10+ Years · Petaluma
Experienced Mortgage Brokers in Petaluma, CA
Experience matters. These mortgage brokers in Petaluma have years of proven work behind them — and the reviews to back it up.
As of June 2026, RatingsNearMe ranks 20 mortgage brokers in Petaluma, CA by verified customer ratings and review volume. The highest-rated is eMortgages.com with a 5.0-star rating from 93 verified reviews. Also in the top tier: Paul Olbrantz - Clear2Close Brokers and Preferred Rate - Martin Yataco. The average rating across all listed mortgage brokers in Petaluma is 5 stars from 31 reviews per business on average.
Mortgage brokers in Petaluma: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
5★
Avg rating
31
Avg reviews
Jun 1, 2026
Last updated
Top Rated Mortgage Brokers
Paul Olbrantz - Clear2Close Brokers
1682 Novato Blvd Suite 152, Novato, CA 94947, USA
Preferred Rate - Martin Yataco
755 Baywood Dr 2nd Floor Suite 212, Petaluma, CA 94954, USA
Mortgage Brokers Rankings in Petaluma, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | eMortgages.com407 Kentucky St, Petaluma, CA 94952, USA | 5.0★ | 93 |
| #2 | Paul Olbrantz - Clear2Close Brokers1682 Novato Blvd Suite 152, Novato, CA 94947, USA | 5.0★ | 79 |
| #3 | Preferred Rate - Martin Yataco755 Baywood Dr 2nd Floor Suite 212, Petaluma, CA 94954, USA | 4.9★ | 66 |
| #4 | Reliant Mortgage Group - Juan Rivera11 Petaluma Blvd N #207, Petaluma, CA 94952, USA | 5.0★ | 14 |
| #5 | The Regan Team Home Loan Group775 Baywood Dr #308, Petaluma, CA 94954, USA | 4.9★ | 30 |
| #6 | Kristy Dark - Newrez Home Loan Division NMLS #5084241301 Redwood Way #230, Petaluma, CA 94954, USA | 5.0★ | 39 |
| #7 | Blayney L. White - CrossCountry Mortgage5341 Old Redwood Hwy N Suite 104, Petaluma, CA 94954, USA | 4.9★ | 44 |
| #8 | NorCal Reverse | Mortgage Loan Broker17 Keller St, Petaluma, CA 94952, USA | 5.0★ | 8 |
| #9 | Golden Gate Financial765 Baywood Dr #339, Petaluma, CA 94954, USA | 5.0★ | 1 |
| #10 | W Mortgage Group11 5th St, Petaluma, CA 94952, USA | 5.0★ | 23 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Mortgage Brokers in Petaluma
Reliant Mortgage Group - Juan Rivera
11 Petaluma Blvd N #207, Petaluma, CA 94952, USA
The Regan Team Home Loan Group
775 Baywood Dr #308, Petaluma, CA 94954, USA
Kristy Dark - Newrez Home Loan Division NMLS #508424
1301 Redwood Way #230, Petaluma, CA 94954, USA
Blayney L. White - CrossCountry Mortgage
5341 Old Redwood Hwy N Suite 104, Petaluma, CA 94954, USA
Golden Gate Financial
765 Baywood Dr #339, Petaluma, CA 94954, USA
Jeremy Forcier at CrossCountry Mortgage
5341 Old Redwood Hwy N Suite 104, Petaluma, CA 94954, USA
Ted Aanestad - Sonoma Home Loans
1500 Valley House Dr #210, Rohnert Park, CA 94928, USA
PrimeLending, a PlainsCapital Company - Petaluma
625 2nd St #209, Petaluma, CA 94952, USA
Jeannine Sheppard - Clear2Close Brokers
1425 N McDowell Blvd Suite 213, Petaluma, CA 94954, USA
George Adair at CrossCountry Mortgage
5341 Old Redwood Hwy N Suite 104, Petaluma, CA 94954, USA
Steven Peritore at CrossCountry Mortgage
5341 Old Redwood Hwy N Suite 104, Petaluma, CA 94954, USA
America's Home Loans - Petaluma CA
11 Petaluma Blvd N Suite 206, Petaluma, CA 94952, USA
Get Free Quotes
We'll connect you with the top mortgage brokers in Petaluma, CA.
Frequently Asked Questions — Mortgage Brokers in Petaluma
What does a mortgage broker do differently than going directly to a bank in Petaluma?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Petaluma?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
Mortgage Brokers in Nearby Cities
Compare top-rated mortgage brokers in cities near you.
How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
More Home Services in Petaluma
Related Searches
More ways to find mortgage brokers in Petaluma
Mortgage Brokers in nearby cities