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As of May 2026, RatingsNearMe ranks 13 mortgage brokers in Goodyear, AZ by verified customer ratings and review volume. The highest-rated is Oply Mortgage with a 5.0-star rating from 160 verified reviews. Also in the top tier: Bell Bank Mortgage, Dee Jimenez and New American Funding - Goodyear, AZ. The average rating across all listed mortgage brokers in Goodyear is 5 stars from 57 reviews per business on average.
Mortgage brokers in Goodyear: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
13
Businesses listed
5★
Avg rating
57
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Oply Mortgage
961 N Eliseo Felix Jr Way, Avondale, AZ 85323, USA
Bell Bank Mortgage, Dee Jimenez
15150 W Pk Pl Suite 104, Goodyear, AZ 85395, USA
New American Funding - Goodyear, AZ
15150 W Pk Pl Office #2505, Goodyear, AZ 85395, USA
Mortgage Brokers Rankings in Goodyear, AZ
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Oply Mortgage961 N Eliseo Felix Jr Way, Avondale, AZ 85323, USA | 5.0★ | 160 |
| #2 | Bell Bank Mortgage, Dee Jimenez15150 W Pk Pl Suite 104, Goodyear, AZ 85395, USA | 5.0★ | 70 |
| #3 | New American Funding - Goodyear, AZ15150 W Pk Pl Office #2505, Goodyear, AZ 85395, USA | 4.9★ | 84 |
| #4 | Fairway Independent Mortgage Corporation387 N 157th Ln, Goodyear, AZ 85338, USA | 5.0★ | 42 |
| #5 | Rate1300 S Litchfield Rd Suite 100-c, Goodyear, AZ 85338, USA | 5.0★ | 2 |
| #6 | Sergio Rodriguez at Rate (NMLS #1054303)1300 S Litchfield Rd Suite 100-c, Goodyear, AZ 85338, USA | 5.0★ | 12 |
| #7 | Hernandez Pippins Mortgage Team at SecurityNational Mortgage1360 N Bullard Ave Suite 200, Office 207 and 208, Goodyear, AZ 85395, USA | 4.5★ | 88 |
| #8 | Dawna Swope at Rate (NMLS #1490884)1300 S Litchfield Rd Suite 100-c, Goodyear, AZ 85338, USA | 5.0★ | 9 |
| #9 | Sam Warda at Rate (NMLS #1078002)1300 S Litchfield Rd Suite 100-c, Goodyear, AZ 85338, USA | 5.0★ | 156 |
| #10 | Elite Mortgage Group17580 W Lavender Ln, Goodyear, AZ 85338, USA | 5.0★ | 17 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Goodyear
Fairway Independent Mortgage Corporation
387 N 157th Ln, Goodyear, AZ 85338, USA
Rate
1300 S Litchfield Rd Suite 100-c, Goodyear, AZ 85338, USA
Sergio Rodriguez at Rate (NMLS #1054303)
1300 S Litchfield Rd Suite 100-c, Goodyear, AZ 85338, USA
Hernandez Pippins Mortgage Team at SecurityNational Mortgage
1360 N Bullard Ave Suite 200, Office 207 and 208, Goodyear, AZ 85395, USA
Dawna Swope at Rate (NMLS #1490884)
1300 S Litchfield Rd Suite 100-c, Goodyear, AZ 85338, USA
Sam Warda at Rate (NMLS #1078002)
1300 S Litchfield Rd Suite 100-c, Goodyear, AZ 85338, USA
Elite Mortgage Group
17580 W Lavender Ln, Goodyear, AZ 85338, USA
Zetta Mortgage
15150 W Pk Pl Suite 215, Goodyear, AZ 85395, USA
Maria Madrid - Efinity Mortgage - Goodyear Team
1650 N Dysart Rd #2, Goodyear, AZ 85395, USA
Cory Graciano at Rate (NMLS #1874864)
1300 S Litchfield Rd Suite 100-c, Goodyear, AZ 85338, USA
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Frequently Asked Questions — Mortgage Brokers in Goodyear
What does a mortgage broker do differently than going directly to a bank in Goodyear?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Goodyear?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in AZ?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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