10+ Years · Memphis
Experienced Insurance Agents in Memphis, TN
Experience matters. These insurance agents in Memphis have years of proven work behind them — and the reviews to back it up.
As of June 2026, RatingsNearMe ranks 18 insurance agents in Memphis, TN by verified customer ratings and review volume. The highest-rated is Elvin Taylor - State Farm Insurance Agent with a 5.0-star rating from 1,937 verified reviews. Also in the top tier: Fields Insurance and Lofton Wells Insurance. The average rating across all listed insurance agents in Memphis is 4.6 stars from 192 reviews per business on average.
Insurance in Memphis: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
18
Businesses listed
4.6★
Avg rating
192
Avg reviews
Jun 1, 2026
Last updated
Top Rated Insurance Agents
Elvin Taylor - State Farm Insurance Agent
2725 Kirby Rd Ste 11B, Memphis, TN 38119, USA
Insurance Agents Rankings in Memphis, TN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Elvin Taylor - State Farm Insurance Agent2725 Kirby Rd Ste 11B, Memphis, TN 38119, USA | 5.0★ | 1,937 |
| #2 | Fields Insurance3766 Ridgeway Rd, Memphis, TN 38115, USA | 4.9★ | 210 |
| #3 | Lofton Wells Insurance6187 Stage Rd, Bartlett, TN 38134, USA | 4.8★ | 196 |
| #4 | Acceptance Insurance4287 Summer Ave ste 102, Memphis, TN 38122, USA | 4.7★ | 182 |
| #5 | Crye-Leike Insurance Agency6525 N Quail Hollow Rd #400, Memphis, TN 38120, USA | 4.9★ | 41 |
| #6 | RiskGuard Sr22 Insurance Agency Tennessee1331 Union Ave #980, Memphis, TN 38104, USA | 4.7★ | 14 |
| #7 | Absolute Best Auto Insurance Agency539 S Highland St, Memphis, TN 38111, USA | 5.0★ | 6 |
| #8 | Prime SR22 insurance Memphis61 Adams Ave, Memphis, TN 38103, USA | — | — |
| #9 | iCover Insurance231 Exchange Ave, Memphis, TN 38105, USA | 4.9★ | 13 |
| #10 | Memphis Home Insurance Solutions964 Kentucky St, Memphis, TN 38106, USA | 5.0★ | 11 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Memphis
Acceptance Insurance
4287 Summer Ave ste 102, Memphis, TN 38122, USA
Crye-Leike Insurance Agency
6525 N Quail Hollow Rd #400, Memphis, TN 38120, USA
RiskGuard Sr22 Insurance Agency Tennessee
1331 Union Ave #980, Memphis, TN 38104, USA
Absolute Best Auto Insurance Agency
539 S Highland St, Memphis, TN 38111, USA
Memphis Home Insurance Solutions
964 Kentucky St, Memphis, TN 38106, USA
Memphis General Auto Insurance Company
740 E McLemore Ave #21, Memphis, TN 38106, USA
Affordable Insurance Agency
2964 Ole Bartlett Ct Suite 7, Memphis, TN 38134, USA
Clay & Land Insurance, Inc.
866 Ridgeway Loop Rd, Memphis, TN 38120, USA
Pete Mitchell & Associates Insurance, Inc.
4216 Millbranch Rd, Memphis, TN 38116, USA
Zach Jaworski - State Farm Insurance Agent
5501 Murray Ave, Memphis, TN 38119, USA
Globe Life Liberty National Division: Terah Mims Agency
1255 Lynnfield Rd STE 100, Memphis, TN 38119, USA
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Frequently Asked Questions — Insurance Agents in Memphis
What is the difference between a captive and independent insurance agent in Memphis?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TN?
Search the TN Department of Insurance's online license lookup — Google "TN Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TN must be licensed with the state.
How much does working with a local insurance agent in Memphis cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Memphis?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Memphis adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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