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Pricing Guide · Minnetonka
Mortgage Brokers Cost in Minnetonka, TX — 2026 Price Guide
What should you pay for mortgage brokers in Minnetonka? See real 2026 price ranges from local pros and get free quotes to compare.
As of June 2026, RatingsNearMe ranks 20 mortgage brokers in Minnetonka, TX by verified customer ratings and review volume. The highest-rated is Guild Mortgage - Jennifer Schroen with a 5.0-star rating from 33 verified reviews. Also in the top tier: Brady Team Loans - Synergy One Lending Inc and Mortgage of Texas & Financial LLC. The average rating across all listed mortgage brokers in Minnetonka is 4.9 stars from 74 reviews per business on average.
Mortgage brokers in Minnetonka: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.9★
Avg rating
74
Avg reviews
Jun 1, 2026
Last updated
Top Rated Mortgage Brokers
Guild Mortgage - Jennifer Schroen
1149 E Commerce St Suite 210, San Antonio, TX 78205, USA
Brady Team Loans - Synergy One Lending Inc
2111 South Interstate 35 South Frontage Road Suite 1104, New Braunfels, TX 78130, USA
Mortgage of Texas & Financial LLC
6609 Blanco Rd #320, San Antonio, TX 78216, USA
Mortgage Brokers Rankings in Minnetonka, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Guild Mortgage - Jennifer Schroen1149 E Commerce St Suite 210, San Antonio, TX 78205, USA | 5.0★ | 33 |
| #2 | Brady Team Loans - Synergy One Lending Inc2111 South Interstate 35 South Frontage Road Suite 1104, New Braunfels, TX 78130, USA | 5.0★ | 47 |
| #3 | Mortgage of Texas & Financial LLC6609 Blanco Rd #320, San Antonio, TX 78216, USA | 4.9★ | 28 |
| #4 | SWBC Mortgage9311 San Pedro Ave #100, San Antonio, TX 78216, USA | 4.1★ | 13 |
| #5 | NextGen Mortgage Innovation5152 Fredericksburg Rd Suite 200B, San Antonio, TX 78229, USA | 4.9★ | 38 |
| #6 | The Chacon Team - San Antonio Mortgage Lender10010 San Pedro Ave Suite 301, San Antonio, TX 78216, USA | 5.0★ | 179 |
| #7 | Mihir Patel, Mortgage Broker NMLS #16021552008 NW Military Hwy Ste 1A, San Antonio, TX 78213, USA | 5.0★ | 107 |
| #8 | San Antonio Mortgage LLC8000 I-10 Suite 664, San Antonio, TX 78230, USA | 4.8★ | 51 |
| #9 | Hector Campirano Mortgage Team - Powered by Rate5590 Summit Pkwy, San Antonio, TX 78229, USA | 5.0★ | 57 |
| #10 | New Horizon Mortgage, Inc.11106 West Ave, San Antonio, TX 78213, USA | 4.8★ | 64 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Minnetonka
SWBC Mortgage
9311 San Pedro Ave #100, San Antonio, TX 78216, USA
NextGen Mortgage Innovation
5152 Fredericksburg Rd Suite 200B, San Antonio, TX 78229, USA
The Chacon Team - San Antonio Mortgage Lender
10010 San Pedro Ave Suite 301, San Antonio, TX 78216, USA
Mihir Patel, Mortgage Broker NMLS #1602155
2008 NW Military Hwy Ste 1A, San Antonio, TX 78213, USA
San Antonio Mortgage LLC
8000 I-10 Suite 664, San Antonio, TX 78230, USA
Hector Campirano Mortgage Team - Powered by Rate
5590 Summit Pkwy, San Antonio, TX 78229, USA
New Horizon Mortgage, Inc.
11106 West Ave, San Antonio, TX 78213, USA
Rodsan Mortgage LLC - Matthew Sanchez
5282 Medical Dr Suite 106, San Antonio, TX 78229, USA
Grove Mortgage Home Loans
11405 Forest Shower, San Antonio, TX 78233, USA
Accredited Mortgage Services
11602 Elm Bluff, San Antonio, TX 78230, USA
Sente Mortgage Company San Antonio
14701 San Pedro Ave # 230, San Antonio, TX 78232, USA
Texas Heartland Mortgage
1175 W Bitters Rd Building 1 Suite 101, San Antonio, TX 78216, USA
Security Finance
2930a Pat Booker Rd, Universal City, TX 78148, USA
Direct Rate
16500 San Pedro Ave Ste 333, San Antonio, TX 78232, USA
World Finance
1628 Pat Booker Rd, Universal City, TX 78148, USA
April Brock / Life Changing Lender
7529 N Loop 1604 E #112, Live Oak, TX 78233, USA
Pilgrim Mortgage
1270 N Loop 1604 E #1101, San Antonio, TX 78232, USA
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Frequently Asked Questions — Mortgage Brokers in Minnetonka
What does a mortgage broker do differently than going directly to a bank in Minnetonka?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Minnetonka?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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