Best Value · Parma
Affordable Mortgage Brokers in Parma, OH
Find quality mortgage brokers that fit your budget. Compare prices, read reviews, and request free quotes — no obligation.
As of June 2026, RatingsNearMe ranks 12 mortgage brokers in Parma, OH by verified customer ratings and review volume. The highest-rated is Mariner Finance with a 5.0-star rating from 605 verified reviews. Also in the top tier: Mutual of Omaha Mortgage and Reliance First Capital, LLC. NMLS ID # 58775. The average rating across all listed mortgage brokers in Parma is 4.8 stars from 172 reviews per business on average.
Mortgage brokers in Parma: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
12
Businesses listed
4.8★
Avg rating
172
Avg reviews
Jun 1, 2026
Last updated
Top Rated Mortgage Brokers
Mutual of Omaha Mortgage
5800 Lombardo Center, Seven Hills, OH 44131, USA
Reliance First Capital, LLC. NMLS ID # 58775
6155 Rockside Rd #401, Independence, OH 44131, USA
Mortgage Brokers Rankings in Parma, OH
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Mariner Finance1257 B Rockside Rd, Parma, OH 44134, USA | 5.0★ | 605 |
| #2 | Mutual of Omaha Mortgage5800 Lombardo Center, Seven Hills, OH 44131, USA | 5.0★ | 435 |
| #3 | Reliance First Capital, LLC. NMLS ID # 587756155 Rockside Rd #401, Independence, OH 44131, USA | 4.8★ | 436 |
| #4 | US Bank Mortgage8036 Day Dr, Parma, OH 44129, USA | 5.0★ | 1 |
| #5 | Johnny Gremm - Preferred Rate12940 State Rd Office #3, North Royalton, OH 44133, USA | 4.6★ | 10 |
| #6 | Todd Lillo Team - Union Home Mortgage Corp. NMLS 22423719 Whittlesey Ave, Norwalk, OH 44857, USA | 4.9★ | 76 |
| #7 | Ken Muth - Preferred Rate12940 State Rd Office #3, North Royalton, OH 44133, USA | 5.0★ | 2 |
| #8 | Nicholas Apostolakis4 Summit Park Dr #200, Independence, OH 44131, USA | 5.0★ | 83 |
| #9 | Third Federal Savings & Loan1616 Snow Rd, Parma, OH 44134, USA | 4.1★ | 16 |
| #10 | Sirva Mortgage6000 Lombardo Center Suite #500, Seven Hills, OH 44131, USA | 4.6★ | 195 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Parma
Johnny Gremm - Preferred Rate
12940 State Rd Office #3, North Royalton, OH 44133, USA
Todd Lillo Team - Union Home Mortgage Corp. NMLS 224237
19 Whittlesey Ave, Norwalk, OH 44857, USA
Ken Muth - Preferred Rate
12940 State Rd Office #3, North Royalton, OH 44133, USA
Nicholas Apostolakis
4 Summit Park Dr #200, Independence, OH 44131, USA
Sirva Mortgage
6000 Lombardo Center Suite #500, Seven Hills, OH 44131, USA
Clint Malusky Personal Mortgage Advisor at Nations Lending - NMLS: 77293
4 Summit Park Dr #200, Independence, OH 44131, USA
Motto Mortgage Full Circle
5581 Ridge Rd ste 101, Parma, OH 44129, USA
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Frequently Asked Questions — Mortgage Brokers in Parma
What does a mortgage broker do differently than going directly to a bank in Parma?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Parma?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in OH?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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