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Low Cost · San Antonio

Cheap Insurance Agents in San Antonio, TX — Best Prices

Compare insurance agents prices in San Antonio to find the best deal. All businesses are reviewed — cheap doesn't mean low quality.

As of June 2026, RatingsNearMe ranks 20 insurance agents in San Antonio, TX by verified customer ratings and review volume. The highest-rated is My Insurance Group with a 5.0-star rating from 1,202 verified reviews. Also in the top tier: Primera Insurance & Tax Services and Acceptance Insurance. The average rating across all listed insurance agents in San Antonio is 4.8 stars from 241 reviews per business on average.

Insurance in San Antonio: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

Rankings updated June 1, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.

Local Market Snapshot

20

Businesses listed

4.8★

Avg rating

241

Avg reviews

Jun 1, 2026

Last updated

Top Rated Insurance Agents

🥇

My Insurance Group

5.0(1,202 reviews)

18587 Sigma Rd Ste 210, San Antonio, TX 78258, USA

🥈

Primera Insurance & Tax Services

4.9(822 reviews)

2118 S Zarzamora St Suite 434, San Antonio, TX 78207, USA

🥉

Acceptance Insurance

4.9(403 reviews)

11815 West Ave, San Antonio, TX 78216, USA

Insurance Agents Rankings in San Antonio, TX

#BusinessRatingReviews
#1My Insurance Group18587 Sigma Rd Ste 210, San Antonio, TX 78258, USA5.01,202
#2Primera Insurance & Tax Services2118 S Zarzamora St Suite 434, San Antonio, TX 78207, USA4.9822
#3Acceptance Insurance11815 West Ave, San Antonio, TX 78216, USA4.9403
#4The Insurance Guys Brokerage LLC8000 I-10 Frontage Rd Ste 600, San Antonio, TX 78230, USA4.849
#5Cheap Car Insurance Agency San Antonio112 E Pecan St #1711, San Antonio, TX 78205, USA4.25
#6Temmy SR22 Insurance Company Texas711 Navarro St ste 230, San Antonio, TX 78205, USA5.010
#7Ellis Insurance Agency15335 San Pedro Ave, San Antonio, TX 78232, USA4.9122
#8Prime SR22 insurance San Antonio121 N Flores St, San Antonio, TX 78205, USA
#9Fidelis Insurance Brokers1630 Lockhill Selma Rd, San Antonio, TX 78213, USA5.0105
#10Shannon Miller Insurance Agency18410 U.S. Hwy 281 N Ste. 109, San Antonio, TX 78259, USA4.9321

Ranked by verified ratings & review volume · Data from Google Business listings · Updated June 2026

All Insurance Agents in San Antonio

4

The Insurance Guys Brokerage LLC

4.8· 49 reviews

8000 I-10 Frontage Rd Ste 600, San Antonio, TX 78230, USA

5

Cheap Car Insurance Agency San Antonio

4.2· 5 reviews

112 E Pecan St #1711, San Antonio, TX 78205, USA

6

Temmy SR22 Insurance Company Texas

5.0· 10 reviews

711 Navarro St ste 230, San Antonio, TX 78205, USA

7

Ellis Insurance Agency

4.9· 122 reviews

15335 San Pedro Ave, San Antonio, TX 78232, USA

8

Prime SR22 insurance San Antonio

· 0 reviews

121 N Flores St, San Antonio, TX 78205, USA

9

Fidelis Insurance Brokers

5.0· 105 reviews

1630 Lockhill Selma Rd, San Antonio, TX 78213, USA

10

Shannon Miller Insurance Agency

4.9· 321 reviews

18410 U.S. Hwy 281 N Ste. 109, San Antonio, TX 78259, USA

11

abrey INSURANCE

4.3· 6 reviews

1119 Nogalitos St, San Antonio, TX 78204, USA

12

Progressive Car Insurance

· 0 reviews

Navarro St, San Antonio, TX 78205, USA

13

La Familia Auto Insurance

· 0 reviews

4618 Blanco Rd, San Antonio, TX 78212, USA

14

Freeway Insurance

4.8· 410 reviews

6848 San Pedro Ave, San Antonio, TX 78216, USA

15

Leal Insurance Services, LLC

4.9· 136 reviews

118 Broadway # 532, San Antonio, TX 78205, USA

16

HD Insurance Agency

5.0· 96 reviews

6827 Camp Bullis Rd Suite 302, San Antonio, TX 78256, USA

17

SOGO Insurance

5.0· 215 reviews

10127 Coachlight St, San Antonio, TX 78216, USA

18

Taylor Insurance Agency

4.7· 49 reviews

16620 San Pedro Ave #125, San Antonio, TX 78232, USA

19

Insurance Select

4.9· 95 reviews

114 N Ellison Dr #409, San Antonio, TX 78251, USA

20

Affordable Health Insurance Agency, LLC

4.9· 43 reviews

3502 Paesanos Pkwy Ste 102, San Antonio, TX 78231, USA

Data from Google Business listings
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Frequently Asked Questions — Insurance Agents in San Antonio

What is the difference between a captive and independent insurance agent in San Antonio?

Captive agents (State Farm, Allstate, Farmers) represent one company and can only quote that carrier's products. Independent agents work with multiple carriers — they shop your policy across companies to find the best rate and coverage for your situation. For most consumers, an independent agent offers more flexibility. Captive agents may have deeper expertise in their specific carrier's products and claims process.

How do I verify an insurance agent's license in TX?

Search the TX Department of Insurance's online license lookup — Google "TX Department of Insurance license lookup" for the direct link. You can verify current license status, license type, and any disciplinary actions. Every agent selling insurance in TX must be licensed with the state.

How much does working with a local insurance agent in San Antonio cost?

In most cases, nothing directly. Insurance agents earn commissions paid by the insurance company — typically 5–15% of your annual premium for property/casualty coverage, 40–100% of first-year premium for life insurance. Fee-based agents charge separately and disclose it upfront. Always ask how your agent is compensated so you understand any potential incentives.

Should I buy insurance online or through a local agent in San Antonio?

Online works for simple auto or renters policies if you understand what you're buying. A local agent in San Antonio adds real value for homeowners insurance, life insurance, commercial policies, or any situation with complexity — rental properties, high-value items, home-based businesses, or coverage gaps. They also advocate for you during a claim, which online portals don't.

How are the insurance agents on this page ranked?

Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.

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How Rankings Work on This Page

Every insurance agents on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.

Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: June 1, 2026.

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About This Insurance Agents Directory — San Antonio, TX

This page lists and ranks 20 insurance agents serving San Antonio, TX as of June 2026. The average verified rating across all listings is 4.8 stars, with an average of 241 customer reviews per business. The top-ranked insurance agents in San Antonio by our algorithm is My Insurance Group (5.0 stars, 1,202 reviews). Insurance in San Antonio: agents are typically paid by commission (5–15% of premium) — no cost to you to compare quotes.

RatingsNearMe uses a transparent, data-driven ranking algorithm that weighs star rating (35%), review volume (30%), customer sentiment analysis (20%), profile completeness (10%), and availability signals (5%). Rankings are not for sale — Featured Partner businesses pay for enhanced visibility but must earn their position through real customer reviews. Data sourced from Google Business listings and updated regularly.

How to choose a insurance agents in San Antonio: Look for businesses with 4.5+ stars, 50+ reviews, proper licensing and insurance, and transparent pricing. Get at least 3 quotes for any project over $500. Verify credentials with the TX licensing board before hiring.

Request Free Quotes — Top-Rated Insurance Agents in San Antonio