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Same-Day Mortgage Brokers in Justin, TX

Can't wait a week? These mortgage brokers in Justin offer same-day or next-day appointments. Call now to check availability.

As of June 2026, RatingsNearMe ranks 20 mortgage brokers in Justin, TX by verified customer ratings and review volume. The highest-rated is Select Mortgage Group with a 5.0-star rating from 17 verified reviews. Also in the top tier: David Park - Mortgage Broker - Edge Home Finance and Francisco Mortgage Team. The average rating across all listed mortgage brokers in Justin is 4.9 stars from 104 reviews per business on average.

Mortgage brokers in Justin: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

20

Businesses listed

4.9★

Avg rating

104

Avg reviews

Jun 1, 2026

Last updated

Top Rated Mortgage Brokers

🥇

Select Mortgage Group

5.0(17 reviews)

17176 FM156 Suite A102, Justin, TX 76247, USA

🥈

David Park - Mortgage Broker - Edge Home Finance

5.0(24 reviews)

1424 8th St, Argyle, TX 76226, USA

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Francisco Mortgage Team

5.0(38 reviews)

306 N US Hwy 377 N Ste J-2, Argyle, TX 76226, USA

Mortgage Brokers Rankings in Justin, TX

#BusinessRatingReviews
#1Select Mortgage Group17176 FM156 Suite A102, Justin, TX 76247, USA5.017
#2David Park - Mortgage Broker - Edge Home Finance1424 8th St, Argyle, TX 76226, USA5.024
#3Francisco Mortgage Team306 N US Hwy 377 N Ste J-2, Argyle, TX 76226, USA5.038
#4Nick Drescher - Mortgage Broker l Edge Home Finance l Purchase & Refinance l Competitive Rates & Low Fees311 S Oak St Suite 275.03, Roanoke, TX 76262, USA5.070
#5Oasis Home Mortgage7 Greenbriar Ct, Trophy Club, TX 76262, USA5.0160
#6Mortgage Financial Services1900 W Kirkwood Blvd Suite 4300C, Southlake, TX 76092, USA4.9551
#7Tom Hammon the Texas Loan Arranger - Trademark Mortgage628 Stoneglen Dr A, Keller, TX 76248, USA5.010
#8Kellen Vaughan Team | Trademark Mortgage NMLS#2439360628 Stoneglen Dr, Keller, TX 76248, USA4.9103
#9KRich Mortgage212 Park N Ln, Keller, TX 76248, USA5.06
#10David Chavez | Fairway Independent Mortgage Corporation Branch Sales Manager10340 Alta Vista Rd #200, Fort Worth, TX 76244, USA5.0167

Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026

All Mortgage Brokers in Justin

4

Nick Drescher - Mortgage Broker l Edge Home Finance l Purchase & Refinance l Competitive Rates & Low Fees

5.0· 70 reviews

311 S Oak St Suite 275.03, Roanoke, TX 76262, USA

5

Oasis Home Mortgage

5.0· 160 reviews

7 Greenbriar Ct, Trophy Club, TX 76262, USA

6

Mortgage Financial Services

4.9· 551 reviews

1900 W Kirkwood Blvd Suite 4300C, Southlake, TX 76092, USA

7

Tom Hammon the Texas Loan Arranger - Trademark Mortgage

5.0· 10 reviews

628 Stoneglen Dr A, Keller, TX 76248, USA

8

Kellen Vaughan Team | Trademark Mortgage NMLS#2439360

4.9· 103 reviews

628 Stoneglen Dr, Keller, TX 76248, USA

9

KRich Mortgage

5.0· 6 reviews

212 Park N Ln, Keller, TX 76248, USA

10

David Chavez | Fairway Independent Mortgage Corporation Branch Sales Manager

5.0· 167 reviews

10340 Alta Vista Rd #200, Fort Worth, TX 76244, USA

11

Meagan Barron | Fairway Independent Mortgage Corporation Mortgage Specialist - Licensed

5.0· 63 reviews

10340 Alta Vista Rd #200, Fort Worth, TX 76244, USA

12

Brent Knapp - Mortgage Broker - Assurance Home Loans

5.0· 172 reviews

130 Jellico Cir E, Southlake, TX 76092, USA

13

Cultivate Mortgage

5.0· 23 reviews

1908 Hollister Ln, Denton, TX 76210, USA

14

Go Smart Mortgage LLC

5.0· 38 reviews

9500 Ray White Rd STE 248, Fort Worth, TX 76244, USA

15

Affiliated Mortgage Lending

4.3· 11 reviews

211 Fort Worth Dr #A, Denton, TX 76201, USA

16

The Rodney Anderson Team with NFM Lending

4.8· 165 reviews

3000 Village Pkwy #400, Highland Village, TX 75077, USA

17

Fairway Independent Mortgage Corporation

4.9· 141 reviews

2442 Lillian Miller Pkwy #100, Denton, TX 76205, USA

18

Robert Tokarczyk | Fairway Independent Mortgage Corporation Loan Officer

5.0· 12 reviews

2442 Lillian Miller Pkwy #100, Denton, TX 76205, USA

19

Neighborhood Loans

4.9· 296 reviews

950 E State Hwy 114 Suite 130, Southlake, TX 76092, USA

20

Merica Mortgage

5.0· 6 reviews

950 E State Hwy 114 Ste 160, Southlake, TX 76092, USA

Data from Google Business listings
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Frequently Asked Questions — Mortgage Brokers in Justin

What does a mortgage broker do differently than going directly to a bank in Justin?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Justin?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in TX?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.

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About This Mortgage Brokers Directory — Justin, TX

This page lists and ranks 20 mortgage brokers serving Justin, TX as of June 2026. The average verified rating across all listings is 4.9 stars, with an average of 104 customer reviews per business. The top-ranked mortgage brokers in Justin by our algorithm is Select Mortgage Group (5.0 stars, 17 reviews). Mortgage brokers in Justin: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Justin: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the TX licensing board before hiring.

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