Same Day · Hartford
Same-Day Mortgage Brokers in Hartford, CT
Can't wait a week? These mortgage brokers in Hartford offer same-day or next-day appointments. Call now to check availability.
As of May 2026, RatingsNearMe ranks 17 mortgage brokers in Hartford, CT by verified customer ratings and review volume. The highest-rated is Gateway Mortgage Services, LLC with a 5.0-star rating from 222 verified reviews. Also in the top tier: John Hodgkins | Fairway Independent Mortgage and Northpoint Mortgage, Inc.. The average rating across all listed mortgage brokers in Hartford is 4.9 stars from 89 reviews per business on average.
Mortgage brokers in Hartford: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
17
Businesses listed
4.9★
Avg rating
89
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Gateway Mortgage Services, LLC
428 Boston Post Rd, Waterford, CT 06385, USA
John Hodgkins | Fairway Independent Mortgage
430 New Park Ave Suite 101, Hartford, CT 06106, USA
Northpoint Mortgage, Inc.
10 Waterchase Dr 1st Floor, Rocky Hill, CT 06067, USA
Mortgage Brokers Rankings in Hartford, CT
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Gateway Mortgage Services, LLC428 Boston Post Rd, Waterford, CT 06385, USA | 5.0★ | 222 |
| #2 | John Hodgkins | Fairway Independent Mortgage430 New Park Ave Suite 101, Hartford, CT 06106, USA | 4.9★ | 187 |
| #3 | Northpoint Mortgage, Inc.10 Waterchase Dr 1st Floor, Rocky Hill, CT 06067, USA | 5.0★ | 131 |
| #4 | ELM TREE FUNDING43 N Main St, West Hartford, CT 06107, USA | 5.0★ | 22 |
| #5 | Rize Mortgage10 N Main St # 3, West Hartford, CT 06107, USA | 5.0★ | 99 |
| #6 | CT Liberty Mortgage, LLC5 Forest Park Dr Suite 5-1 RB, Farmington, CT 06032, USA | 5.0★ | 35 |
| #7 | Ed Lanzoni - Mortgage Lender (NMLS #1865938)127 Prospect Ave, Hartford, CT 06106, USA | 5.0★ | 25 |
| #8 | First World Mortgage Corporation - West Hartford Mortgage & Home Loans127 Prospect Ave, Hartford, CT 06106, USA | 3.7★ | 69 |
| #9 | Mortgage Equity Partners119C Griswold St #113, Glastonbury, CT 06033, USA | 5.0★ | 85 |
| #10 | Max Satti - Mortgage Broker428 Boston Post Rd, Waterford, CT 06385, USA | 5.0★ | 30 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Hartford
ELM TREE FUNDING
43 N Main St, West Hartford, CT 06107, USA
Rize Mortgage
10 N Main St # 3, West Hartford, CT 06107, USA
CT Liberty Mortgage, LLC
5 Forest Park Dr Suite 5-1 RB, Farmington, CT 06032, USA
Ed Lanzoni - Mortgage Lender (NMLS #1865938)
127 Prospect Ave, Hartford, CT 06106, USA
First World Mortgage Corporation - West Hartford Mortgage & Home Loans
127 Prospect Ave, Hartford, CT 06106, USA
Mortgage Equity Partners
119C Griswold St #113, Glastonbury, CT 06033, USA
Max Satti - Mortgage Broker
428 Boston Post Rd, Waterford, CT 06385, USA
Fairway Independent Mortgage Corporation
430 New Park Ave Suite 101, Hartford, CT 06106, USA
Skyline Mortgage Services, LLC
846 Farmington Ave #10, West Hartford, CT 06119, USA
Mortgage Markets CUSO, LLC
616 Burnside Ave, East Hartford, CT 06108, USA
Bay Equity Home Loans - West Hartford, CT
65 LaSalle Rd # 309, West Hartford, CT 06107, USA
Precision Mortgage
1750 Ellington Rd bldg 3, South Windsor, CT 06074, USA
New England Residential Finance, LLC
415 Wolcott Rd UNIT 4, Wolcott, CT 06716, USA
Justin Girolimon | Vice President & Senior Mortgage Banker, NMLS #180243
65 LaSalle Rd Suite 310, West Hartford, CT 06107, USA
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Frequently Asked Questions — Mortgage Brokers in Hartford
What does a mortgage broker do differently than going directly to a bank in Hartford?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Hartford?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CT?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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