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Cheap Mortgage Brokers in Jersey City, TX — Best Prices
Compare mortgage brokers prices in Jersey City to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of June 2026, RatingsNearMe ranks 20 mortgage brokers in Jersey City, TX by verified customer ratings and review volume. The highest-rated is Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB with a 4.8-star rating from 584 verified reviews. Also in the top tier: Envoy Mortgage and Noble Mortgage & Investments. The average rating across all listed mortgage brokers in Jersey City is 4.8 stars from 260 reviews per business on average.
Mortgage brokers in Jersey City: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
260
Avg reviews
Jun 1, 2026
Last updated
Top Rated Mortgage Brokers
Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB
11330 Clay Rd Suite 350, Houston, TX 77041, USA
Envoy Mortgage
952 Echo Ln Suite 190, Houston, TX 77024, USA
Noble Mortgage & Investments
11767 Katy Fwy # 500, Houston, TX 77079, USA
Mortgage Brokers Rankings in Jersey City, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Cornerstone Home Lending, a division of Cornerstone Capital Bank, SSB11330 Clay Rd Suite 350, Houston, TX 77041, USA | 4.8★ | 584 |
| #2 | Envoy Mortgage952 Echo Ln Suite 190, Houston, TX 77024, USA | 4.9★ | 2,333 |
| #3 | Noble Mortgage & Investments11767 Katy Fwy # 500, Houston, TX 77079, USA | 5.0★ | 388 |
| #4 | Rock Mortgage Houston | Rock Mortgage Services LP14340 Memorial Dr #400, Houston, TX 77079, USA | 4.9★ | 216 |
| #5 | Patrick Morales - Mortgage Broker | NEXA Mortgage | Home Loans21175 TX-249, Houston, TX 77070, USA | 5.0★ | 9 |
| #6 | Safetrust Mortgage - Alexandre Murphy2500 E T C Jester Blvd Suite 278, Houston, TX 77008, USA | 5.0★ | 31 |
| #7 | Richard Yeppez - CrossCountry Mortgage15040 N Eldridge Pkwy Ste D, Cypress, TX 77429, USA | 5.0★ | 78 |
| #8 | The Wood Group of Fairway Independent Mortgage Corp.10330 Lake Rd Bldg Y, Houston, TX 77070, USA | 5.0★ | 244 |
| #9 | Haymaker Home Loans - Eric Benitez | Loan Officer16000 Stuebner Airline Rd #200, Spring, TX 77379, USA | 5.0★ | 9 |
| #10 | The Financial Suit Team - NEXA Mortgage16225 Park Ten Pl Suite 500 Office 510, Houston, TX 77084, USA | 4.9★ | 97 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Jersey City
Rock Mortgage Houston | Rock Mortgage Services LP
14340 Memorial Dr #400, Houston, TX 77079, USA
Patrick Morales - Mortgage Broker | NEXA Mortgage | Home Loans
21175 TX-249, Houston, TX 77070, USA
Safetrust Mortgage - Alexandre Murphy
2500 E T C Jester Blvd Suite 278, Houston, TX 77008, USA
Richard Yeppez - CrossCountry Mortgage
15040 N Eldridge Pkwy Ste D, Cypress, TX 77429, USA
The Wood Group of Fairway Independent Mortgage Corp.
10330 Lake Rd Bldg Y, Houston, TX 77070, USA
Haymaker Home Loans - Eric Benitez | Loan Officer
16000 Stuebner Airline Rd #200, Spring, TX 77379, USA
The Financial Suit Team - NEXA Mortgage
16225 Park Ten Pl Suite 500 Office 510, Houston, TX 77084, USA
New Era Lending LLC
1500 S Dairy Ashford Rd suite 363, Houston, TX 77077, USA
Flagstone Financial - Mortgage
4900 Woodway Dr Ste 1060, Houston, TX 77056, USA
Mortgage, Bank of America
22617 Tomball Pkwy, Tomball, TX 77375, USA
Steve Castaneda at Triumph Lending
12075 Spring Cypress Rd, Tomball, TX 77377, USA
Encompass Lending Group - Matt Brown
17150 N Eldridge Pkwy d, Tomball, TX 77377, USA
Triumph Lending
12075 Spring Cypress Rd, Tomball, TX 77377, USA
Ryan Rosplock at Guaranteed Rate Affinity (NMLS #278888)
25250 Northwest Fwy #200, Cypress, TX 77429, USA
Steve A. Lujan - Mortgage Lending Professional
14100 Spring Cypress Rd, Cypress, TX 77429, USA
Aequitas Mortgage
12414 Spring Cypress Rd G, Tomball, TX 77377, USA
Darshit Chokshi at Aequitas Mortgage
14526 Lakepointe Bend Ln, Cypress, TX 77429, USA
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Frequently Asked Questions — Mortgage Brokers in Jersey City
What does a mortgage broker do differently than going directly to a bank in Jersey City?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Jersey City?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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