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Real Reviews · Palatine

Top-Reviewed Mortgage Brokers in Palatine, TX

What are customers actually saying? Read verified reviews for mortgage brokers in Palatine — every rating is from a real customer.

As of June 2026, RatingsNearMe ranks 20 mortgage brokers in Palatine, TX by verified customer ratings and review volume. The highest-rated is Hector Campirano Mortgage Team - Powered by Rate with a 5.0-star rating from 57 verified reviews. Also in the top tier: Rodsan Mortgage LLC - Matthew Sanchez and NextGen Mortgage Innovation. The average rating across all listed mortgage brokers in Palatine is 4.9 stars from 165 reviews per business on average.

Mortgage brokers in Palatine: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

20

Businesses listed

4.9★

Avg rating

165

Avg reviews

Jun 1, 2026

Last updated

Top Rated Mortgage Brokers

🥇

Hector Campirano Mortgage Team - Powered by Rate

5.0(57 reviews)

5590 Summit Pkwy, San Antonio, TX 78229, USA

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Rodsan Mortgage LLC - Matthew Sanchez

4.9(49 reviews)

5282 Medical Dr Suite 106, San Antonio, TX 78229, USA

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NextGen Mortgage Innovation

4.9(38 reviews)

5152 Fredericksburg Rd Suite 200B, San Antonio, TX 78229, USA

Mortgage Brokers Rankings in Palatine, TX

#BusinessRatingReviews
#1Hector Campirano Mortgage Team - Powered by Rate5590 Summit Pkwy, San Antonio, TX 78229, USA5.057
#2Rodsan Mortgage LLC - Matthew Sanchez5282 Medical Dr Suite 106, San Antonio, TX 78229, USA4.949
#3NextGen Mortgage Innovation5152 Fredericksburg Rd Suite 200B, San Antonio, TX 78229, USA4.938
#4San Antonio Mortgage LLC8000 I-10 Suite 664, San Antonio, TX 78230, USA4.851
#5Accredited Mortgage Services11602 Elm Bluff, San Antonio, TX 78230, USA5.079
#6Mihir Patel, Mortgage Broker NMLS #16021552008 NW Military Hwy Ste 1A, San Antonio, TX 78213, USA5.0107
#7Mortgage of Texas & Financial LLC6609 Blanco Rd #320, San Antonio, TX 78216, USA4.928
#8New Horizon Mortgage, Inc.11106 West Ave, San Antonio, TX 78213, USA4.864
#9SWBC Mortgage9311 San Pedro Ave #100, San Antonio, TX 78216, USA4.113
#10The Chacon Team - San Antonio Mortgage Lender10010 San Pedro Ave Suite 301, San Antonio, TX 78216, USA5.0179

Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026

All Mortgage Brokers in Palatine

4

San Antonio Mortgage LLC

4.8· 51 reviews

8000 I-10 Suite 664, San Antonio, TX 78230, USA

5

Accredited Mortgage Services

5.0· 79 reviews

11602 Elm Bluff, San Antonio, TX 78230, USA

6

Mihir Patel, Mortgage Broker NMLS #1602155

5.0· 107 reviews

2008 NW Military Hwy Ste 1A, San Antonio, TX 78213, USA

7

Mortgage of Texas & Financial LLC

4.9· 28 reviews

6609 Blanco Rd #320, San Antonio, TX 78216, USA

8

New Horizon Mortgage, Inc.

4.8· 64 reviews

11106 West Ave, San Antonio, TX 78213, USA

9

SWBC Mortgage

4.1· 13 reviews

9311 San Pedro Ave #100, San Antonio, TX 78216, USA

10

The Chacon Team - San Antonio Mortgage Lender

5.0· 179 reviews

10010 San Pedro Ave Suite 301, San Antonio, TX 78216, USA

11

Megan Cloud - The Mortgage Unicorn

5.0· 358 reviews

7010 W Loop 1604 N Suite 107, San Antonio, TX 78254, USA

12

iTHINK Mortgage

4.8· 52 reviews

15900 La Cantera Pkwy Suite 26230, San Antonio, TX 78256, USA

13

Texas Lending Partners

4.9· 85 reviews

4372 N Loop 1604 W Suite# 203, Shavano Park, TX 78249, USA

14

Texas Heartland Mortgage

5.0· 3 reviews

1175 W Bitters Rd Building 1 Suite 101, San Antonio, TX 78216, USA

15

Brian J. Gutierrez - NEO Home Loans - Branch Leader | Mortgage Advisor - NMLS: 819297

4.9· 46 reviews

3619 Paesanos Pkwy Suite 210, San Antonio, TX 78231, USA

16

Guild Mortgage - Jennifer Schroen

5.0· 33 reviews

1149 E Commerce St Suite 210, San Antonio, TX 78205, USA

17

Cornerstone Home Lending

4.8· 994 reviews

3239 N Loop 1604 W Suite 300, San Antonio, TX 78257, USA

18

Brady Team Loans - Synergy One Lending Inc

5.0· 47 reviews

2111 South Interstate 35 South Frontage Road Suite 1104, New Braunfels, TX 78130, USA

19

GFS Home Loans Corporate

4.8· 925 reviews

2822 N Loop 1604 W Ste. 101, San Antonio, TX 78248, USA

20

Joel Comp - The CompFactor

5.0· 90 reviews

2822 N Loop 1604 W, San Antonio, TX 78248, USA

Data from Google Business listings
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Frequently Asked Questions — Mortgage Brokers in Palatine

What does a mortgage broker do differently than going directly to a bank in Palatine?

A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.

How do I compare mortgage rates in Palatine?

Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.

What credit score do I need to get a mortgage in TX?

Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.

What is the difference between a mortgage broker and a loan officer?

A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.

How are the mortgage brokers on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.

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About This Mortgage Brokers Directory — Palatine, TX

This page lists and ranks 20 mortgage brokers serving Palatine, TX as of June 2026. The average verified rating across all listings is 4.9 stars, with an average of 165 customer reviews per business. The top-ranked mortgage brokers in Palatine by our algorithm is Hector Campirano Mortgage Team - Powered by Rate (5.0 stars, 57 reviews). Mortgage brokers in Palatine: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a mortgage brokers in Palatine: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the TX licensing board before hiring.

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