Best Value · Rowlett
Affordable Insurance Agents in Rowlett, TX
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As of June 2026, RatingsNearMe ranks 20 insurance agents in Rowlett, TX by verified customer ratings and review volume. The highest-rated is DHI Title Agency with a 4.4-star rating from 106 verified reviews. Also in the top tier: Farmers Insurance - Lynn Tenney and Melanie Melton: Allstate Insurance. The average rating across all listed insurance agents in Rowlett is 4.7 stars from 65 reviews per business on average.
Insurance in Rowlett: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.7★
Avg rating
65
Avg reviews
Jun 1, 2026
Last updated
Top Rated Insurance Agents
Farmers Insurance - Lynn Tenney
8126 Lakeview Pkwy, Rowlett, TX 75088, USA
Melanie Melton: Allstate Insurance
2402 Rowlett Rd, Rowlett, TX 75088, USA
Insurance Agents Rankings in Rowlett, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | DHI Title Agency4312 Miller Rd, Rowlett, TX 75088, USA | 4.4★ | 106 |
| #2 | Farmers Insurance - Lynn Tenney8126 Lakeview Pkwy, Rowlett, TX 75088, USA | 5.0★ | 24 |
| #3 | Melanie Melton: Allstate Insurance2402 Rowlett Rd, Rowlett, TX 75088, USA | 4.6★ | 19 |
| #4 | Aaron Toews - State Farm Insurance Agent3706 Main St, Rowlett, TX 75088, USA | 4.9★ | 111 |
| #5 | Choice Insurance Group8701 Liberty Grove Rd #200, Rowlett, TX 75089, USA | 4.5★ | 4 |
| #6 | ContracSur5105 Martin Dr, Rowlett, TX 75088, USA | 5.0★ | 4 |
| #7 | Jay Varughese: Allstate Insurance4700 Rowlett Rd Ste 101, Rowlett, TX 75088, USA | 4.6★ | 50 |
| #8 | Ryan Insurance5105 Martin Dr, Rowlett, TX 75088, USA | 5.0★ | 51 |
| #9 | Costlow Insurance3521 Main St #100, Rowlett, TX 75088, USA | 4.9★ | 57 |
| #10 | D' LEON INSURANCE5321 Lakeview Pkwy #103A, Rowlett, TX 75088, USA | 5.0★ | 3 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Rowlett
Aaron Toews - State Farm Insurance Agent
3706 Main St, Rowlett, TX 75088, USA
ContracSur
5105 Martin Dr, Rowlett, TX 75088, USA
Jay Varughese: Allstate Insurance
4700 Rowlett Rd Ste 101, Rowlett, TX 75088, USA
Ryan Insurance
5105 Martin Dr, Rowlett, TX 75088, USA
Costlow Insurance
3521 Main St #100, Rowlett, TX 75088, USA
D' LEON INSURANCE
5321 Lakeview Pkwy #103A, Rowlett, TX 75088, USA
Farmers Insurance - Brady Ingle
8212 Liberty Grove Rd Ste 400, Rowlett, TX 75089, USA
Cordial Insurance Group LLC
5001 Rowlett Rd Ste 200, Rowlett, TX 75088, USA
Christian Serrano - State Farm Insurance Agent
6909 Rowlett Rd #103, Rowlett, TX 75089, USA
Mysurance
5321 Lakeview Pkwy #103A, Rowlett, TX 75088, USA
Premier Coverage Insurance Agency
8120 Lakeview Pkwy, Rowlett, TX 75088, USA
Mister Insurance Agency
8513 Royal Montreal Dr, Rowlett, TX 75089, USA
3D Insurance Services, Inc.
675 Town Square Blvd Bldg. 1A, STE. 200, Garland, TX 75040, USA
Adrian Valdez - State Farm Insurance Agent
8112 Liberty Grove Rd #300, Rowlett, TX 75089, USA
Wigant & Associates, LLC
5706 Antioch Dr, Rowlett, TX 75089, USA
Farmers Insurance - Sylvia Taylor
5501 Gordon Smith Dr #170, Rowlett, TX 75089, USA
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Frequently Asked Questions — Insurance Agents in Rowlett
What is the difference between a captive and independent insurance agent in Rowlett?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Rowlett cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Rowlett?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Rowlett adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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