Licensed · Lakeway
Licensed & Insured Mortgage Brokers in Lakeway, TX
Every mortgage brokers listed here carries proper licensing and insurance in TX. Protect yourself — always verify credentials before work begins.
As of May 2026, RatingsNearMe ranks 11 mortgage brokers in Lakeway, TX by verified customer ratings and review volume. The highest-rated is Lendplicity Mortgage with a 5.0-star rating from 151 verified reviews. Also in the top tier: Fairway Independent Mortgage Corporation and Josh Hanly, NMLS #390434; Sr. Mortgage Mortgage Consultant @ First United Bank. The average rating across all listed mortgage brokers in Lakeway is 5 stars from 51 reviews per business on average.
Mortgage brokers in Lakeway: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
11
Businesses listed
5★
Avg rating
51
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Lendplicity Mortgage
13215 Bee Cave Pkwy Ste. A-210, Bee Cave, TX 78738, USA
Fairway Independent Mortgage Corporation
4810 Spicewood Springs Rd UNIT 100, Austin, TX 78759, USA
Josh Hanly, NMLS #390434; Sr. Mortgage Mortgage Consultant @ First United Bank
12117 Bee Caves Rd Suite 120, Austin, TX 78738, USA
Mortgage Brokers Rankings in Lakeway, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Lendplicity Mortgage13215 Bee Cave Pkwy Ste. A-210, Bee Cave, TX 78738, USA | 5.0★ | 151 |
| #2 | Fairway Independent Mortgage Corporation4810 Spicewood Springs Rd UNIT 100, Austin, TX 78759, USA | 5.0★ | 116 |
| #3 | Josh Hanly, NMLS #390434; Sr. Mortgage Mortgage Consultant @ First United Bank12117 Bee Caves Rd Suite 120, Austin, TX 78738, USA | 5.0★ | 106 |
| #4 | Willow Bend Mortgage - Austin Lakeway2501 Ranch Rd 620 S #260, Lakeway, TX 78734, USA | 5.0★ | 6 |
| #5 | Vicki Jones NEXA Mortgage, LLC22306 Hazy Hollow Dr UNIT 1, Spicewood, TX 78669, USA | 5.0★ | 14 |
| #6 | Turbo Mortgage1202 Lakeway Dr, Lakeway, TX 78734, USA | 4.5★ | 15 |
| #7 | Kayla Strunk at Rate (NMLS #453666)3809 Juniper Trce Suite 100, Austin, TX 78738, USA | 5.0★ | 15 |
| #8 | Home Financing Direct11701 FM Rd 2244 #140, Austin, TX 78738, USA | 5.0★ | 34 |
| #9 | Frank Capparelli - Mortgage Loan Originator (#249636) at Willow Bend Mortgage2501 Ranch Rd 620 S #260, Lakeway, TX 78734, USA | 5.0★ | 29 |
| #10 | Guild Mortgage Company14425 Falcon Head Blvd Bld E, Suite 205, Austin, TX 78738, USA | — | — |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Lakeway
Willow Bend Mortgage - Austin Lakeway
2501 Ranch Rd 620 S #260, Lakeway, TX 78734, USA
Vicki Jones NEXA Mortgage, LLC
22306 Hazy Hollow Dr UNIT 1, Spicewood, TX 78669, USA
Kayla Strunk at Rate (NMLS #453666)
3809 Juniper Trce Suite 100, Austin, TX 78738, USA
Home Financing Direct
11701 FM Rd 2244 #140, Austin, TX 78738, USA
Frank Capparelli - Mortgage Loan Originator (#249636) at Willow Bend Mortgage
2501 Ranch Rd 620 S #260, Lakeway, TX 78734, USA
Guild Mortgage Company
14425 Falcon Head Blvd Bld E, Suite 205, Austin, TX 78738, USA
Guild Mortgage - Brian Cisna
14425 Falcon Head Blvd Bld E, Suite 205, Austin, TX 78738, USA
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Frequently Asked Questions — Mortgage Brokers in Lakeway
What does a mortgage broker do differently than going directly to a bank in Lakeway?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Lakeway?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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