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Insurance Agents Near You in Saginaw, TX
Find insurance agents close to you in Saginaw. All results are sorted by proximity and rated by real local customers.
As of June 2026, RatingsNearMe ranks 18 insurance agents in Saginaw, TX by verified customer ratings and review volume. The highest-rated is Steven Barber - State Farm Insurance Agent with a 4.9-star rating from 353 verified reviews. Also in the top tier: Farmers Insurance - Lori Hernandez and Cecy Win - State Farm Insurance Agent. The average rating across all listed insurance agents in Saginaw is 4.6 stars from 101 reviews per business on average.
Insurance in Saginaw: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
18
Businesses listed
4.6★
Avg rating
101
Avg reviews
Jun 1, 2026
Last updated
Top Rated Insurance Agents
Steven Barber - State Farm Insurance Agent
209 Belmont St, Saginaw, TX 76179, USA
Farmers Insurance - Lori Hernandez
1029 N Saginaw Blvd E5, Saginaw, TX 76179, USA
Cecy Win - State Farm Insurance Agent
2700 Western Center Blvd #116, Fort Worth, TX 76131, USA
Insurance Agents Rankings in Saginaw, TX
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Steven Barber - State Farm Insurance Agent209 Belmont St, Saginaw, TX 76179, USA | 4.9★ | 353 |
| #2 | Farmers Insurance - Lori Hernandez1029 N Saginaw Blvd E5, Saginaw, TX 76179, USA | 4.9★ | 282 |
| #3 | Cecy Win - State Farm Insurance Agent2700 Western Center Blvd #116, Fort Worth, TX 76131, USA | 5.0★ | 185 |
| #4 | Kirk Bonds Insurance128 N Saginaw Blvd #500, Saginaw, TX 76179, USA | 4.9★ | 92 |
| #5 | Farmers Insurance - Michael Palmer424 Belmont St, Saginaw, TX 76179, USA | 4.9★ | 16 |
| #6 | Jenny Stewart – State Farm Insurance Agent1708 Western Center Blvd, Saginaw, TX 76131, USA | 4.8★ | 195 |
| #7 | Korey Klugman: Allstate Insurance113 W Green St Ste 200, Saginaw, TX 76179, USA | 4.5★ | 50 |
| #8 | Farmers Insurance - Cecelia Fierro124 W McLeroy Blvd suite c, Saginaw, TX 76179, USA | 3.0★ | 2 |
| #9 | Lone Star Insurers8101 Boat Club Rd Suite 325, Fort Worth, TX 76179, USA | 4.9★ | 115 |
| #10 | Woods Insurance Agency2740 Western Center Blvd #504, Fort Worth, TX 76131, USA | 3.9★ | 9 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Saginaw
Kirk Bonds Insurance
128 N Saginaw Blvd #500, Saginaw, TX 76179, USA
Farmers Insurance - Michael Palmer
424 Belmont St, Saginaw, TX 76179, USA
Jenny Stewart – State Farm Insurance Agent
1708 Western Center Blvd, Saginaw, TX 76131, USA
Korey Klugman: Allstate Insurance
113 W Green St Ste 200, Saginaw, TX 76179, USA
Farmers Insurance - Cecelia Fierro
124 W McLeroy Blvd suite c, Saginaw, TX 76179, USA
Lone Star Insurers
8101 Boat Club Rd Suite 325, Fort Worth, TX 76179, USA
Woods Insurance Agency
2740 Western Center Blvd #504, Fort Worth, TX 76131, USA
State Farm Insurance
1708 Western Center Blvd, Saginaw, TX 76131, USA
Future Insurance Agency
5580 State St # 1, Saginaw, MI 48603, USA
Farmers Insurance - Dana Greer
12461 N Saginaw Blvd Ste 300, Fort Worth, TX 76179, USA
Safeguard Insurance Agency
2475 Midland Rd, Saginaw, MI 48603, USA
Mid-Valley Insurance and Financial
9080 Gratiot Rd ste 100, Saginaw, MI 48609, USA
Coppolino Insurance Agency
3123 Davenport Ave, Saginaw, MI 48602, USA
American National Insurance
816 Towne Ct, Saginaw, TX 76179, USA
Chambers Bay Insurance - Romero Agency
330 S Blue Mound Rd #332, Saginaw, TX 76131, USA
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Frequently Asked Questions — Insurance Agents in Saginaw
What is the difference between a captive and independent insurance agent in Saginaw?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in TX?
Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.
How much does working with a local insurance agent in Saginaw cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Saginaw?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Saginaw adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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