Near You · Kettering
Insurance Agents Near You in Kettering, OH
Find insurance agents close to you in Kettering. All results are sorted by proximity and rated by real local customers.
As of June 2026, RatingsNearMe ranks 16 insurance agents in Kettering, OH by verified customer ratings and review volume. The highest-rated is Becki Taylor - State Farm Insurance Agent with a 4.9-star rating from 253 verified reviews. Also in the top tier: Eric Evans - State Farm Insurance Agent and Direct Auto Insurance. The average rating across all listed insurance agents in Kettering is 4.8 stars from 74 reviews per business on average.
Insurance in Kettering: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
16
Businesses listed
4.8★
Avg rating
74
Avg reviews
Jun 1, 2026
Last updated
Top Rated Insurance Agents
Becki Taylor - State Farm Insurance Agent
215 E Stroop Rd, Kettering, OH 45429, USA
Eric Evans - State Farm Insurance Agent
1649 E Stroop Rd, Kettering, OH 45429, USA
Direct Auto Insurance
6244 Wilmington Pike, Centerville, OH 45459, USA
Insurance Agents Rankings in Kettering, OH
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Becki Taylor - State Farm Insurance Agent215 E Stroop Rd, Kettering, OH 45429, USA | 4.9★ | 253 |
| #2 | Eric Evans - State Farm Insurance Agent1649 E Stroop Rd, Kettering, OH 45429, USA | 4.9★ | 252 |
| #3 | Direct Auto Insurance6244 Wilmington Pike, Centerville, OH 45459, USA | 4.9★ | 174 |
| #4 | Rathweg Insurance Associates, Inc.2212 S Patterson Blvd, Kettering, OH 45409, USA | 4.9★ | 38 |
| #5 | Walter McFall & Kremer Insurance Agency4080 Marshall Rd, Kettering, OH 45429, USA | 4.7★ | 6 |
| #6 | Tinnerman Insurance Agency - Centerville5 Iron Gate Park Dr, Centerville, OH 45459, USA | 4.9★ | 125 |
| #7 | Ohio Insurance Agency2260 E Dorothy Ln, Kettering, OH 45420, USA | 5.0★ | 2 |
| #8 | Simpkins-Dellis Insurance Agency3970 Shroyer Rd, Kettering, OH 45429, USA | 5.0★ | 9 |
| #9 | Ramos Ratliff Insurance Agency1389 E Stroop Rd, Kettering, OH 45429, USA | 5.0★ | 39 |
| #10 | Spectrum Insurance Agency1625 Springhill Ave, Kettering, OH 45409, USA | 4.1★ | 25 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Kettering
Rathweg Insurance Associates, Inc.
2212 S Patterson Blvd, Kettering, OH 45409, USA
Walter McFall & Kremer Insurance Agency
4080 Marshall Rd, Kettering, OH 45429, USA
Tinnerman Insurance Agency - Centerville
5 Iron Gate Park Dr, Centerville, OH 45459, USA
Ohio Insurance Agency
2260 E Dorothy Ln, Kettering, OH 45420, USA
Simpkins-Dellis Insurance Agency
3970 Shroyer Rd, Kettering, OH 45429, USA
Ramos Ratliff Insurance Agency
1389 E Stroop Rd, Kettering, OH 45429, USA
Spectrum Insurance Agency
1625 Springhill Ave, Kettering, OH 45409, USA
Finch Insurance Agency
3058 Woodman Dr, Kettering, OH 45420, USA
Carr Insurance Agency, Inc.
255 N Main St, Centerville, OH 45459, USA
Farmers Insurance - James Berlon
3560 N Marshall Rd Ste 2, Kettering, OH 45429, USA
Walt Kremer Insurance
4080 Marshall Rd, Kettering, OH 45429, USA
Bellbrook Insurance Agency
108 W Franklin St, Bellbrook, OH 45305, USA
Miller Insurance & Financial Services, LLC
At The Greene, 70 Birch Alley Ste250, Beavercreek, OH 45440, USA
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Frequently Asked Questions — Insurance Agents in Kettering
What is the difference between a captive and independent insurance agent in Kettering?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in OH?
Search the OH Department of Insurance's online license lookup — Google "OH Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in OH must be licensed with the state.
How much does working with a local insurance agent in Kettering cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Kettering?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Kettering adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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