Via De Palmas, Queen Creek, AZ 85142, USA
Mike Jones - Licensed Mortgage Loan Officer Direct Mortgage Loans
365 E Germann Rd suite 301, Gilbert, AZ 85297, USA
Rudy Lopez | Loan Officer | Mortgage I Barrett Financial Group
275 E Rivulon Blvd #200, Gilbert, AZ 85295, USA
Olympus Home Loans | Gilbert
2242 S Osborn Ln, Gilbert, AZ 85295, USA
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Frequently Asked Questions — Mortgage Brokers in Gilbert
What does a mortgage broker do differently than going directly to a bank in Gilbert?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Gilbert?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in AZ?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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