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Emergency Mortgage Brokers in Irving, TX — Available 24/7
When you can't wait, these mortgage brokers in Irving offer emergency response. Call now — most respond within the hour.
As of June 2026, RatingsNearMe ranks 11 mortgage brokers in Irving, TX by verified customer ratings and review volume. The highest-rated is KBHS Home Loans with a 4.9-star rating from 3,066 verified reviews. Also in the top tier: Beam Mortgage, Inc. and Brent Knapp - Mortgage Broker - Assurance Home Loans. The average rating across all listed mortgage brokers in Irving is 4.9 stars from 371 reviews per business on average.
Mortgage brokers in Irving: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
11
Businesses listed
4.9★
Avg rating
371
Avg reviews
Jun 1, 2026
Last updated
Top Rated Mortgage Brokers
Beam Mortgage, Inc.
14455 Webb Chapel Rd, Farmers Branch, TX 75234, USA
Brent Knapp - Mortgage Broker - Assurance Home Loans
130 Jellico Cir E, Southlake, TX 76092, USA
Mortgage Brokers Rankings in Irving, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | KBHS Home Loans300 E Royal Ln # 250, Irving, TX 75039, USA | 4.9★ | 3,066 |
| #2 | Beam Mortgage, Inc.14455 Webb Chapel Rd, Farmers Branch, TX 75234, USA | 4.9★ | 114 |
| #3 | Brent Knapp - Mortgage Broker - Assurance Home Loans130 Jellico Cir E, Southlake, TX 76092, USA | 5.0★ | 172 |
| #4 | Preapprovals600 E John W Carpenter Fwy Suite #262, Irving, TX 75062, USA | 5.0★ | 20 |
| #5 | PRIME MORTGAGE SOLUTIONS5000 Riverside Dr Bldg 6 Suite 100E, Irving, TX 75039, USA | 4.8★ | 48 |
| #6 | Lennar Mortgage, LLC Dallas1231 Greenway Dr Suite 600A, Irving, TX 75038, USA | 4.5★ | 487 |
| #7 | Prime Home Mortgage LLC2712 Baron Ln, Irving, TX 75063, USA | 4.9★ | 42 |
| #8 | Fairway Independent Mortgage Corporation1333 Corporate Dr, Irving, TX 75038, USA | 4.8★ | 27 |
| #9 | Ray Campbell Team - Nova Home Loans511 E John W Carpenter Fwy # 500, Irving, TX 75062, USA | 4.9★ | 40 |
| #10 | Sunrise Mortgage Services LLC511 E John W Carpenter Fwy, Irving, TX 75062, USA | 5.0★ | 1 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Irving
Preapprovals
600 E John W Carpenter Fwy Suite #262, Irving, TX 75062, USA
PRIME MORTGAGE SOLUTIONS
5000 Riverside Dr Bldg 6 Suite 100E, Irving, TX 75039, USA
Lennar Mortgage, LLC Dallas
1231 Greenway Dr Suite 600A, Irving, TX 75038, USA
Prime Home Mortgage LLC
2712 Baron Ln, Irving, TX 75063, USA
Fairway Independent Mortgage Corporation
1333 Corporate Dr, Irving, TX 75038, USA
Ray Campbell Team - Nova Home Loans
511 E John W Carpenter Fwy # 500, Irving, TX 75062, USA
Sunrise Mortgage Services LLC
511 E John W Carpenter Fwy, Irving, TX 75062, USA
Legacy Mutual Mortgage - The Pendleton Team
15770 Dallas Pkwy Ste 630, Dallas, TX 75248, USA
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Frequently Asked Questions — Mortgage Brokers in Irving
What does a mortgage broker do differently than going directly to a bank in Irving?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Irving?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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