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We don't have insurance agents listed specifically in Racine yet — these top-rated pros from Cedar Park serve your area and are available for calls and quotes today.
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Emergency Insurance Agents in Racine, TX — Available 24/7
When you can't wait, these insurance agents in Racine offer emergency response. Call now — most respond within the hour.
As of June 2026, RatingsNearMe ranks 20 insurance agents in Racine, TX by verified customer ratings and review volume. The highest-rated is Nihill Insurance Services, LLC AIA of Texas Insurance Agency with a 5.0-star rating from 75 verified reviews. Also in the top tier: Hughes Insurance Group, LLC and David Schara - State Farm Insurance Agent. The average rating across all listed insurance agents in Racine is 4.6 stars from 183 reviews per business on average.
Insurance in Racine: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.6★
Avg rating
183
Avg reviews
Jun 1, 2026
Last updated
Top Rated Insurance Agents
Nihill Insurance Services, LLC AIA of Texas Insurance Agency
507 Denali Pass Dr #204, Cedar Park, TX 78613, USA
Hughes Insurance Group, LLC
600 Round Rock W Dr Suite 201, Round Rock, TX 78681, USA
David Schara - State Farm Insurance Agent
12001 W Parmer Ln, Cedar Park, TX 78613, USA
Insurance Agents Rankings in Racine, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Nihill Insurance Services, LLC AIA of Texas Insurance Agency507 Denali Pass Dr #204, Cedar Park, TX 78613, USA | 5.0★ | 75 |
| #2 | Hughes Insurance Group, LLC600 Round Rock W Dr Suite 201, Round Rock, TX 78681, USA | 4.9★ | 241 |
| #3 | David Schara - State Farm Insurance Agent12001 W Parmer Ln, Cedar Park, TX 78613, USA | 4.9★ | 138 |
| #4 | Freeway Insurance602 E McNeil Rd Ste 104, Round Rock, TX 78681, USA | 4.8★ | 246 |
| #5 | DGIA | Daniel Gutschewski Insurance Agency1 Chisholm Trail Rd Building 1 Ste. 450, Round Rock, TX 78681, USA | 5.0★ | 81 |
| #6 | Aaron Vallejo Farmers Insurance Agency1402 Chisholm Trail Rd Ste. A, Round Rock, TX 78681, USA | 4.9★ | 109 |
| #7 | Lawhorn & Moore Insurance Brokers1311 Chisholm Trail Rd STE 403, Round Rock, TX 78681, USA | 5.0★ | 274 |
| #8 | Bill Muench Insurance Agency, Inc409 W Main St #122, Round Rock, TX 78664, USA | 4.5★ | 123 |
| #9 | Contractors Insurance Services, LLC905 N Interstate Hwy 35 #101a, Round Rock, TX 78664, USA | 4.4★ | 175 |
| #10 | A-MAX Auto Insurance1701 S Mays St Ste. R, Round Rock, TX 78664, USA | 4.4★ | 159 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Racine
Freeway Insurance
602 E McNeil Rd Ste 104, Round Rock, TX 78681, USA
DGIA | Daniel Gutschewski Insurance Agency
1 Chisholm Trail Rd Building 1 Ste. 450, Round Rock, TX 78681, USA
Aaron Vallejo Farmers Insurance Agency
1402 Chisholm Trail Rd Ste. A, Round Rock, TX 78681, USA
Lawhorn & Moore Insurance Brokers
1311 Chisholm Trail Rd STE 403, Round Rock, TX 78681, USA
Bill Muench Insurance Agency, Inc
409 W Main St #122, Round Rock, TX 78664, USA
Contractors Insurance Services, LLC
905 N Interstate Hwy 35 #101a, Round Rock, TX 78664, USA
A-MAX Auto Insurance
1701 S Mays St Ste. R, Round Rock, TX 78664, USA
Fiesta Auto Insurance & Tax Service
1105 S Mays St Ste. 100, Round Rock, TX 78664, USA
PolicyWatch
108 E Main St, Round Rock, TX 78664, USA
Contigo Insurance Agency
1800 N Mays St Suite 106, Round Rock, TX 78664, USA
Amy Davis - State Farm Insurance Agent
3401 Royal Vista Blvd B-100, Round Rock, TX 78681, USA
Round Rock Insurance
101 E Old Settlers Blvd, Round Rock, TX 78664, USA
WinStar Insurance Group
13625 Ronald Reagan Blvd Building 3, Suite 100, Cedar Park, TX 78613, USA
BRIAN HILL: Allstate Insurance
3835 Co Rd 175 #230, Leander, TX 78641, USA
Pronto Insurance
1106 E Palm Valley Blvd, Round Rock, TX 78664, USA
Nationwide Auto Insurance
600 S Bell Blvd Ste 21, Cedar Park, TX 78613, USA
Cedar Park SR 22 Insurance Services
605 S Bell Blvd #192, Cedar Park, TX 78613, USA
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Frequently Asked Questions — Insurance Agents in Racine
What is the difference between a captive and independent insurance agent in Racine?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Racine cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Racine?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Racine adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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