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Insurance Agents in Saint Paul, MN — Free Estimates
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As of June 2026, RatingsNearMe ranks 20 insurance agents in Saint Paul, MN by verified customer ratings and review volume. The highest-rated is HomeServices Insurance, Inc. with a 4.8-star rating from 172 verified reviews. Also in the top tier: Theisen Escobar Agency and Garry Insurancenter. The average rating across all listed insurance agents in Saint Paul is 4.8 stars from 51 reviews per business on average.
Insurance in Saint Paul: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.
Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
20
Businesses listed
4.8★
Avg rating
51
Avg reviews
Jun 1, 2026
Last updated
Top Rated Insurance Agents
HomeServices Insurance, Inc.
119 14th St NW Suite 150, St Paul, MN 55112, USA
Theisen Escobar Agency
428 Minnesota St UNIT 500, St Paul, MN 55101, USA
Garry Insurancenter
2555 7th Ave E, St Paul, MN 55109, USA
Insurance Agents Rankings in Saint Paul, MN
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | HomeServices Insurance, Inc.119 14th St NW Suite 150, St Paul, MN 55112, USA | 4.8★ | 172 |
| #2 | Theisen Escobar Agency428 Minnesota St UNIT 500, St Paul, MN 55101, USA | 4.9★ | 112 |
| #3 | Garry Insurancenter2555 7th Ave E, St Paul, MN 55109, USA | 4.9★ | 91 |
| #4 | SR22 Insurance Agency Of Minnesota370 Jackson St, St Paul, MN 55101, USA | 5.0★ | 6 |
| #5 | Preston & Carter Auto Insurance Agency.1 W Kellogg Blvd, St Paul, MN 55102, USA | 4.7★ | 7 |
| #6 | Insurance Group™445 Minnesota St #1500, St Paul, MN 55101, USA | 4.9★ | 53 |
| #7 | Wiessner Insurance250 Hamline Ave S, St Paul, MN 55105, USA | 4.5★ | 39 |
| #8 | Wilebski Insurance Agency101 5th St E suite 202 a, St Paul, MN 55101, USA | 5.0★ | 56 |
| #9 | NSI Agency322 County Rd D E, St Paul, MN 55117, USA | 5.0★ | 26 |
| #10 | East Metro Insurance Agency, LLC Bill Runck1901 Minnehaha Ave E, St Paul, MN 55119, USA | 4.7★ | 21 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026
All Insurance Agents in Saint Paul
SR22 Insurance Agency Of Minnesota
370 Jackson St, St Paul, MN 55101, USA
Preston & Carter Auto Insurance Agency.
1 W Kellogg Blvd, St Paul, MN 55102, USA
Insurance Group™
445 Minnesota St #1500, St Paul, MN 55101, USA
Wiessner Insurance
250 Hamline Ave S, St Paul, MN 55105, USA
Wilebski Insurance Agency
101 5th St E suite 202 a, St Paul, MN 55101, USA
NSI Agency
322 County Rd D E, St Paul, MN 55117, USA
East Metro Insurance Agency, LLC Bill Runck
1901 Minnehaha Ave E, St Paul, MN 55119, USA
Cox Insurance Associates, Inc
1639 Larpenteur Ave W, St Paul, MN 55113, USA
Quality Insurance Service
236 Larpenteur Ave W, St Paul, MN 55113, USA
SR22 Network Experts of Capital City
1619 Dayton Ave, St Paul, MN 55104, USA
Boom Affordable Car Insurance - St Paul MN
506 E Kenny Rd #130, St Paul, MN 55130, USA
World Financial Group Inc
1400 Energy Park Dr #21, St Paul, MN 55108, USA
Krog Insurance
637 Snelling Ave N, St Paul, MN 55104, USA
Xeng Insurance Services
1088 Payne Ave, St Paul, MN 55130, USA
Securian Financial
400 Robert St N, St Paul, MN 55101, USA
Sherman Insurance Agency
120 Bridgepoint Way, South St Paul, MN 55075, USA
V J Insurance
426 Wabasha St S, St Paul, MN 55107, USA
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Frequently Asked Questions — Insurance Agents in Saint Paul
What is the difference between a captive and independent insurance agent in Saint Paul?
Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.
How do I verify an insurance agent's license in MN?
Search the MN Department of Insurance's online license lookup — Google "MN Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in MN must be licensed with the state.
How much does working with a local insurance agent in Saint Paul cost?
In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.
Should I buy insurance online or through a local agent in Saint Paul?
Online works for simple auto or renters policies if you understand what you're buying. A local agent in Saint Paul adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.
How are the insurance agents on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.
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