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We don't have mortgage brokers listed specifically in Oregon City yet — these top-rated pros from League City serve your area and are available for calls and quotes today.
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Same-Day Mortgage Brokers in Oregon City, TX
Can't wait a week? These mortgage brokers in Oregon City offer same-day or next-day appointments. Call now to check availability.
As of June 2026, RatingsNearMe ranks 20 mortgage brokers in Oregon City, TX by verified customer ratings and review volume. The highest-rated is Helping Heroes Buy Homes, LLC NMLS 1789145 with a 5.0-star rating from 9 verified reviews. Also in the top tier: Mimi Montgomery - Baymont Mortgage and NorthStar Mortgage, LLC. The average rating across all listed mortgage brokers in Oregon City is 5 stars from 69 reviews per business on average.
Mortgage brokers in Oregon City: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
69
Avg reviews
Jun 1, 2026
Last updated
Top Rated Mortgage Brokers
Helping Heroes Buy Homes, LLC NMLS 1789145
2213 Dove Haven Ln, League City, TX 77573, USA
Mimi Montgomery - Baymont Mortgage
238 S Egret Bay Blvd, League City, TX 77573, USA
NorthStar Mortgage, LLC
1526 Noble Way Ct, League City, TX 77573, USA
Mortgage Brokers Rankings in Oregon City, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Helping Heroes Buy Homes, LLC NMLS 17891452213 Dove Haven Ln, League City, TX 77573, USA | 5.0★ | 9 |
| #2 | Mimi Montgomery - Baymont Mortgage238 S Egret Bay Blvd, League City, TX 77573, USA | 5.0★ | 163 |
| #3 | NorthStar Mortgage, LLC1526 Noble Way Ct, League City, TX 77573, USA | 5.0★ | 2 |
| #4 | HomeLoanswithDavid3027 Marina Bay Dr # 315, League City, TX 77573, USA | 5.0★ | 5 |
| #5 | New American Funding2600 South Shore Blvd Ste 300A, Ofc 383, League City, TX 77573, USA | 5.0★ | 17 |
| #6 | Adam Villarreal - Ideal Mortgage Inc.2600 South Shore Blvd #300, League City, TX 77573, USA | 5.0★ | 18 |
| #7 | Seth Saldivar - TEXAN DIRECT LENDING2600 South Shore Blvd #300, League City, TX 77573, USA | 4.8★ | 43 |
| #8 | Carlos Luis Diaz - Bilingual Loan Officer2600 South Shore Blvd #300, League City, TX 77573, USA | 5.0★ | 26 |
| #9 | Hometrust Mortgage Company18333 Egret Bay Blvd Suite #400, Houston, TX 77058, USA | 5.0★ | 71 |
| #10 | Athena Pena, Sr Loan Officer, Branch Manager at Athena Pena Team NMLS #2104277 at SMP Mortgage, Inc1322 Space Park Dr, Houston, TX 77058, USA | 5.0★ | 74 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Oregon City
HomeLoanswithDavid
3027 Marina Bay Dr # 315, League City, TX 77573, USA
New American Funding
2600 South Shore Blvd Ste 300A, Ofc 383, League City, TX 77573, USA
Adam Villarreal - Ideal Mortgage Inc.
2600 South Shore Blvd #300, League City, TX 77573, USA
Seth Saldivar - TEXAN DIRECT LENDING
2600 South Shore Blvd #300, League City, TX 77573, USA
Carlos Luis Diaz - Bilingual Loan Officer
2600 South Shore Blvd #300, League City, TX 77573, USA
Hometrust Mortgage Company
18333 Egret Bay Blvd Suite #400, Houston, TX 77058, USA
Athena Pena, Sr Loan Officer, Branch Manager at Athena Pena Team NMLS #2104277 at SMP Mortgage, Inc
1322 Space Park Dr, Houston, TX 77058, USA
Union Home Mortgage- South Houston
430 E NASA Pkwy Suite A, Webster, TX 77598, USA
King James Lending | Hard Money Loans Local Investors | Quick Close, Best Fees
770 Marina Bay Dr, Kemah, TX 77565, USA
Bolt Mortgage, Inc
4440 W Main St, League City, TX 77573, USA
Melissa Torres - Bolt Mortgage
4440 W Main St, League City, TX 77573, USA
Marissa Cantu-Bolt Mortgage
4440 W Main St, League City, TX 77573, USA
America's Best Lending- Clear Lake
1100 E NASA Pkwy #211c, Houston, TX 77058, USA
Prolending Mortgage
210 Odyssey Dr Suite A, Webster, TX 77598, USA
All Reverse Mortgage, Inc. (ARLO™)
17300 El Camino Real #110, Houston, TX 77058, USA
Legend Home Lending
17047 El Camino Real #150, Houston, TX 77058, USA
Denzil Alton Davis
711 W Bay Area Blvd Suites 450 & 610, Webster, TX 77598, USA
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Frequently Asked Questions — Mortgage Brokers in Oregon City
What does a mortgage broker do differently than going directly to a bank in Oregon City?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Oregon City?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in TX?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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