Top Picks · Rocklin
Best Mortgage Brokers in Rocklin, CA
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As of May 2026, RatingsNearMe ranks 12 mortgage brokers in Rocklin, CA by verified customer ratings and review volume. The highest-rated is Ken McKee and Kristen Misamore | The Ken McKee Mortgage Lending Team -Canopy Mortgage with a 5.0-star rating from 194 verified reviews. Also in the top tier: Blue Star Lending, Inc. and Broker Direct Lending. The average rating across all listed mortgage brokers in Rocklin is 5 stars from 65 reviews per business on average.
Mortgage brokers in Rocklin: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
12
Businesses listed
5★
Avg rating
65
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Ken McKee and Kristen Misamore | The Ken McKee Mortgage Lending Team -Canopy Mortgage
2281 Lava Ridge Ct Ste. 200, Roseville, CA 95661, USA
Blue Star Lending, Inc.
6960 Destiny Dr Suite 105, Rocklin, CA 95677, USA
Broker Direct Lending
629 Lincoln Way Suite 300, Auburn, CA 95603, USA
Mortgage Brokers Rankings in Rocklin, CA
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Ken McKee and Kristen Misamore | The Ken McKee Mortgage Lending Team -Canopy Mortgage2281 Lava Ridge Ct Ste. 200, Roseville, CA 95661, USA | 5.0★ | 194 |
| #2 | Blue Star Lending, Inc.6960 Destiny Dr Suite 105, Rocklin, CA 95677, USA | 5.0★ | 135 |
| #3 | Broker Direct Lending629 Lincoln Way Suite 300, Auburn, CA 95603, USA | 5.0★ | 109 |
| #4 | Revive Mortgage, Inc.6520 Lonetree Blvd Suite 1041, Rocklin, CA 95765, USA | 4.9★ | 99 |
| #5 | Norma Souza- Bilingual Loan Officer5701 Lonetree Blvd Suite 225, Rocklin, CA 95765, USA | 5.0★ | 24 |
| #6 | California Loan Associates5800 Stanford Ranch Rd #320, Rocklin, CA 95765, USA | 5.0★ | 92 |
| #7 | Manny Andaya -Mortgage Expert NMLS #2869496524 Lonetree Blvd, Rocklin, CA 95765, USA | 5.0★ | 16 |
| #8 | Builder Loans6518 Lonetree Blvd #1058, Rocklin, CA 95765, USA | 5.0★ | 19 |
| #9 | MAC Real Estate Services - RocklinBroker.com5701 Lonetree Blvd Suite 126H, Rocklin, CA 95765, USA | 5.0★ | 2 |
| #10 | Brizzi Financial5800 Lonetree Blvd #101, Rocklin, CA 95765, USA | 5.0★ | 44 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Rocklin
Revive Mortgage, Inc.
6520 Lonetree Blvd Suite 1041, Rocklin, CA 95765, USA
Norma Souza- Bilingual Loan Officer
5701 Lonetree Blvd Suite 225, Rocklin, CA 95765, USA
California Loan Associates
5800 Stanford Ranch Rd #320, Rocklin, CA 95765, USA
Manny Andaya -Mortgage Expert NMLS #286949
6524 Lonetree Blvd, Rocklin, CA 95765, USA
MAC Real Estate Services - RocklinBroker.com
5701 Lonetree Blvd Suite 126H, Rocklin, CA 95765, USA
Maurice Rogers - California Loan Associates
5800 Stanford Ranch Rd #320, Rocklin, CA 95765, USA
MAC Real Estate Services Tj-loans
5701 Lonetree Blvd Suite 126H, Rocklin, CA 95765, USA
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Frequently Asked Questions — Mortgage Brokers in Rocklin
What does a mortgage broker do differently than going directly to a bank in Rocklin?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Rocklin?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in CA?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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