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We don't have insurance agents listed specifically in Loveland yet — these top-rated pros from Live Oak serve your area and are available for calls and quotes today.
10+ Years · Loveland
Experienced Insurance Agents in Loveland, TX
Experience matters. These insurance agents in Loveland have years of proven work behind them — and the reviews to back it up.
As of June 2026, RatingsNearMe ranks 20 insurance agents in Loveland, TX by verified customer ratings and review volume. The highest-rated is TWFG Insurance Services with a 4.8-star rating from 119 verified reviews. Also in the top tier: Aurora Insurance and Phil Maxey - State Farm Insurance Agent. The average rating across all listed insurance agents in Loveland is 4.7 stars from 176 reviews per business on average.
Insurance in Loveland: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
176
Avg reviews
Jun 1, 2026
Last updated
Top Rated Insurance Agents
TWFG Insurance Services
6001 Summerside Dr STE 100, Dallas, TX 75252, USA
Aurora Insurance
17110 Dallas Pkwy #120, Dallas, TX 75248, USA
Phil Maxey - State Farm Insurance Agent
17120 Dallas Pkwy Ste 120, Dallas, TX 75248, USA
Insurance Agents Rankings in Loveland, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | TWFG Insurance Services6001 Summerside Dr STE 100, Dallas, TX 75252, USA | 4.8★ | 119 |
| #2 | Aurora Insurance17110 Dallas Pkwy #120, Dallas, TX 75248, USA | 4.3★ | 16 |
| #3 | Phil Maxey - State Farm Insurance Agent17120 Dallas Pkwy Ste 120, Dallas, TX 75248, USA | 5.0★ | 12 |
| #4 | AAA Plano1900 Preston Rd Suite 313, Plano, TX 75093, USA | 3.6★ | 126 |
| #5 | Nationwide Insurance Agency5411 Belt Line Rd, Dallas, TX 75248, USA | 5.0★ | 6 |
| #6 | Advance Pro Insurance Agency LLC2201 Midway Rd suite 108R, Carrollton, TX 75006, USA | 5.0★ | 141 |
| #7 | AAA Dallas Insurance and Member Services5000 Belt Line Rd Suite 765, Dallas, TX 75254, USA | 3.6★ | 119 |
| #8 | Farmers Insurance - Sebastian Cacho2833 Trinity Square Dr Apt 135, Carrollton, TX 75006, USA | 5.0★ | 266 |
| #9 | Hotchkiss Insurance4120 International Pkwy #2000, Carrollton, TX 75007, USA | 3.9★ | 20 |
| #10 | Acceptance Insurance4151 Belt Line Rd #104, Addison, TX 75001, USA | 4.8★ | 171 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Loveland
AAA Plano
1900 Preston Rd Suite 313, Plano, TX 75093, USA
Nationwide Insurance Agency
5411 Belt Line Rd, Dallas, TX 75248, USA
Advance Pro Insurance Agency LLC
2201 Midway Rd suite 108R, Carrollton, TX 75006, USA
AAA Dallas Insurance and Member Services
5000 Belt Line Rd Suite 765, Dallas, TX 75254, USA
Farmers Insurance - Sebastian Cacho
2833 Trinity Square Dr Apt 135, Carrollton, TX 75006, USA
Hotchkiss Insurance
4120 International Pkwy #2000, Carrollton, TX 75007, USA
Acceptance Insurance
4151 Belt Line Rd #104, Addison, TX 75001, USA
Sun Insurance Agency
101 S Coit Rd Ste 103, Richardson, TX 75080, USA
Farmers Insurance - Kyle Fincham
2840 Keller Springs Rd Apt 1202, Carrollton, TX 75006, USA
Insurance One Agency
14180 Dallas Pkwy # 530, Dallas, TX 75254, USA
Amiri Insurance Agency
3608 Preston Rd #227, Plano, TX 75093, USA
Bill Jager Insurance
14241 Dallas Pkwy Ste 700, Dallas, TX 75254, USA
Tower Street Insurance
5001 Spring Valley Rd Suite 500 West, Dallas, TX 75244, USA
A Abana Auto Insurance
7802 Spring Valley Rd, Dallas, TX 75254, USA
COWBOY INSURANCE AGENCY
7916 Spring Valley Rd, Dallas, TX 75254, USA
Alex Prado - State Farm Insurance Agent
13601 Preston Rd Suite E420, Dallas, TX 75240, USA
Rodriguez Insurance Agency LLC
901 Waterfall Way #701, Richardson, TX 75080, USA
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Frequently Asked Questions — Insurance Agents in Loveland
What is the difference between a captive and independent insurance agent in Loveland?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Loveland cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Loveland?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Loveland adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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