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As of May 2026, RatingsNearMe ranks 12 mortgage brokers in Miramar, FL by verified customer ratings and review volume. The highest-rated is Miramar Mortgage with a 5.0-star rating from 329 verified reviews. Also in the top tier: Elite Lending LLC and EZ Funding Group. The average rating across all listed mortgage brokers in Miramar is 4.9 stars from 105 reviews per business on average.
Mortgage brokers in Miramar: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
12
Businesses listed
4.9★
Avg rating
105
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Miramar Mortgage
Miramar, FL 33029, USA
Elite Lending LLC
2750 SW 145th Ave Unit 403, Miramar, FL 33027, USA
EZ Funding Group
3350 SW 148th Ave Suit 110, Miramar, FL 33027, USA
Mortgage Brokers Rankings in Miramar, FL
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Miramar MortgageMiramar, FL 33029, USA | 5.0★ | 329 |
| #2 | Elite Lending LLC2750 SW 145th Ave Unit 403, Miramar, FL 33027, USA | 5.0★ | 263 |
| #3 | EZ Funding Group3350 SW 148th Ave Suit 110, Miramar, FL 33027, USA | 5.0★ | 126 |
| #4 | Mortgage Chicks3350 SW 148th Ave Suit 110, Miramar, FL 33027, USA | 4.9★ | 95 |
| #5 | Hometown Home Loans, LLC12074 Miramar Pkwy, Miramar, FL 33025, USA | 5.0★ | 24 |
| #6 | Home Loan Brokers LLC3350 SW 148th Ave Suit 110, Miramar, FL 33027, USA | — | — |
| #7 | Primary Residential Mortgage, Inc.3400 Lakeside Dr #102, Miramar, FL 33027, USA | 4.8★ | 65 |
| #8 | Richard Ruble - VanDyk Mortgage Corporation3350 SW 148th Ave #126, Miramar, FL 33027, USA | 4.8★ | 59 |
| #9 | Pineyro Capital Group Inc.11820 Miramar Pkwy Suite 110, Miramar, FL 33025, USA | 4.9★ | 42 |
| #10 | South Florida Quality Mortgage Corp12781 Miramar Pkwy #303, Miramar, FL 33027, USA | 5.0★ | 3 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Miramar
Mortgage Chicks
3350 SW 148th Ave Suit 110, Miramar, FL 33027, USA
Hometown Home Loans, LLC
12074 Miramar Pkwy, Miramar, FL 33025, USA
Home Loan Brokers LLC
3350 SW 148th Ave Suit 110, Miramar, FL 33027, USA
Primary Residential Mortgage, Inc.
3400 Lakeside Dr #102, Miramar, FL 33027, USA
Richard Ruble - VanDyk Mortgage Corporation
3350 SW 148th Ave #126, Miramar, FL 33027, USA
Pineyro Capital Group Inc.
11820 Miramar Pkwy Suite 110, Miramar, FL 33025, USA
South Florida Quality Mortgage Corp
12781 Miramar Pkwy #303, Miramar, FL 33027, USA
Epstein Mortgage - Primary Residential Mortgage
3400 Lakeside Dr #102, Miramar, FL 33027, USA
PRMG
2525 Embassy Dr Suite 15, Pembroke Pines, FL 33026, USA
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Frequently Asked Questions — Mortgage Brokers in Miramar
What does a mortgage broker do differently than going directly to a bank in Miramar?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Miramar?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in FL?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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