Low Cost · Los Angeles
Cheap Mortgage Brokers in Los Angeles, CA — Best Prices
Compare mortgage brokers prices in Los Angeles to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.
As of May 2026, RatingsNearMe ranks 19 mortgage brokers in Los Angeles, CA by verified customer ratings and review volume. The highest-rated is Uni First Investment, Inc. with a 5.0-star rating from 271 verified reviews. Also in the top tier: Vault Mortgage Group and Scott Griffin Financial. The average rating across all listed mortgage brokers in Los Angeles is 5 stars from 121 reviews per business on average.
Mortgage brokers in Los Angeles: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
5★
Avg rating
121
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Uni First Investment, Inc.
Office building, 801 S Garfield Ave UNIT 308, Alhambra, CA 91801, USA
Vault Mortgage Group
11845 W Olympic Blvd #830w, Los Angeles, CA 90064, USA
Scott Griffin Financial
2121 Ave of the Stars Suite 800, Los Angeles, CA 90067, USA
Mortgage Brokers Rankings in Los Angeles, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Uni First Investment, Inc.Office building, 801 S Garfield Ave UNIT 308, Alhambra, CA 91801, USA | 5.0★ | 271 |
| #2 | Vault Mortgage Group11845 W Olympic Blvd #830w, Los Angeles, CA 90064, USA | 5.0★ | 232 |
| #3 | Scott Griffin Financial2121 Ave of the Stars Suite 800, Los Angeles, CA 90067, USA | 5.0★ | 215 |
| #4 | Henry Wilkes- Wilkes Mortgage Group | VA • FHA • Commercial Financing Specialist3470 Wilshire Blvd #910, Los Angeles, CA 90010, USA | 5.0★ | 204 |
| #5 | Aragon Lending Team - Trusted Mortgage Pros555 W 5th St, Los Angeles, CA 90013, USA | 4.9★ | 108 |
| #6 | HILLHURST MORTGAGE, INC.1662 Hillhurst Ave Suite A, Los Angeles, CA 90027, USA | 5.0★ | 81 |
| #7 | Sunset Lending & Realty12100 Wilshire Blvd 8th floor, Los Angeles, CA 90025, USA | 5.0★ | 105 |
| #8 | Equitable Lending2824 S Robertson Blvd, Los Angeles, CA 90034, USA | 5.0★ | 138 |
| #9 | Cohen Financial Group - Mortgage Broker9665 Wilshire Blvd Suite 260, Beverly Hills, CA 90212, USA | 4.9★ | 69 |
| #10 | Shannon Christenot700 Flower St Suite 1000, Los Angeles, CA 90017, USA | 5.0★ | 55 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Los Angeles
Henry Wilkes- Wilkes Mortgage Group | VA • FHA • Commercial Financing Specialist
3470 Wilshire Blvd #910, Los Angeles, CA 90010, USA
Aragon Lending Team - Trusted Mortgage Pros
555 W 5th St, Los Angeles, CA 90013, USA
HILLHURST MORTGAGE, INC.
1662 Hillhurst Ave Suite A, Los Angeles, CA 90027, USA
Sunset Lending & Realty
12100 Wilshire Blvd 8th floor, Los Angeles, CA 90025, USA
Equitable Lending
2824 S Robertson Blvd, Los Angeles, CA 90034, USA
Cohen Financial Group - Mortgage Broker
9665 Wilshire Blvd Suite 260, Beverly Hills, CA 90212, USA
Shannon Christenot
700 Flower St Suite 1000, Los Angeles, CA 90017, USA
Vantage Realty & Home Loans
145 S Fairfax Ave #200, Los Angeles, CA 90036, USA
Most Home Loans
369 S Doheny Dr Suite 506, Beverly Hills, CA 90211, USA
Bill Rayman Home Mortgages
11845 W Olympic Blvd #1100, Los Angeles, CA 90064, USA
Los Angeles Mortgage
12100 Wilshire Blvd Suite 800, Office 860, Los Angeles, CA 90025, USA
Leo Loans
1917 Hillhurst Ave UNIT 204, Los Angeles, CA 90027, USA
LBC Mortgage
4605 Lankershim Blvd #421, North Hollywood, CA 91602, USA
ID Mortgage Broker
1810 W Burbank Blvd #150, Burbank, CA 91506, USA
Reliance Financial - California Mortgage Brokers & Mortgage Lenders Dublin CA
11501 Dublin Blvd STE 200, Dublin, CA 94568, USA
Home Central Financial, Reverse Mortgage, Refinance, Va, Fha, Downey
7847 Florence Ave #101, Downey, CA 90240, USA
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Frequently Asked Questions — Mortgage Brokers in Los Angeles
What does a mortgage broker do differently than going directly to a bank in Los Angeles?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Los Angeles?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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