Licensed · Sherwood
Licensed & Insured Mortgage Brokers in Sherwood, OR
Every mortgage brokers listed here carries proper licensing and insurance in OR. Protect yourself — always verify credentials before work begins.
As of May 2026, RatingsNearMe ranks 9 mortgage brokers in Sherwood, OR by verified customer ratings and review volume. The highest-rated is Borrow Smart Mortgage, Inc with a 4.9-star rating from 55 verified reviews. Also in the top tier: Chris Siegfried and Todd Davidson. The average rating across all listed mortgage brokers in Sherwood is 4.9 stars from 15 reviews per business on average.
Mortgage brokers in Sherwood: broker fee typically 1–2% of loan amount, paid by the lender. No direct cost to most borrowers.
Rankings updated May 17, 2026 · Scored by ratings (35%), review volume (30%), sentiment (20%), completeness (10%), availability (5%) · Not paid placement.
Local Market Snapshot
9
Businesses listed
4.9★
Avg rating
15
Avg reviews
May 17, 2026
Last updated
Top Rated Mortgage Brokers
Borrow Smart Mortgage, Inc
9450 SW Commerce Cir #401, Wilsonville, OR 97070, USA
Mortgage Brokers Rankings in Sherwood, OR
| # | Business | Rating | Reviews |
|---|---|---|---|
| #1 | Borrow Smart Mortgage, Inc9450 SW Commerce Cir #401, Wilsonville, OR 97070, USA | 4.9★ | 55 |
| #2 | Chris Siegfried22464 SW Park St, Sherwood, OR 97140, USA | 5.0★ | 25 |
| #3 | Todd Davidson25195 SW Parkway Ave STE 100, Wilsonville, OR 97070, USA | 5.0★ | 12 |
| #4 | Mighty Mortgage Home Loans2195 Hyacinth St NE #191, Salem, OR 97301, USA | 5.0★ | 20 |
| #5 | Patty Page Mortgage Broker25195 SW Parkway Ave #204, Wilsonville, OR 97070, USA | 5.0★ | 1 |
| #6 | Tara Brame- Mortgage Broker NMLS #168891925195 SW Parkway Ave STE 100, Wilsonville, OR 97070, USA | 5.0★ | 5 |
| #7 | UMortgage - Wilsonville25195 SW Parkway Ave STE 100, Wilsonville, OR 97070, USA | 4.6★ | 7 |
| #8 | Kat Saurini the Mortgage Broker #98911725195 SW Parkway Ave #204, Wilsonville, OR 97070, USA | 5.0★ | 3 |
| #9 | Cascade Mortgage Services, Mike Shirley NMLS 26799217040 SW 131st Ave, Portland, OR 97224, USA | 5.0★ | 7 |
Ranked by verified ratings & review volume · Data from Google Business listings · Updated May 2026
All Mortgage Brokers in Sherwood
Mighty Mortgage Home Loans
2195 Hyacinth St NE #191, Salem, OR 97301, USA
Patty Page Mortgage Broker
25195 SW Parkway Ave #204, Wilsonville, OR 97070, USA
Tara Brame- Mortgage Broker NMLS #1688919
25195 SW Parkway Ave STE 100, Wilsonville, OR 97070, USA
UMortgage - Wilsonville
25195 SW Parkway Ave STE 100, Wilsonville, OR 97070, USA
Kat Saurini the Mortgage Broker #989117
25195 SW Parkway Ave #204, Wilsonville, OR 97070, USA
Cascade Mortgage Services, Mike Shirley NMLS 267992
17040 SW 131st Ave, Portland, OR 97224, USA
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Frequently Asked Questions — Mortgage Brokers in Sherwood
What does a mortgage broker do differently than going directly to a bank in Sherwood?
A broker shops your loan across multiple lenders — banks, credit unions, and non-bank lenders — to find the best rate and terms for your situation. Going to one bank limits you to their products. Brokers are typically paid 1–2% of the loan amount by the lender (disclosed upfront on your Loan Estimate). For buyers who don't fit a standard profile (self-employed, complex income, non-QM situations), a broker's lender access is particularly valuable.
How do I compare mortgage rates in Sherwood?
Get a Loan Estimate (federally required within 3 business days of application) from at least 3 lenders. Compare APR — not just the interest rate — because APR includes fees and gives you a truer cost comparison. Also compare origination fees, points, and closing costs. On a $350,000 loan, even a 0.25% rate difference costs about $17,000 over 30 years.
What credit score do I need to get a mortgage in OR?
Conventional loans (Fannie/Freddie): 620+ minimum, best rates at 740+. FHA loans: 580+ with 3.5% down, or 500–579 with 10% down. VA loans (veterans): no official minimum, typically 620+ in practice. USDA loans (rural areas): typically 640+. Higher scores unlock meaningfully better rates — even a 20-point difference can save thousands annually.
What is the difference between a mortgage broker and a loan officer?
A loan officer works for one lender (bank, credit union, or mortgage company) and can only offer that lender's products. A broker is independent and accesses dozens of lenders. A bank loan officer may have faster approvals and more streamlined processes for straightforward cases. A broker adds more value for complex income situations, credit challenges, or when rate comparison matters most.
How are the mortgage brokers on this page ranked?
Rankings use a transparent algorithm: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Featured Partner listings have paid for enhanced visibility but must still earn their position through real customer reviews — sponsored listings are clearly labeled.
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How Rankings Work on This Page
Every mortgage brokers on RatingsNearMe is scored transparently: star rating (35%), review volume (30%), customer sentiment (20%), profile completeness (10%), and availability (5%). Businesses labeled exclusive or premium are Featured Partners — they have paid for enhanced visibility but must still rank through real customer reviews. We cap sponsored boosts so bad businesses can never buy the top spot.
Editorial notice: Ratings are based on publicly available data from Google Business listings. Consumers should independently verify licensing, insurance, and credentials before hiring any service provider. Last updated: May 17, 2026.
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