Highest Rated · Lansing
Top-Rated Insurance Agents in Lansing, MI
Every business ranked by real customer ratings. The pros at the top earned it — through consistent service, not advertising spend.
As of June 2026, RatingsNearMe ranks 19 insurance agents in Lansing, MI by verified customer ratings and review volume. The highest-rated is Alec Garza - State Farm Insurance Agent with a 5.0-star rating from 402 verified reviews. Also in the top tier: Josh Orler - State Farm Insurance Agent and Farmers Insurance - Kyle Campbell. The average rating across all listed insurance agents in Lansing is 4.8 stars from 137 reviews per business on average.
Insurance in Lansing: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.8★
Avg rating
137
Avg reviews
Jun 1, 2026
Last updated
Top Rated Insurance Agents
Alec Garza - State Farm Insurance Agent
3125 Sovereign Dr Ste 9A, Lansing, MI 48911, USA
Josh Orler - State Farm Insurance Agent
6158 W Saginaw Hwy Ste A, Lansing, MI 48917, USA
Farmers Insurance - Kyle Campbell
303 S Waverly Rd Ste 3, Lansing, MI 48917, USA
Insurance Agents Rankings in Lansing, MI
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Alec Garza - State Farm Insurance Agent3125 Sovereign Dr Ste 9A, Lansing, MI 48911, USA | 5.0★ | 402 |
| #2 | Josh Orler - State Farm Insurance Agent6158 W Saginaw Hwy Ste A, Lansing, MI 48917, USA | 4.9★ | 445 |
| #3 | Farmers Insurance - Kyle Campbell303 S Waverly Rd Ste 3, Lansing, MI 48917, USA | 5.0★ | 345 |
| #4 | Rathbun Insurance529 W Saginaw St, Lansing, MI 48933, USA | 4.7★ | 51 |
| #5 | Diversified Insurance Group1901 E Michigan Ave, Lansing, MI 48912, USA | 4.8★ | 35 |
| #6 | Stark Agency Inc431 N Clippert St, Lansing, MI 48912, USA | 4.8★ | 90 |
| #7 | Farmers Insurance - Sarah Schafer6540 Millennium Dr #180, Lansing, MI 48917, USA | 4.9★ | 199 |
| #8 | L.A. Insurance5031 S Cedar St Ste. 3, Lansing, MI 48910, USA | 4.5★ | 139 |
| #9 | Stop 1 Insurance Agency LLC6100 S Cedar St #2, Lansing, MI 48911, USA | 4.4★ | 84 |
| #10 | Payne Insurance Agency3410 Belle Chase Way #300, Lansing, MI 48911, USA | 4.9★ | 31 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Lansing
Rathbun Insurance
529 W Saginaw St, Lansing, MI 48933, USA
Diversified Insurance Group
1901 E Michigan Ave, Lansing, MI 48912, USA
Stark Agency Inc
431 N Clippert St, Lansing, MI 48912, USA
Farmers Insurance - Sarah Schafer
6540 Millennium Dr #180, Lansing, MI 48917, USA
L.A. Insurance
5031 S Cedar St Ste. 3, Lansing, MI 48910, USA
Stop 1 Insurance Agency LLC
6100 S Cedar St #2, Lansing, MI 48911, USA
Payne Insurance Agency
3410 Belle Chase Way #300, Lansing, MI 48911, USA
Marc Nichols Insurance Agency
3141 S Pennsylvania Ave, Lansing, MI 48910, USA
Farmers Insurance : Alecia Klann Agency
6920 S Cedar St Suite 2, Lansing, MI 48911, USA
Logan Insurance Group
2722 E Michigan Ave Suite 202, Lansing, MI 48912, USA
David Chapman Agency
5700 W Mt Hope Hwy, Lansing, MI 48917, USA
Robert Bell - State Farm Insurance Agent
3323 W Saginaw St, Lansing, MI 48917, USA
Stop 1 Insurance Agency #2 LLC
2404 E Michigan Ave, Lansing, MI 48912, USA
Meiers Lombardini Lemanski Insurance
2760 E Lansing Dr #1, East Lansing, MI 48823, USA
Cam Ramirez - State Farm Insurance Agent
15851 Old U.S. 27 building 10 suite 12, Lansing, MI 48906, USA
Jennifer Blumer - State Farm Insurance Agent
6540 Millennium Dr Ste 160, Lansing, MI 48917, USA
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Frequently Asked Questions — Insurance Agents in Lansing
What is the difference between a captive and independent insurance agent in Lansing?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MI?
Search the MI Department of Insurance's online license lookup — Google "MI Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MI must be licensed with the state.
How much does working with a local insurance agent in Lansing cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Lansing?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Lansing adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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