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Emergency Insurance Agents in Muncie, IN — Available 24/7
When you can't wait, these insurance agents in Muncie offer emergency response. Call now — most respond within the hour.
As of June 2026, RatingsNearMe ranks 19 insurance agents in Muncie, IN by verified customer ratings and review volume. The highest-rated is Mike Wright - State Farm Insurance Agent with a 5.0-star rating from 779 verified reviews. Also in the top tier: Jesse Anderson - State Farm Insurance Agent and Jason White - State Farm Insurance Agent. The average rating across all listed insurance agents in Muncie is 4.8 stars from 107 reviews per business on average.
Insurance in Muncie: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
19
Businesses listed
4.8★
Avg rating
107
Avg reviews
Jun 1, 2026
Last updated
Top Rated Insurance Agents
Mike Wright - State Farm Insurance Agent
3899 Wheeling Ave, Muncie, IN 47304, USA
Jesse Anderson - State Farm Insurance Agent
412 S High St, Muncie, IN 47305, USA
Jason White - State Farm Insurance Agent
413 S Tillotson Ave # 7, Muncie, IN 47304, USA
Insurance Agents Rankings in Muncie, IN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Mike Wright - State Farm Insurance Agent3899 Wheeling Ave, Muncie, IN 47304, USA | 5.0★ | 779 |
| #2 | Jesse Anderson - State Farm Insurance Agent412 S High St, Muncie, IN 47305, USA | 5.0★ | 272 |
| #3 | Jason White - State Farm Insurance Agent413 S Tillotson Ave # 7, Muncie, IN 47304, USA | 4.9★ | 207 |
| #4 | Acrisure Muncie, IN (United Insurance Agencies)1019 W Jackson St, Muncie, IN 47305, USA | 5.0★ | 12 |
| #5 | Martin Insurance Group - Muncie3409 W Bethel Ave, Muncie, IN 47304, USA | 4.5★ | 46 |
| #6 | Kramer Insurance3612 Wheeling Ave, Muncie, IN 47304, USA | 4.8★ | 32 |
| #7 | Shelter Insurance - Katy Combs206 W Ontario Dr, Muncie, IN 47303, USA | 5.0★ | 88 |
| #8 | Robertson Insurance Services3701 N Briarwood Ln, Muncie, IN 47304, USA | 4.8★ | 51 |
| #9 | Jason May - State Farm Insurance Agent2991 N Oakwood Ave, Muncie, IN 47304, USA | 4.9★ | 110 |
| #10 | Justin Sorensen: Allstate Insurance320 E McGalliard Rd, Muncie, IN 47303, USA | 4.9★ | 83 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Muncie
Acrisure Muncie, IN (United Insurance Agencies)
1019 W Jackson St, Muncie, IN 47305, USA
Martin Insurance Group - Muncie
3409 W Bethel Ave, Muncie, IN 47304, USA
Kramer Insurance
3612 Wheeling Ave, Muncie, IN 47304, USA
Shelter Insurance - Katy Combs
206 W Ontario Dr, Muncie, IN 47303, USA
Robertson Insurance Services
3701 N Briarwood Ln, Muncie, IN 47304, USA
Jason May - State Farm Insurance Agent
2991 N Oakwood Ave, Muncie, IN 47304, USA
Justin Sorensen: Allstate Insurance
320 E McGalliard Rd, Muncie, IN 47303, USA
Able Insurance
425 W Washington St, Muncie, IN 47305, USA
Preferred Insurance Solutions, INC
1020 S Tillotson Ave, Muncie, IN 47304, USA
Naze-Perry Insurance Corporation
428 W Washington St, Muncie, IN 47305, USA
Dennis Kane - State Farm Insurance Agency - Muncie, IN
3011 W Jackson St, Muncie, IN 47304, USA
Safe Key Insurance
125 E Charles St Suite 109, Muncie, IN 47305, USA
McGowan Insurance Group
3804 Wheeling Ave, Muncie, IN 47304, USA
Indiana Farm Bureau Insurance - Dane Cook Agency
704 W McGalliard Rd, Muncie, IN 47303, USA
Indiana Farm Bureau Insurance
3040 W White River Blvd, Muncie, IN 47304, USA
Jeff Cline - State Farm Insurance Agent
4108 Wheeling Ave, Muncie, IN 47304, USA
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Frequently Asked Questions — Insurance Agents in Muncie
What is the difference between a captive and independent insurance agent in Muncie?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in IN?
Search the IN Department of Insurance's online license lookup — Google "IN Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in IN must be licensed with the state.
How much does working with a local insurance agent in Muncie cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Muncie?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Muncie adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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